Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Amex Extended Warranty: The low-hassle credit card extended warranty

May 31, 2024

American Express offers extended warranty protection as a benefit of many of its premium credit cards. This benefit can extend… Read More »Amex Extended Warranty: The low-hassle credit card extended warranty

How to get a statement of delay/cancelation for your trip insurance

May 30, 2024

You were delayed overnight on a trip, but instead of sleeping on the airport floor, you headed to a hotel… Read More »How to get a statement of delay/cancelation for your trip insurance

Mastercard Price Protection: Get a refund from your credit card if you see a better price

Mastercard Price Protection is a benefit offered on some World Elite Mastercards that can provide a refund if you see… Read More »Mastercard Price Protection: Get a refund from your credit card if you see a better price

All Chase Ink credit cards compared: Side-by-side comparison of rewards and benefits

Chase offers four Ink-branded credit cards to small business owners: Each of these cards has its own rewards structure and… Read More »All Chase Ink credit cards compared: Side-by-side comparison of rewards and benefits

Disney+, Disney Bundle and Hulu credits: Get up to $240 in statement credits for Disney annually.

If you subscribe to Disney+ or The Disney Bundle, having the right credit card can get you up to $240… Read More »Disney+, Disney Bundle and Hulu credits: Get up to $240 in statement credits for Disney annually.

Chase Freedom Flex℠ vs. Chase Freedom Unlimited®: Side-by-side comparison

The Chase Freedom Flex℠ and Chase Freedom Unlimited® both have no annual fee, offer increased rewards on purchases with Chase… Read More »Chase Freedom Flex℠ vs. Chase Freedom Unlimited®: Side-by-side comparison

Best cards for flexible travel credits: $300+ credits for travel purchases

May 22, 2024

Some premium credit cards offer flexible travel credits—credits that can offset a variety of travel expenses. If you consistently use… Read More »Best cards for flexible travel credits: $300+ credits for travel purchases

IHG One Rewards Premier Business Credit Card 140k Welcome Bonus

May 20, 2024

Update May 20, 2024: While the recent higher offer was available for a few additional days directly from Chase, it… Read More »IHG One Rewards Premier Business Credit Card 140k Welcome Bonus

Citi Custom Cash℠ Card sign-up bonus: $200 cash back

The Citi Custom Cash℠ Card offers an easy-to-earn sign-up bonus of $200 cash back after you spend $1,500 on purchases… Read More »Citi Custom Cash℠ Card sign-up bonus: $200 cash back

Citi Strata Premier℠ Card sign-up bonus: 70k point limited time offer

May 20, 2024

Citi is offering a limited time welcome bonus on the Citi Strata Premier℠ Card, the relaunch of the bank’s Citi… Read More »Citi Strata Premier℠ Card sign-up bonus: 70k point limited time offer

Citi Rewards+® Card welcome bonus: 20,000 bonus points with no annual fee

The Citi Rewards+® Card offers new cardmembers 20,000 bonus points after spending $1,500 within the first 3 months. This is… Read More »Citi Rewards+® Card welcome bonus: 20,000 bonus points with no annual fee

Capital One Venture X Rewards Credit Card: Easy-ish $300 travel credit and lounge access

May 15, 2024

Capital One Venture X Rewards Credit Card at a glance Here’s what you need to know about the Capital One… Read More »Capital One Venture X Rewards Credit Card: Easy-ish $300 travel credit and lounge access

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

• Best cards to use at Amazon.
• Best cards to use at Costco.
• Best cards to use at CVS.
• Best cards to use at Target.
• Best cards to use at Walmart.

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

• BofA Customized Cash data points: What merchants earn 2% and 3% rewards?
• The best credit cards to use at Walmart: Up to 6% cash back rewards
• Guide to the Southwest Airlines credit cards. All 5 cards compared.
• Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.
• Sapphire Preferred® Card sign-up bonus offer: 60k points or 70k points in-branch

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points