Skip to content

Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Airport departures timetable

Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.

American Express trip delay insurance can cover expenses like food, transportation, and lodging when you book your airfare or other… Read More »Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.
Close up shot of a woman holding a credit card and smartphone

Should I close credit cards I don’t use? Probably not: They strengthen your credit score.

If you’ve got a credit card or two sitting around that you don’t use, you might be wondering if you… Read More »Should I close credit cards I don’t use? Probably not: They strengthen your credit score.
money, profit, finance

9% cash back stack on gas and groceries is alive and well in-branch with Chase Freedom Flex℠ welcome offer!

Update May 6, 2024: In late April, we confirmed that the 5% gas and grocery offer is alive an well,… Read More »9% cash back stack on gas and groceries is alive and well in-branch with Chase Freedom Flex℠ welcome offer!
girl, wow, fashion

14% cash back on groceries with Chase Freedom Flex℠? Yes, please!

Today, Doctor of Credit posted about a 10% welcome bonus on grocery purchases that was popping up on the Chase… Read More »14% cash back on groceries with Chase Freedom Flex℠? Yes, please!
Building of bank of america

All about Bank of America Preferred Rewards: Get up to 2.62% everywhere or 5.25% in categories.

Bank of America Preferred Rewards is a relationship banking program that offers a variety of reward incentives, including increased credit… Read More »All about Bank of America Preferred Rewards: Get up to 2.62% everywhere or 5.25% in categories.
Design thinking is a human-centered approach to innovation that draws from the designer's toolkit to integrate the needs of people, the possibilities of technology, and the requirements for business success. Design thinking has a human-centered core. It encourages organizations to focus on the people they're creating for, which leads to better products, services, and internal processes.

What is a common carrier? Definition of common carrier.

You may see the term common carrier in your credit card’s Guide to Benefits. Or you might read that you… Read More »What is a common carrier? Definition of common carrier.

Test Review

About the author Aaron Hurd Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past… Read More »Test Review
High angle shot of a colleagues working on a project

Marriott’s new cardmember welcome bonus rules explained

If you’re looking for a new cardmember welcome bonus on a Marriott credit card, you may have noticed that every… Read More »Marriott’s new cardmember welcome bonus rules explained

American Express Blue Business Cash™ Card welcome bonus: $250 after $3,000 in spending.

The American Express Blue Business Cash™ Card offers a welcome bonus for new cardmembers. If you have a small business,… Read More »American Express Blue Business Cash™ Card welcome bonus: $250 after $3,000 in spending.

Delta SkyMiles fare sale: Taipei round-trip from 166,600 miles!

Delta is running a handful of unannounced SkyMiles flash sales on business class flights to Asia. Normally, SkyMiles pricing on… Read More »Delta SkyMiles fare sale: Taipei round-trip from 166,600 miles!

The new Delta SkyMiles® Reserve Amex cards are made from a 747

Today Delta and Amex launched a new design for the high-end Delta SkyMiles® Reserve American Express Card and the Delta… Read More »The new Delta SkyMiles® Reserve Amex cards are made from a 747
100 U.S. dollar banknote lot

New TD Double Up℠ card welcome bonus: $150 after $1,000 spent.

When updating our list of the best 2% cash back cards, we noticed that the TD Double Up℠ Credit Card… Read More »New TD Double Up℠ card welcome bonus: $150 after $1,000 spent.
Previous 1…1617181920…25 Next

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Airline credit card offers

Hotel credit card offers

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% rotating category cards: Current categories

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

    View all posts