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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

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Wells Fargo Active Cash® Card: 2% cash back with cell phone protection

Wells Fargo Active Cash® Card at a glance Rewards All purchases. 2% Rewards are earned as cash back. Benefits Consumer… Read More »Wells Fargo Active Cash® Card: 2% cash back with cell phone protection
dollar, money, cash

American Express Blue Business Cash™ Card: 2% rewards with extended warranty

is a good choice for small business owners looking for a card that earns 2% cash back with no annual… Read More »American Express Blue Business Cash™ Card: 2% rewards with extended warranty
Crunching the numbers

Changes to Blue Cash Preferred® Card from American Express: No more Equinox+ Credit

On June 13, 2024, Amex made some quiet changes to the Blue Cash Preferred® Card from American Express. The card… Read More »Changes to Blue Cash Preferred® Card from American Express: No more Equinox+ Credit
job, office, team

Ink Business Preferred® Credit Card: 3x rewards on categories for small business

The offers small business owners rewards on business category purchases like travel, shipping, internet services, and advertising, plus essential protections… Read More »Ink Business Preferred® Credit Card: 3x rewards on categories for small business
Alaska airlines plane in the sky

Best Alaska credit card offers: 60k personal, 50k business. 75k offer no longer available

Update June 17, 2024: The links to the 75k miles bonus have stopped working, but the personal Alaska card currently… Read More »Best Alaska credit card offers: 60k personal, 50k business. 75k offer no longer available
Airport departures timetable

Trip delay insurance: Your ticket to a hotel room when your flight cancels

Trip delay insurance, also known as trip delay reimbursement, or trip delay protection, is a credit card benefit that can… Read More »Trip delay insurance: Your ticket to a hotel room when your flight cancels
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Find your Chase credit card benefits: 3 ways to find your benefits

If you hold a Chase credit card, your card probably offers some valuable benefits. Most of Chase’s credit cards come… Read More »Find your Chase credit card benefits: 3 ways to find your benefits
Woman holding a receipt

BankAmeriDeals: Earn 5%+ bonus cash rewards with card-linked Bank of America offers

Card-linked offers can be a great way to get an extra cash back on things you buy anyway. Bank of… Read More »BankAmeriDeals: Earn 5%+ bonus cash rewards with card-linked Bank of America offers

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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