Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Yes, you can get approved if you’re at 5/24

Yes, it is possible to get approved for a new Chase card if you are at 5/24. Recently, a few… Read More »Yes, you can get approved if you’re at 5/24

How to book an award ticket on Delta Air Lines

You’ve accumulated miles in Delta’s SkyMiles frequent flyer program. Now you will want to book an award ticket on the… Read More »How to book an award ticket on Delta Air Lines

Should I keep Delta status: Is chasing Platinum Medallion status worth it?

If you’ve been chasing status with Delta Air Lines the last few years, you might be wondering whether you should… Read More »Should I keep Delta status: Is chasing Platinum Medallion status worth it?

Capital One Venture Rewards Credit Card: 2x transferable rewards on every purchase

Capital One Venture Rewards Credit Card at a glance Here’s what you need to know about the Capital One Venture… Read More »Capital One Venture Rewards Credit Card: 2x transferable rewards on every purchase

Opportunity cost: The cost to earn miles and points

When you sign up for a new credit card and get a generous welcome bonus or pull out your airline… Read More »Opportunity cost: The cost to earn miles and points

Tis the season for gift card scammers: Don’t be a victim this holiday season

Lots of people buy gift cards during the holiday season, which means that gift card scammers are hard at work.… Read More »Tis the season for gift card scammers: Don’t be a victim this holiday season

The best easy cash back welcome bonuses: Earn $200 or more by spending $1,000 or less.

December 4, 2023

Getting a giant welcome bonus can be a great incentive to get a new credit card, but what if you… Read More »The best easy cash back welcome bonuses: Earn $200 or more by spending $1,000 or less.

Capital One Venture X Business card welcome bonus: 150,000 miles with $30k spend.

The Capital One Venture X Business card currently offers a massive 150,000 point bonus after spending $30,000 within the first… Read More »Capital One Venture X Business card welcome bonus: 150,000 miles with $30k spend.

Is it worth it to earn Delta Medallion status?

September 14, 2023

With the recent news of Delta massively increasing its requirements for earning status in 2024, if you’ve had Delta status… Read More »Is it worth it to earn Delta Medallion status?

All about 5% rotating category cards

Some credit cards offer 5% cash back rewards in categories that change every few months. These rotating category cards offer… Read More »All about 5% rotating category cards

Linking Citi cards to your online account: Access all your Citi accounts in one place.

If you have more than one credit card from Citibank, you can easily link all of your personal or business… Read More »Linking Citi cards to your online account: Access all your Citi accounts in one place.

U.S. Bank Shopper Cash Rewards® Visa Signature® Card: 6% back at your choice of two stores

U.S. Bank Shopper Cash Rewards® Visa Signature® Card at a glance Here’s what you need to know about the U.S. Bank Shopper… Read More »U.S. Bank Shopper Cash Rewards® Visa Signature® Card: 6% back at your choice of two stores

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

• Best cards to use at Amazon.
• Best cards to use at Costco.
• Best cards to use at CVS.
• Best cards to use at Target.
• Best cards to use at Walmart.

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

• Discover it® Cash Back review: 5% on categories + double rewards in the first year
• Guide to the Citi Rewards+® Card: Lackluster rewards, but a must-get card for ThankYou Points® collectors.
• How to maximize the 10% off Target gift cards promotion in December 2024
• Chase Freedom Unlimited® bonus offers: Every sign-up bonus we’ve found
• The best Chase Ultimate Rewards® sign-up bonuses: Earn up to 90,000 points

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points