Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Chase Travel and Emergency Assistance: One phone number to get help abroad

Chase Travel and Emergency Assistance services is a credit card benefit that you hope to never have to use, but… Read More »Chase Travel and Emergency Assistance: One phone number to get help abroad

JCPenney Credit Card: Is it a good deal?

If you shop at JCPenney, you have undoubtedly been offered the JCPenney credit card at checkout or have seen advertisements… Read More »JCPenney Credit Card: Is it a good deal?

How much are Delta SkyMiles worth?

If you’re trying to decide whether to put your spending on a cash back card or weigh going for a… Read More »How much are Delta SkyMiles worth?

Delta schedule changes: Your options and how to use them to your advantage

Getting an email from Delta saying that your flight schedule has changed might induce a moment of panic. Did Delta… Read More »Delta schedule changes: Your options and how to use them to your advantage

Do Chase Ultimate Rewards® points expire?

Do Chase Ultimate Rewards® points expire? The short answer is no. As long as your account is open and in… Read More »Do Chase Ultimate Rewards® points expire?

Guide to the Costco Anywhere Visa® Business Card by Citi

The Costco Anywhere Visa® Business Card Card by Citi is the small business version of the Costco Anywhere Visa Card… Read More »Guide to the Costco Anywhere Visa® Business Card by Citi

Editorial policies: How we create content

At Cards and Points, we strive to publish the best, most informative content about credit cards, rewards, travel rewards, miles,… Read More »Editorial policies: How we create content

Best credit cards to use at CVS

CVS is one of the largest chain pharmacies and one of the largest retailers in the United States. If you… Read More »Best credit cards to use at CVS

Ink Business Premier® Credit Card: 2% cash back rewards and 2.5% on large purchases

August 30, 2024

The offers small business owners a simple value proposition: Unlimited 2% cash back rewards on every purchase, 2.5% cash back… Read More »Ink Business Premier® Credit Card: 2% cash back rewards and 2.5% on large purchases

Chase Freedom Unlimited® complete guide: An essential 1.5% everywhere card with bonus categories

August 30, 2024

The is a no-annual-fee credit card that offers solid rewards everywhere. Here are the high-level benefits of the Freedom Unlimited:… Read More »Chase Freedom Unlimited® complete guide: An essential 1.5% everywhere card with bonus categories

Chase Freedom Flex℠ Complete Guide: Rewards card with 5% rotating categories

August 30, 2024

Chase Freedom Flex℠ at a glance Here’s what you need to know about the Chase Freedom Flex℠. Rewards Travel purchased… Read More »Chase Freedom Flex℠ Complete Guide: Rewards card with 5% rotating categories

Buying groups: What questions I ask and my experiences

If you’re thinking of getting into buying groups, either as a side-hustle source of income or a way to earn… Read More »Buying groups: What questions I ask and my experiences

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

• Best cards to use at Amazon.
• Best cards to use at Costco.
• Best cards to use at CVS.
• Best cards to use at Target.
• Best cards to use at Walmart.

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

• BofA Customized Cash data points: What merchants earn 2% and 3% rewards?
• The best credit cards to use at Walmart: Up to 6% cash back rewards
• Guide to the Southwest Airlines credit cards. All 5 cards compared.
• Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.
• Sapphire Preferred® Card sign-up bonus offer: 60k points or 70k points in-branch

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points