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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

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Citi Strata Premier℠ Card sign-up bonus: 70k point limited time offer

Citi is offering a limited time welcome bonus on the Citi Strata Premier℠ Card, the relaunch of the bank’s Citi… Read More »Citi Strata Premier℠ Card sign-up bonus: 70k point limited time offer
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The best Citi ThankYou® Points welcome bonuses: 70k points for Strata Premier℠, 20k points on no-annual fee cards

The fastest way to earn Citi ThankYou® Points is through a new cardmember sign-up bonus. Here are the best available… Read More »The best Citi ThankYou® Points welcome bonuses: 70k points for Strata Premier℠, 20k points on no-annual fee cards

Citi Rewards+® Card welcome bonus: 20,000 bonus points with no annual fee

The Citi Rewards+® Card offers new cardmembers 20,000 bonus points after spending $1,500 within the first 3 months. This is… Read More »Citi Rewards+® Card welcome bonus: 20,000 bonus points with no annual fee
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Capital One Venture X Rewards Credit Card: Easy-ish $300 travel credit and lounge access

Capital One Venture X Rewards Credit Card at a glance Here’s what you need to know about the Capital One… Read More »Capital One Venture X Rewards Credit Card: Easy-ish $300 travel credit and lounge access
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4 ways to contact Chase Sapphire Reserve® customer service

If you need to contact Chase customer service for your Chase Sapphire Reserve® card, here are four ways to contact… Read More »4 ways to contact Chase Sapphire Reserve® customer service
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Discover it® Cash Back welcome bonus: $100 through referral links, plus double rewards your first year

The Discover it® Cash Back card will double all of the cash back you earn in the first year of… Read More »Discover it® Cash Back welcome bonus: $100 through referral links, plus double rewards your first year
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How to track your progress toward a BarclayCard welcome bonus

If you’ve recently applied for a new credit card from Barclays, you may be working on earning a new cardmember… Read More »How to track your progress toward a BarclayCard welcome bonus

Barclays AAdvantage® Aviator® Red World Elite Mastercard® welcome bonus

The Barclays AAdvantage® Aviator® Red World Elite Mastercard® currently at least three different welcome bonuses through different channels. You can… Read More »Barclays AAdvantage® Aviator® Red World Elite Mastercard® welcome bonus
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New Avianca Amex Cards: Sign up for the waitlist to get 10k bonus miles on a new card sign-up

Avianca and Cardless are gearing up to launch what appears to be two new Avianca LifeMiles American Express cards. They’re… Read More »New Avianca Amex Cards: Sign up for the waitlist to get 10k bonus miles on a new card sign-up
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Amex Purchase Protection: Everything you need to know

American Express Purchase Protection is a benefit included on some American Express cards that can cover your purchases if they… Read More »Amex Purchase Protection: Everything you need to know
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Protected: The best cards for dining rewards

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Should you upgrade your credit card?

You’re considering upgrading your credit card. Maybe you’re thinking of applying for a new premium credit card, but you have… Read More »Should you upgrade your credit card?
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Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Airline credit card offers

Hotel credit card offers

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% rotating category cards: Current categories

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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