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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

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Blue Cash Preferred® Card from American Express Review: Market-leading cash back on groceries + benefits

The offers excellent cash back rewards because of its top-of-market cash back on groceries at U.S. supermarkets, good rewards on… Read More »Blue Cash Preferred® Card from American Express Review: Market-leading cash back on groceries + benefits
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Chase Offers: Save money by linking your Chase card to merchant offers

Update July 19, 2024: More interesting Chase Offers are popping up for me, including several 10% back offers at hotel… Read More »Chase Offers: Save money by linking your Chase card to merchant offers
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Paying taxes with a credit card for points: How to pay U.S. taxes with a credit card.

If you are a United States taxpayer, you can pay taxes using your credit card. Whether you pay your taxes… Read More »Paying taxes with a credit card for points: How to pay U.S. taxes with a credit card.
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Walmart+ Credits: Get a free Walmart+ membership with these cards.

A handful of cards offer monthly statement credits that cover the full cost of a Walmart+ membership. If you subscribe… Read More »Walmart+ Credits: Get a free Walmart+ membership with these cards.
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Chase Ultimate Rewards® Guide: Transferable points with cash redemption options

Chase Ultimate Rewards® is a transferable points rewards program that offers travel rewards, cash back rewards, and point transfers to… Read More »Chase Ultimate Rewards® Guide: Transferable points with cash redemption options
Products on the shelves at Costco

Costco warranty protection: Not what it once was, but you can still get an extended warranty!

Costco used to offer two years of warranty protection on pretty much everything that you bought when you used Costco’s… Read More »Costco warranty protection: Not what it once was, but you can still get an extended warranty!
A female pharmacist is selecting a drug from the pharmacy inventory.

The best credit cards for drugstores: Up to 5% cash back on pharmacy purchases

The best cards to use at standalone drugstores and Pharmacies like CVS, Walgreens, and Duane Reade can earn you up… Read More »The best credit cards for drugstores: Up to 5% cash back on pharmacy purchases
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Chase purchase protection: Protection against damage and theft for the stuff you buy

Chase purchase protection can protect the items you buy with your Chase credit card against damage or theft for 120… Read More »Chase purchase protection: Protection against damage and theft for the stuff you buy
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The best cash back signup bonuses. Earn $500+ cash back with a new card

July 12, 2024: Chase has released a new limited-time bonus on the card. We’ve updated our list to reflect this.… Read More »The best cash back signup bonuses. Earn $500+ cash back with a new card

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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