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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

money, dollars, success

Ink Business Preferred® Credit Card bonus: Back to the 90k offer.

September 5, 2024: Today, Chase ended its best-ever bonus offer on the . The new cardmember welcome offer is back… Read More »Ink Business Preferred® Credit Card bonus: Back to the 90k offer.
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The best Chase Ultimate Rewards® sign-up bonuses

Update September 5, 2024: Chase just launched a larger bonus online. Current Ultimate Rewards® credit card welcome bonuses at a… Read More »The best Chase Ultimate Rewards® sign-up bonuses
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The best credit cards to use at Walmart: Up to 6% cash back rewards

Now that Capital One and Walmart have officially broken up, it’s time for a refresh of our article on the… Read More »The best credit cards to use at Walmart: Up to 6% cash back rewards
Products on the shelves at Costco

Guide to the Costco Anywhere Visa® Business Card by Citi

The Costco Anywhere Visa® Business Card Card by Citi is the small business version of the Costco Anywhere Visa Card… Read More »Guide to the Costco Anywhere Visa® Business Card by Citi
Products on the shelves at Costco

The best credit cards for Costco shopping: You can do better than the Costco credit card!

The heavily-promoted Costco Anywhere Visa® Card is great for gas and is a decent card for rewards on travel purchases, you… Read More »The best credit cards for Costco shopping: You can do better than the Costco credit card!
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Editorial policies: How we create content

At Cards and Points, we strive to publish the best, most informative content about credit cards, rewards, travel rewards, miles,… Read More »Editorial policies: How we create content
CVS

Best credit cards to use at CVS

CVS is one of the largest chain pharmacies and one of the largest retailers in the United States. If you… Read More »Best credit cards to use at CVS
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BofA Customized Cash data points: What merchants earn 2% and 3% rewards?

The Bank of America Customized Cash Rewards credit card offers 3% cash back in one of six categories you can… Read More »BofA Customized Cash data points: What merchants earn 2% and 3% rewards?
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Ink Business Premier® Credit Card: 2% cash back rewards and 2.5% on large purchases

The offers small business owners a simple value proposition: Unlimited 2% cash back rewards on every purchase, 2.5% cash back… Read More »Ink Business Premier® Credit Card: 2% cash back rewards and 2.5% on large purchases
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Chase Ink Business Cash® Credit Card: 5% on office supplies for small businesses

Chase Ink Business Cash® Credit Card at a glance Here’s what you need to know about the Chase Ink Business… Read More »Chase Ink Business Cash® Credit Card: 5% on office supplies for small businesses
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Chase Freedom Unlimited® complete guide: An essential 1.5% everywhere card with bonus categories

The is a no-annual-fee credit card that offers solid rewards everywhere. Here are the high-level benefits of the Freedom Unlimited:… Read More »Chase Freedom Unlimited® complete guide: An essential 1.5% everywhere card with bonus categories
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Chase Freedom Flex℠ Complete Guide: Rewards card with 5% rotating categories

Chase Freedom Flex℠ at a glance Here’s what you need to know about the Chase Freedom Flex℠. Rewards Travel purchased… Read More »Chase Freedom Flex℠ Complete Guide: Rewards card with 5% rotating categories

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% rotating category cards: Current categories

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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