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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

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Walmart+ Credits: Get a free Walmart+ membership with these cards.

A handful of cards offer monthly statement credits that cover the full cost of a Walmart+ membership. If you subscribe… Read More »Walmart+ Credits: Get a free Walmart+ membership with these cards.
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Chase Ultimate Rewards® Guide: Transferable points with cash redemption options

Chase Ultimate Rewards® is a transferable points rewards program that offers travel rewards, cash back rewards, and point transfers to… Read More »Chase Ultimate Rewards® Guide: Transferable points with cash redemption options
Products on the shelves at Costco

Costco warranty protection: Not what it once was, but you can still get an extended warranty!

Costco used to offer two years of warranty protection on pretty much everything that you bought when you used Costco’s… Read More »Costco warranty protection: Not what it once was, but you can still get an extended warranty!
Man running on a Peloton Tread

Chase Sapphire Peloton Offer: Get up to 50,000 bonus points with your Peloton equipment purchase

The Peloton offer gives you up to an additional 50,000 points on your purchase of Peloton equipment. The offers a… Read More »Chase Sapphire Peloton Offer: Get up to 50,000 bonus points with your Peloton equipment purchase
A female pharmacist is selecting a drug from the pharmacy inventory.

The best credit cards for drugstores: Up to 5% cash back on pharmacy purchases

The best cards to use at standalone drugstores and Pharmacies like CVS, Walgreens, and Duane Reade can earn you up… Read More »The best credit cards for drugstores: Up to 5% cash back on pharmacy purchases
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Chase purchase protection: Protection against damage and theft for the stuff you buy

Chase purchase protection can protect the items you buy with your Chase credit card against damage or theft for 120… Read More »Chase purchase protection: Protection against damage and theft for the stuff you buy
money, dollars, success

The best cash back signup bonuses. Earn $500+ cash back with a new card

July 12, 2024: Chase has released a new limited-time bonus on the card. We’ve updated our list to reflect this.… Read More »The best cash back signup bonuses. Earn $500+ cash back with a new card
Condor airplane on grey concrete airport

Chase transfer partners: Airline and hotel Ultimate Rewards partners

Chase Ultimate Rewards® transfer partners offer an opportunity to get outsized value from your Chase points. When you transfer your… Read More »Chase transfer partners: Airline and hotel Ultimate Rewards partners
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Target Circle Week: 10% off Target gift cards on 4/13. Here’s how to maximize this discount.

Update 7/6/24: Lots of people are hitting this article due to the upcoming Target Circle Week. We just published our… Read More »Target Circle Week: 10% off Target gift cards on 4/13. Here’s how to maximize this discount.
a target store with cars parked in front of it

Target Circle Week: Score bigger discounts and rewards. Up to 15% on top of deals.

Target Circle Week runs from July 7 through July 13th this year. This periodic sale event frequently offers great deals… Read More »Target Circle Week: Score bigger discounts and rewards. Up to 15% on top of deals.
The restaurant in the TWA hotel

Best cards for airport lounge access: Get into an airport lounge for free with these cards

Whether you travel constantly or occasionally, having airport lounge access can be a valuable perk. Having access to a quieter… Read More »Best cards for airport lounge access: Get into an airport lounge for free with these cards
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The best credit cards for Apple purchases: Get more rewards and better protection than the Apple Card

If you’re purchasing a new MacBook or iPhone directly from Apple, you may think that the Apple Card is the… Read More »The best credit cards for Apple purchases: Get more rewards and better protection than the Apple Card
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Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Airline credit card offers

Hotel credit card offers

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% rotating category cards: Current categories

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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