Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Capital One Shopping

August 29, 2023

Capital One Shopping is a shopping portal offering rewards to people who click through the site and make a purchase… Read More »Capital One Shopping

Why Chase Ultimate Rewards is the best rewards program

If you’re in to credit card points and travel rewards, you should be collecting Chase Ultimate Rewards points. This is… Read More »Why Chase Ultimate Rewards is the best rewards program

Valuing credit card benefits: How much YOU value them is all that matters.

If you are paying an annual fee on a credit card, you should be getting at least that much value from that card every year. Here’s how to value your credit card benefits.

Upcoming livestream: All about Delta SkyMiles

Since the elevated welcome offers on Delta SkyMiles credit cards end on August 2nd, I’ve been getting a lot of… Read More »Upcoming livestream: All about Delta SkyMiles

What is a positioning flight?

A positioning flight is a flight you take that gets you from the airport where you are located to a… Read More »What is a positioning flight?

How to get cash out of Membership Rewards

Membership Rewards can be a great rewards currency if you are deep into the travel rewards game. Those willing to… Read More »How to get cash out of Membership Rewards

Prime Day 2023 Deals – Apple, Amazon, Toothbrushes, Meta Quest

July 12, 2023

This post was a last-minute creation. I’m reformatting it and updating it while it’s live because of the nature of… Read More »Prime Day 2023 Deals – Apple, Amazon, Toothbrushes, Meta Quest

Vacation announcement

Just a heads up… I’m heading on vacation next week. That means you’re going to see a lot fewer posts… Read More »Vacation announcement

Auto rental collision damage waiver insurance

If you rent a car, using a credit card with auto rental collision damage waiver insurance is a smart move.… Read More »Auto rental collision damage waiver insurance

Cash back rewards strategy

June 16, 2023

If you are just getting started with credit card rewards, cash back is usually the best place to start. This… Read More »Cash back rewards strategy

Your priorities your strategy

Not everyone wants the same things from credit cards rewards. You might want to make travel affordable for your family.… Read More »Your priorities your strategy

Advertiser and editorial policy

Cards and Points makes money by selling credit cards. When you click on a link through our site, there’s a… Read More »Advertiser and editorial policy

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

• Best cards to use at Amazon.
• Best cards to use at Costco.
• Best cards to use at CVS.
• Best cards to use at Target.
• Best cards to use at Walmart.

5% rotating category cards: Current categories

• Chase Freedom quarterly categories
• Discover quarterly categories
• Citi Dividend quarterly categories

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

• Citi Wallet: A core wallet with cash back rewards and the best extended warranty
• Why I’m rethinking Capital One Travel for rental cars: Restrictive cancellation policies.
• United credit card offers: Earn up to 80k MileagePlus miles in October 2024
• Best American Airlines credit card offers: Earn up to 75k miles in October 2024
• Southwest Rapid Rewards® Priority Credit Card sign-up bonus: 50k Rapid Rewards points

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points