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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Aaron Hurd holding a Chipotle bag in front of a Chipotle.

Amex Platinum Uber credit – Good for rides and Chipotle!

If you hold The Platinum Card® from American Express, you might know about the card’s $15 monthly Uber credit. But… Read More »Amex Platinum Uber credit – Good for rides and Chipotle!
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How to enroll in your Amex Benefits: Enroll to get statement credits and more

Many American Express cards offer benefits that require enrollment. These “enrollment required” benefits like statement credits or Priority Pass lounge… Read More »How to enroll in your Amex Benefits: Enroll to get statement credits and more
store, stacks, shelves

MYS Buying Group: Is it really back?

MYS Buying Group is one of the oldest buying groups that many use to earn extra miles, points, and cash… Read More »MYS Buying Group: Is it really back?

Citi extended warranty: The best extended warranty available on a credit card

Extended warranty may be the most under-appreciated credit card benefit. A free credit card extended warranty can cover repair or… Read More »Citi extended warranty: The best extended warranty available on a credit card
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Citi Strata Premier: New card from Citi coming soon with 75k welcome bonus

Several blogs are now reporting on a Citi Strata Premier card which is expected to launch soon. Here’s what we… Read More »Citi Strata Premier: New card from Citi coming soon with 75k welcome bonus
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Citi® Dividend Card Review: Keep it if you have it for 5% cash back in rotating categories

The Citi® Dividend Card offers 5% cash back quarterly rotating categories. Unlike other cards that cap quarterly bonus category rewards,… Read More »Citi® Dividend Card Review: Keep it if you have it for 5% cash back in rotating categories
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Discover it® Cash Back review: 5% on categories + double rewards in the first year

Discover it® Cash Back is a rewards credit card offering 5% cash back in categories that rotate quarterly. The card… Read More »Discover it® Cash Back review: 5% on categories + double rewards in the first year
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Citi ThankYou® Rewards Guide: A great program for earning and transfer partners

ThankYou® Rewards is Citi’s travel rewards program offered across several of the bank’s credit cards. The program offers point redemptions… Read More »Citi ThankYou® Rewards Guide: A great program for earning and transfer partners

Car rental insurance: These cards cover you with primary insurance in the U.S. on most rentals

Renting a car with a card that offers rental car insurance can protect you if your rental car is damaged… Read More »Car rental insurance: These cards cover you with primary insurance in the U.S. on most rentals
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All about Bank of America Preferred Rewards: Get up to 2.62% everywhere or 5.25% in categories.

Bank of America Preferred Rewards is a relationship banking program that offers a variety of reward incentives, including increased credit… Read More »All about Bank of America Preferred Rewards: Get up to 2.62% everywhere or 5.25% in categories.
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How to transfer Ultimate Rewards points to another card: Earn on one card and redeem on another

If you hold a Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit Card, you have the… Read More »How to transfer Ultimate Rewards points to another card: Earn on one card and redeem on another
car repair, broken down, repair

Chase Roadside Assistance: Credit card roadside assistance that pays for service calls

A small handful of premium Chase credit cards offer complimentary roadside assistance, which covers $50 in services up to four… Read More »Chase Roadside Assistance: Credit card roadside assistance that pays for service calls
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Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Airline credit card offers

Hotel credit card offers

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% rotating category cards: Current categories

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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