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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Legendary credit cards of yore: At one point, you could get 12% back on gas, groceries, and drugstore purchases.

Today’s post is a fun one. It’s a look back at legendary credit cards that no longer exist. Banks discontinue… Read More »Legendary credit cards of yore: At one point, you could get 12% back on gas, groceries, and drugstore purchases.
Learning everything about 5/24

How to check your 5/24 status: Four ways to check your status for free

Everything you need to know about how to check your 5/24 status for Chase credit card applications.
Condor airplane on grey concrete airport

Capital One Venture X travel credit: Easy $300 toward bookings with Capital One Travel

The Capital One Venture X card and Capital One Venture X Business card offer an annual $300 Venture X travel… Read More »Capital One Venture X travel credit: Easy $300 toward bookings with Capital One Travel
Stainless steel close wrench on spanner

Amex Extended Warranty: The low-hassle credit card extended warranty

American Express offers extended warranty protection as a benefit of many of its premium credit cards. This benefit can extend… Read More »Amex Extended Warranty: The low-hassle credit card extended warranty
flight, delay, airport

How to get a statement of delay/cancelation for your trip insurance

You were delayed overnight on a trip, but instead of sleeping on the airport floor, you headed to a hotel… Read More »How to get a statement of delay/cancelation for your trip insurance
woman holding white labeled plastic bottle

Mastercard Price Protection: Get a refund from your credit card if you see a better price

Mastercard Price Protection is a benefit offered on some World Elite Mastercards that can provide a refund if you see… Read More »Mastercard Price Protection: Get a refund from your credit card if you see a better price
Crunching the numbers

All Chase Ink credit cards compared: Side-by-side comparison of rewards and benefits

Chase offers four Ink-branded credit cards to small business owners: Each of these cards has its own rewards structure and… Read More »All Chase Ink credit cards compared: Side-by-side comparison of rewards and benefits
turned-on flat screen television

Disney+, Disney Bundle and Hulu credits: Get up to $240 in statement credits for Disney annually.

If you subscribe to Disney+ or The Disney Bundle, having the right credit card can get you up to $240… Read More »Disney+, Disney Bundle and Hulu credits: Get up to $240 in statement credits for Disney annually.
Crunching the numbers

Chase Freedom Flex℠ vs. Chase Freedom Unlimited®: Side-by-side comparison

The Chase Freedom Flex℠ and Chase Freedom Unlimited® both have no annual fee, offer increased rewards on purchases with Chase… Read More »Chase Freedom Flex℠ vs. Chase Freedom Unlimited®: Side-by-side comparison
passport, map, world map

Best cards for flexible travel credits: $300+ credits for travel purchases

Some premium credit cards offer flexible travel credits—credits that can offset a variety of travel expenses. If you consistently use… Read More »Best cards for flexible travel credits: $300+ credits for travel purchases
Low angle shot of hotel intercontinental

IHG One Rewards Premier Business Credit Card 140k Welcome Bonus

Update May 20, 2024: While the recent higher offer was available for a few additional days directly from Chase, it… Read More »IHG One Rewards Premier Business Credit Card 140k Welcome Bonus
Huge cash credit card welcome bonus.

Citi Custom Cash℠ Card sign-up bonus: $200 cash back

The Citi Custom Cash℠ Card offers an easy-to-earn sign-up bonus of $200 cash back after you spend $1,500 on purchases… Read More »Citi Custom Cash℠ Card sign-up bonus: $200 cash back
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Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Airline credit card offers

Hotel credit card offers

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% rotating category cards: Current categories

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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