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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

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Guide to Chase extended warranty benefits: What is covered and how to file a claim.

An extended warranty can be one of the most valuable ways that using a credit card can protect the things… Read More »Guide to Chase extended warranty benefits: What is covered and how to file a claim.
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Amex Disney Bundle credits: How to get up to a 70% ongoing Disney Plus discount

Update August 9, 2024: The price of Disney+ is going up. Starting on October 17, prices for the monthly and… Read More »Amex Disney Bundle credits: How to get up to a 70% ongoing Disney Plus discount
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(No longer available) Capital One Walmart Rewards® Card: 5% cash back for online purchases with Walmart

Update August 8, 2024: Capital One and Walmart have ended their cobranded partnership. The Capital One Walmart Rewards® Card is no longer… Read More »(No longer available) Capital One Walmart Rewards® Card: 5% cash back for online purchases with Walmart
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Chase Sapphire Preferred® Card: An essential travel card with best-in-class travel insurance

The is Chase’s flagship travel rewards card. It offers elevated rewards in useful categories like travel, online grocery, dining, and… Read More »Chase Sapphire Preferred® Card: An essential travel card with best-in-class travel insurance
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SavorOne Rewards from Capital One: Bonus rewards on dining, entertainment, and groceries

Here’s what you need to know about the Capital One SavorOne Cash Rewards Credit Card. Capital One SavorOne Cash Rewards… Read More »SavorOne Rewards from Capital One: Bonus rewards on dining, entertainment, and groceries
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Blue Cash Everyday® Card from American Express: 3% on groceries, gas and online shopping.

The Blue Cash Everyday® Card from American Express offers an easy way to get a decent amount of cash back… Read More »Blue Cash Everyday® Card from American Express: 3% on groceries, gas and online shopping.
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The best credit cards for groceries: Get 6% cash back or up to 5x transferable points

The best credit cards for groceries can earn you a ton of cash back or points one of your largest… Read More »The best credit cards for groceries: Get 6% cash back or up to 5x transferable points
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Best hotel credit cards for free nights: Get a free hotel stay with these cards

Some hotel credit cards will give you a free night just for holding the card. If you travel frequently, having… Read More »Best hotel credit cards for free nights: Get a free hotel stay with these cards
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Amex Return Protection: Get 90 days to return an item, regardless of the retailer’s return policy

Amex Return Protection is a consumer insurance benefit offered on some American Express cards. It can provide a refund on… Read More »Amex Return Protection: Get 90 days to return an item, regardless of the retailer’s return policy
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Chase Refer a Friend: Earn a Chase referral bonus when your friends get a new credit card.

If you hold a Chase credit card that you love, you’re probably telling others about it. Chase offers incentives through… Read More »Chase Refer a Friend: Earn a Chase referral bonus when your friends get a new credit card.
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American Express® Business Gold Card: Bonuses in select business categories for small business owners

The American Express® Business Gold Card offers generous rewards for small businesses that spend heavily in the card’s bonus categories… Read More »American Express® Business Gold Card: Bonuses in select business categories for small business owners
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Changes to American Express® Gold Card: Annual fee increased, more statement credits

July 25, 2024: Today, American Express announced changes to the American Express® Gold Card, including an increase in the card’s… Read More »Changes to American Express® Gold Card: Annual fee increased, more statement credits
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Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Airline credit card offers

Hotel credit card offers

Bank program offers

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Transfer point bonuses

5% rotating categories

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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