Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.
Our latest posts
Here are our latest posts, but scroll down to find the best available credit card bonuses and more.
Discover it® Cash Back review: 5% on categories + double rewards in the first year
Citi ThankYou® Rewards Guide: A great program for earning and transfer partners
Car rental insurance: These cards cover you with primary insurance in the U.S. on most rentals
All about Bank of America Preferred Rewards: Get up to 2.62% everywhere or 5.25% in categories.
How to transfer Ultimate Rewards points to another card: Earn on one card and redeem on another
Chase Roadside Assistance: Credit card roadside assistance that pays for service calls
Should I close credit cards I don’t use? Probably not: They strengthen your credit score.
14% cash back on groceries with Chase Freedom Flex℠? Yes, please!
What is a common carrier? Definition of common carrier.
Marriott’s new cardmember welcome bonus rules explained
Best new cardmember offers
Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.
Airline credit card offers
Hotel credit card offers
Bank program offers
About Cards and Points and its founder
About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)
Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.
What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.
Current bonuses and promotions
Transfer point bonuses
5% rotating categories
Featured articles
The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.
Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.
Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses
Other resources
Best cards to use at leading retailers
- Best cards to use at Amazon.
- Best cards to use at Costco.
- Best cards to use at CVS.
- Best cards to use at Target.
- Best cards to use at Walmart.
5% big box cards
Target Red Card – 5% discount at Target
Best cards for…
Find the best cards for spending at places like grocery stores, electronics stores, and more.
- BofA Customized Cash data points: What merchants earn 2% and 3% rewards?
- The best credit cards to use at Walmart: Up to 6% cash back rewards
- Guide to the Southwest Airlines credit cards. All 5 cards compared.
- Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.
- Sapphire Preferred® Card sign-up bonus offer: 60k points or 70k points in-branch
Targeted offers
Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers
All about rewards
Overviews of rewards programs, plus the best welcome bonuses in each program
Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points
