Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

United Airlines credit cards complete guide: Find the best United credit card for you

November 16, 2024

Update November 16, 2024: Chase and United have increased the amount of the trusted traveler credit. We’ve updated our guide… Read More »United Airlines credit cards complete guide: Find the best United credit card for you

United credit card offers: Earn up to 90k MileagePlus miles in November 2024

November 16, 2024: United and Chase are offering limited-time bonus offers on all of the personal United credit cards. All… Read More »United credit card offers: Earn up to 90k MileagePlus miles in November 2024

The best Chase Ultimate Rewards® sign-up bonuses: Earn up to 90,000 points

November 14, 2024: The increased bonus offer on the Chase Sapphire Preferred® Card has now ended. Here’s our take on… Read More »The best Chase Ultimate Rewards® sign-up bonuses: Earn up to 90,000 points

Best cards for Target: Get up to 6% cash back

November 14, 2024: The best credit cards to use for Target can offer up to 6% cash back, but cash… Read More »Best cards for Target: Get up to 6% cash back

Chase rental car insurance: Automatic coverage when you rent a car with your card

November 14, 2024: Chase offers rental car insurance on many of its consumer and business credit cards. This coverage can… Read More »Chase rental car insurance: Automatic coverage when you rent a car with your card

Chase Sapphire Reserve® Travel Credit: An easy $300 toward travel

November 14, 2024: The comes with an annual $300 travel credit that you get automatically when you charge travel expenses… Read More »Chase Sapphire Reserve® Travel Credit: An easy $300 toward travel

Guide to the U.S. Bank Smartly™ Visa Signature® Card: Great cash back rewards, but still some unknowns

November 13, 2024

November 13, 2024: Yesterday, U.S. Bank officially launched its new Smartly™ Visa Signature® Card. The card promises up to 4%… Read More »Guide to the U.S. Bank Smartly™ Visa Signature® Card: Great cash back rewards, but still some unknowns

The best credit cards for Costco shopping: You can do better than the Costco credit card!

November 13, 2024: With the launch of the U.S. Bank Smartly™ Visa Signature® Card that can get up to 4%… Read More »The best credit cards for Costco shopping: You can do better than the Costco credit card!

U.S. Bank Altitude Reserve: The best travel rewards card you’ve never heard of (No longer available)

November 13, 2024

November 13, 2024: Alongside the launch of the U.S. Bank Smartly™ Visa Signature® Card, the U.S. Bank Altitude® Reserve Visa… Read More »U.S. Bank Altitude Reserve: The best travel rewards card you’ve never heard of (No longer available)

Best Southwest credit card offers in November 2024: Increased sign-up bonuses on personal cards

November 13 2024: Southwest and Chase have released new, elevated sign-up bonuses on the personal Southwest credit cards. The and… Read More »Best Southwest credit card offers in November 2024: Increased sign-up bonuses on personal cards

Elevated Southwest Rapid Rewards® Priority Credit Card sign-up bonus: $400 statement credit + 40k points after $3k spending within 4 months.

November 13, 2024: The has a new sign-up bonus offer with an interesting twist. Unlike previous offers, you have four… Read More »Elevated Southwest Rapid Rewards® Priority Credit Card sign-up bonus: $400 statement credit + 40k points after $3k spending within 4 months.

Increased Southwest Rapid Rewards® Plus Credit Card sign-up bonus: $400 statement credit + 40k points after $3k spending within 4 months.

November 13, 2024: Southwest and Chase have released a new sign-up bonus offer with an interesting twist. The new offer… Read More »Increased Southwest Rapid Rewards® Plus Credit Card sign-up bonus: $400 statement credit + 40k points after $3k spending within 4 months.

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

• Best cards to use at Amazon.
• Best cards to use at Costco.
• Best cards to use at CVS.
• Best cards to use at Target.
• Best cards to use at Walmart.

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

• Guide to the Southwest Airlines credit cards. All 5 cards compared.
• Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.
• Sapphire Preferred® Card sign-up bonus offer: 60k points or 70k points in-branch
• Chase Sapphire Reserve® sign-up bonus: 60k points for new cardmembers
• Chase Freedom Unlimited® bonus offers: Every sign-up bonus we’ve found

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points