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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

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U.S. Bank Altitude® Connect Visa Signature® Card sign-up bonus: 20,000 point offer

Update September 16, 2024: The U.S. Bank Altitude® Connect Visa Signature® Card recently changed to become a no annual fee… Read More »U.S. Bank Altitude® Connect Visa Signature® Card sign-up bonus: 20,000 point offer
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Earn 5 free night awards with the Marriott Bonvoy Business® American Express® Card

September 13: The is back with a 5 night offer. The current welcome offer on the Bonvoy Business offers new… Read More »Earn 5 free night awards with the Marriott Bonvoy Business® American Express® Card

Best Delta credit card offers: Earn bonus SkyMiles with new cardmember offers

Update September 12, 2024: Delta has released new limited-time welcome offers on its Delta SkyMiles® credit cards. Most of these… Read More »Best Delta credit card offers: Earn bonus SkyMiles with new cardmember offers
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Best credit cards for Target shoppers: Up to 6% cash back plus benefits

September 13, 2024: Discover published its Q4 2024 5% categories. Through the end of the year, you can get up… Read More »Best credit cards for Target shoppers: Up to 6% cash back plus benefits
Huge cash credit card welcome bonus.

Citi Dividend Q4 2024 categories: Restaurants and Citi Travel℠

September 13 2024: Citi has now published the fourth quarter bonus categories for the Citi Dividend card: Restaurants and Citi… Read More »Citi Dividend Q4 2024 categories: Restaurants and Citi Travel℠
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Discover Q4 2024 5% cash back categories are great for holiday shopping: Amazon.com and Target

September 13, 2024: Today Discover announced its fourth quarter 2024 cash back categories for the Discover it Cash Back Credit… Read More »Discover Q4 2024 5% cash back categories are great for holiday shopping: Amazon.com and Target
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Massive Delta SkyMiles® Platinum American Express Card welcome offer: Easy 90,000 bonus SkyMiles

September 12, 2024: Today Delta Air Lines and American Express upped the welcome offers on all of the Delta credit… Read More »Massive Delta SkyMiles® Platinum American Express Card welcome offer: Easy 90,000 bonus SkyMiles

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% rotating category cards: Current categories

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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