Cards and Points - Credit cards, rewards points, and maximizing your wallet

Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

The best credit card sign up bonuses

Many credit cards offer generous sign up bonuses to new cardmembers. These bonuses frequently can be worth several hundred dollars… Read More »

Chase Sapphire

The Chase Sapphire card is no-annual-fee credit card from Chase that earns 2x Ultimate Rewards points on restaurants worldwide. Although… Read More »

Sapphire Preferred, Reserve or Ink Preferred?

Having a card that allows for increased value when redeeming points for travel and point transfers to travel partners is… Read More »

What is the best first credit card?

If you are looking at getting your first credit card, you might be overwhelmed by the choices you have. There… Read More »

Getting started with credit card rewards

Getting started with credit card rewards can feel daunting. But we simplify this for you. Here’s what you need to know

Annual travel credits

Many premium credit cards offer a travel credit as part of their benefits packages. This travel credit provides a cash… Read More »

The one card wallet

I frequently get asked, “What is the best credit card?” And the answer is, of course, it depends. If you… Read More »

Guide to Capital One Miles

Capital One Venture travel cards and some small business Capital One Spark cards earn miles instead of cash back. Capital… Read More »

Cards and Points point valuations

You might be wondering what your miles and points are worth. At Cards and Points, we publish point valuations of… Read More »

Editorial policy – Welcome bonuses

In our coverage of credit cards, we will publish the best publicly available credit card offer that we know about.… Read More »

Holding five American Express Platinum cards

Amex Platinum cardholders: Change your selected airline

The American Express Platinum and American Express Business Platinum cards both offer up to $200 in statement credits each year… Read More »

Your monthly credit-card to-do list

Here are all the things you need to do this month to maximize your credit card rewards.

Previous 1…22 232425 Next

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Airline credit card offers

Hotel credit card offers

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker — Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% rotating category cards: Current categories

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

Aaron Hurd

Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.
View all posts