Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Your priorities your strategy

Not everyone wants the same things from credit cards rewards. You might want to make travel affordable for your family.… Read More »Your priorities your strategy

Advertiser and editorial policy

Cards and Points makes money by selling credit cards. When you click on a link through our site, there’s a… Read More »Advertiser and editorial policy

The best credit card sign up bonuses

Many credit cards offer generous sign up bonuses to new cardmembers. These bonuses frequently can be worth several hundred dollars… Read More »The best credit card sign up bonuses

Chase Sapphire

The Chase Sapphire card is no-annual-fee credit card from Chase that earns 2x Ultimate Rewards points on restaurants worldwide. Although… Read More »Chase Sapphire

Sapphire Preferred, Reserve or Ink Preferred?

Having a card that allows for increased value when redeeming points for travel and point transfers to travel partners is… Read More »Sapphire Preferred, Reserve or Ink Preferred?

What is the best first credit card?

If you are looking at getting your first credit card, you might be overwhelmed by the choices you have. There… Read More »What is the best first credit card?

Getting started with credit card rewards

Getting started with credit card rewards can feel daunting. But we simplify this for you. Here’s what you need to know

Annual travel credits

Many premium credit cards offer a travel credit as part of their benefits packages. This travel credit provides a cash… Read More »Annual travel credits

The one card wallet

I frequently get asked, “What is the best credit card?” And the answer is, of course, it depends. If you… Read More »The one card wallet

Guide to Capital One Miles

Capital One Venture travel cards and some small business Capital One Spark cards earn miles instead of cash back. Capital… Read More »Guide to Capital One Miles

Cards and Points point valuations

You might be wondering what your miles and points are worth. At Cards and Points, we publish point valuations of… Read More »Cards and Points point valuations

Editorial policy – Welcome bonuses

In our coverage of credit cards, we will publish the best publicly available credit card offer that we know about.… Read More »Editorial policy – Welcome bonuses

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

• Best cards to use at Amazon.
• Best cards to use at Costco.
• Best cards to use at CVS.
• Best cards to use at Target.
• Best cards to use at Walmart.

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

• Guide to the Southwest Airlines credit cards. All 5 cards compared.
• Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.
• Sapphire Preferred® Card sign-up bonus offer: 60k points or 70k points in-branch
• Chase Sapphire Reserve® sign-up bonus: 60k points for new cardmembers
• Chase Freedom Unlimited® bonus offers: Every sign-up bonus we’ve found

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points