Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Target RedCard Mastercard welcome bonus: $50 off a future $50+ shopping trip

May 10, 2024

Target is currently running a $50 off a future qualifying Target purchase over $50 when you get a new Target… Read More »Target RedCard Mastercard welcome bonus: $50 off a future $50+ shopping trip

Citi merchant offers: Extra cash back for using your Citi credit card

May 10, 2024

Citi Merchant Offers can give you extra cash back on things that you buy anyway. If you hold a Citi… Read More »Citi merchant offers: Extra cash back for using your Citi credit card

The best credit cards for home improvement store rewards: Up to 10% cash back at Home Depot, Lowe’s, Menards and more.

May 10, 2024

You can get up to 10% rewards on home improvement store purchases with a card from our list of the… Read More »The best credit cards for home improvement store rewards: Up to 10% cash back at Home Depot, Lowe’s, Menards and more.

Return protection: A guarantee that you have up to 90 days to return purchases.

May 10, 2024

Have you ever purchased an item and found yourself wanting to return it, only to discover that the return window… Read More »Return protection: A guarantee that you have up to 90 days to return purchases.

Amex Business Platinum Wireless Credit: $10 per month toward your mobile phone bill

May 10, 2024

The Business Platinum Card® from American Express offers up to $120 in statement credits each year for U.S. wireless telephone… Read More »Amex Business Platinum Wireless Credit: $10 per month toward your mobile phone bill

How to get multiple Citi Custom Cash℠ Cards

May 10, 2024

The Citi Custom Cash℠ Card is perhaps the most versatile 5% cash back card available. It can earn 5% back… Read More »How to get multiple Citi Custom Cash℠ Cards

Amex Platinum Uber credit – Good for rides and Chipotle!

May 10, 2024

If you hold The Platinum Card® from American Express, you might know about the card’s $15 monthly Uber credit. But… Read More »Amex Platinum Uber credit – Good for rides and Chipotle!

How to enroll in your Amex Benefits: Enroll to get statement credits and more

Many American Express cards offer benefits that require enrollment. These “enrollment required” benefits like statement credits or Priority Pass lounge… Read More »How to enroll in your Amex Benefits: Enroll to get statement credits and more

MYS Buying Group: Is it really back?

MYS Buying Group is one of the oldest buying groups that many use to earn extra miles, points, and cash… Read More »MYS Buying Group: Is it really back?

Citi extended warranty: The best extended warranty available on a credit card

May 8, 2024

Extended warranty may be the most under-appreciated credit card benefit. A free credit card extended warranty can cover repair or… Read More »Citi extended warranty: The best extended warranty available on a credit card

Citi Strata Premier: New card from Citi coming soon with 75k welcome bonus

Several blogs are now reporting on a Citi Strata Premier card which is expected to launch soon. Here’s what we… Read More »Citi Strata Premier: New card from Citi coming soon with 75k welcome bonus

Citi® Dividend Card Review: Keep it if you have it for 5% cash back in rotating categories

The Citi® Dividend Card offers 5% cash back quarterly rotating categories. Unlike other cards that cap quarterly bonus category rewards,… Read More »Citi® Dividend Card Review: Keep it if you have it for 5% cash back in rotating categories

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

• Best cards to use at Amazon.
• Best cards to use at Costco.
• Best cards to use at CVS.
• Best cards to use at Target.
• Best cards to use at Walmart.

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

• BofA Customized Cash data points: What merchants earn 2% and 3% rewards?
• The best credit cards to use at Walmart: Up to 6% cash back rewards
• Guide to the Southwest Airlines credit cards. All 5 cards compared.
• Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.
• Sapphire Preferred® Card sign-up bonus offer: 60k points or 70k points in-branch

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points