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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Delta Air Lines credit cards complete guide: All Delta credit cards compared.

September 24, 2024: We’ve updated our guide to make the Delta benefit tables easier to read. Hat tip to reader… Read More »Delta Air Lines credit cards complete guide: All Delta credit cards compared.
Love

Hilton credit cards complete guide: Every Hilton credit card compared

September 24, 2024: We’ve updated our guide with mode in-depth recommendations about which Hilton cards we recommend. See the “Choosing… Read More »Hilton credit cards complete guide: Every Hilton credit card compared

Welcome offers on The Business Platinum Card® from American Express: New 150k offer. Targeted 200k, 300k offers.

The standard welcome offer on The Business Platinum Card® from American Express offers new cardmembers 150,000 points after spending $20,000… Read More »Welcome offers on The Business Platinum Card® from American Express: New 150k offer. Targeted 200k, 300k offers.
stock market, charts, graphs

Is a Chase Travel devaluation coming?

September 23, 2024: Last week, Chase changed the marketing language used to advertise the new cardmember welcome bonuses on two… Read More »Is a Chase Travel devaluation coming?
Stormy evening at the Waldorf Astoria in Rome.

The best Hilton credit card welcome offers: Earn up to 150k Hilton points.

Update September 23, 2024: Amex launched several new welcome bonuses. We’ve updated this article to reflect that, but will be… Read More »The best Hilton credit card welcome offers: Earn up to 150k Hilton points.
The ride-sharing wars! Uber and Lyft conceptual road concept using toy cars.

That airport rideshare surge pricing may be a scam. Here’s how to avoid it.

Have you ever gotten the feeling that the Uber or Lyft pricing from some airports is ridiculously inflated? A ride… Read More »That airport rideshare surge pricing may be a scam. Here’s how to avoid it.
Stormy evening at the Waldorf Astoria in Rome.

Limited time Hilton Honors American Express Card welcome offer: Earn 100k points.

September 22, 2024: Hilton and Amex have increased the new cardmember welcome offer on the through 1/8/2025. Here’s the best… Read More »Limited time Hilton Honors American Express Card welcome offer: Earn 100k points.
airplanes, southwest airlines, airport

Southwest credit cards compared: 5 cards to choose from. Get the best card for you.

Southwest Airlines offers 5 credit cards in partnership with Chase. Each of these offers benefits for flying on Southwest, but… Read More »Southwest credit cards compared: 5 cards to choose from. Get the best card for you.
Southwest Airlines 737-700 N772SW at Phoenix Sky Harbor International Airport in 2016

Southwest® Rapid Rewards® Performance Business Credit Card bonus: Earn 80k points

September 18, 2024: The sign-up bonus on the card is now back down to its business-as-usual offer. Fortunately, Chase recently… Read More »Southwest® Rapid Rewards® Performance Business Credit Card bonus: Earn 80k points
Southwest Airlines 737-700 N772SW at Phoenix Sky Harbor International Airport in 2016

Southwest® Rapid Rewards® Premier Business Credit Card bonus: Earn up to 60k points.

September 18, 2024: The sign-up bonus on the card is now back down to its business-as-usual offer. Fortunately, Chase recently… Read More »Southwest® Rapid Rewards® Premier Business Credit Card bonus: Earn up to 60k points.

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% rotating category cards: Current categories

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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