Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.
Our latest posts
Here are our latest posts, but scroll down to find the best available credit card bonuses and more.
Best-ever Delta SkyMiles® Gold American Express Card welcome offer: 80,000 bonus miles
How to find a better Delta credit card offer: More miles and statement credits
Chase Travel and Emergency Assistance: One phone number to get help abroad
JCPenney Credit Card: Is it a good deal?
How much are Delta SkyMiles worth?
Best Wyndham credit card sign-up bonuses: Up to 80k points
Delta schedule changes: Your options and how to use them to your advantage
Do Chase Ultimate Rewards® points expire?
Ink Business Premier® Credit Card welcome bonus: $1,000 cash back
Every Chase Ink sign-up bonus: Some of the best new cardmember offers on small business cards.
Just launched online: Best-ever Chase Ink Business Unlimited® Credit Card $900 sign-up bonus offer.
Best new cardmember offers
Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.
Airline credit card offers
Hotel credit card offers
About Cards and Points and its founder
About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)
Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.
What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.
Featured articles
The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.
Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.
Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses
Other resources
Best cards to use at leading retailers
- Best cards to use at Amazon.
- Best cards to use at Costco.
- Best cards to use at CVS.
- Best cards to use at Target.
- Best cards to use at Walmart.
5% rotating category cards: Current categories
5% big box cards
Target Red Card – 5% discount at Target
Best cards for…
Find the best cards for spending at places like grocery stores, electronics stores, and more.
- Citi Wallet: A core wallet with cash back rewards and the best extended warranty
- Why I’m rethinking Capital One Travel for rental cars: Restrictive cancellation policies.
- United credit card offers: Earn up to 80k MileagePlus miles in October 2024
- Best American Airlines credit card offers: Earn up to 75k miles in October 2024
- Southwest Rapid Rewards® Priority Credit Card sign-up bonus: 50k Rapid Rewards points
Targeted offers
Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers
All about rewards
Overviews of rewards programs, plus the best welcome bonuses in each program
Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points
