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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Woman packing a suitcase

Delta first bag free: How to get a free checked bag on Delta

October 2, 2024: Delta offer cardmembers of most Delta Air Lines credit cards a first bag for free on Delta.… Read More »Delta first bag free: How to get a free checked bag on Delta
airport, terminal, man

Get TSA PreCheck free: TSA PreCheck credit cards

October 2, 2024: We’ve updated our list of cards offering TSA PreCheck for free, as many banks changed their Trusted… Read More »Get TSA PreCheck free: TSA PreCheck credit cards

Flying Blue promo rewards for October 2024

October 1, 2024: Flying Blue has released its monthly promo rewards for October 2024. If you’re looking to fly in… Read More »Flying Blue promo rewards for October 2024
Products on the shelves at Costco

Costco credit card payments: What credit cards does Costco accept?

September 30, 2024: Credit card payments at Costco can be complicated because Costco does not accept every type of credit… Read More »Costco credit card payments: What credit cards does Costco accept?
white Delta airplane on airport

Best Delta credit card: How to find the best Delta card for you.

September 30, 2024: Finding the best Delta credit card for you is a matter of matching Delta’s credit card offerings… Read More »Best Delta credit card: How to find the best Delta card for you.

Delta Air Lines credit cards complete guide: All Delta credit cards compared.

September 24, 2024: We’ve updated our guide to make the Delta benefit tables easier to read. Hat tip to reader… Read More »Delta Air Lines credit cards complete guide: All Delta credit cards compared.
Love

Hilton credit cards complete guide: Every Hilton credit card compared

September 24, 2024: We’ve updated our guide with mode in-depth recommendations about which Hilton cards we recommend. See the “Choosing… Read More »Hilton credit cards complete guide: Every Hilton credit card compared
stock market, charts, graphs

Is a Chase Travel devaluation coming?

September 23, 2024: Last week, Chase changed the marketing language used to advertise the new cardmember welcome bonuses on two… Read More »Is a Chase Travel devaluation coming?
Stormy evening at the Waldorf Astoria in Rome.

The best Hilton credit card welcome offers: Earn up to 150k Hilton points.

Update September 23, 2024: Amex launched several new welcome bonuses. We’ve updated this article to reflect that, but will be… Read More »The best Hilton credit card welcome offers: Earn up to 150k Hilton points.

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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