Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Most secured credit cards suck. These don’t. Here are the best secured credit cards.

November 11, 2024: If you need a secured card to help build or rebuild your credit and start searching online,… Read More »Most secured credit cards suck. These don’t. Here are the best secured credit cards.

Chase Ink Business Cash® Credit Card: 5% on office supplies for small businesses

November 8, 2024

The Ink Business Cash® Credit Card is a cash back card for small business owners who want purchasing power combined… Read More »Chase Ink Business Cash® Credit Card: 5% on office supplies for small businesses

Chase Ink Business Unlimited® Credit Card: 1.5% rewards everywhere and a stellar welcome bonus

November 8, 2024

The Ink Business Unlimited® Credit Card from Chase offers small business owners simple 1.5% cash back rewards on all their… Read More »Chase Ink Business Unlimited® Credit Card: 1.5% rewards everywhere and a stellar welcome bonus

Every Chase Ink sign-up bonus: Some of the best new cardmember offers on small business cards.

November 8, 2024

November 8 2024: The limited-time bonus on the has now ended. We’ve updated our article to reflect the current bonus.… Read More »Every Chase Ink sign-up bonus: Some of the best new cardmember offers on small business cards.

Amazon Prime credit card: The Amazon Prime Visa earns 5% back at Amazon and Whole Foods

November 8, 2024

The Amazon Prime Visa, available exclusively to Amazon Prime members, offers its highest rate of cash back on purchases at… Read More »Amazon Prime credit card: The Amazon Prime Visa earns 5% back at Amazon and Whole Foods

Guide to the American Express® Gold Card

November 8, 2024

The American Express® Gold Card is one of the most rewarding cards to use for dining and at U.S. supermarkets… Read More »Guide to the American Express® Gold Card

Prime Visa sign-up bonus: Limited time $200 Amazon gift card

November 8, 2024: Amazon and Chase have increased the bonus on the Prime Visa to include a $200 Amazon gift… Read More »Prime Visa sign-up bonus: Limited time $200 Amazon gift card

Delta Million Miler™ gifts in 2024: A nice perk for hitting a million miles

November 5, 2024: I recently reached Million Miler™ status with Delta Air Lines and was offered a gift to commemorate… Read More »Delta Million Miler™ gifts in 2024: A nice perk for hitting a million miles

Amex Offers: New offers for Amazon, Delta, Hilton, Expedia, Amex gift cards, Pepper, and more.

November 5, 2024: We updated this article a few days ago with over 100 new offers. Well, today, we found… Read More »Amex Offers: New offers for Amazon, Delta, Hilton, Expedia, Amex gift cards, Pepper, and more.

Delta Stays Credit: How to get up to $250 for hotel bookings through Delta Stays

November 5, 2025: As we near the end of the year, be sure to book with Delta Stays if you… Read More »Delta Stays Credit: How to get up to $250 for hotel bookings through Delta Stays

Delta Bags on Time Guarantee: Bags in 20 minutes or 2,500 miles

November 5, 2024: Delta offers a simple promise to travelers within the U.S.: Your bags will be delivered to the… Read More »Delta Bags on Time Guarantee: Bags in 20 minutes or 2,500 miles

That airport rideshare surge pricing may be a scam. Here’s how to avoid it.

November 5, 2025: If you travel, you’re likely using a rideshare service like Uber or Lyft at some point during… Read More »That airport rideshare surge pricing may be a scam. Here’s how to avoid it.

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

• Best cards to use at Amazon.
• Best cards to use at Costco.
• Best cards to use at CVS.
• Best cards to use at Target.
• Best cards to use at Walmart.

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

• Guide to the Southwest Airlines credit cards. All 5 cards compared.
• Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.
• Sapphire Preferred® Card sign-up bonus offer: 60k points or 70k points in-branch
• Chase Sapphire Reserve® sign-up bonus: 60k points for new cardmembers
• Chase Freedom Unlimited® bonus offers: Every sign-up bonus we’ve found

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points