Welcome to Cards and Points. Browse our latest posts below, find the best credit card sign-up bonuses, or learn about the best cards to use in various spending categories. Prefer watching over reading? You can also visit our Cards and Points YouTube channel.

Our latest posts

Southwest Milestone Rewards: Incremental perks for Rapid Rewards members

Southwest Milestone Rewards are a new benefit introduced in 2027, that provide some extra perks as you earn your way… Read More »Southwest Milestone Rewards: Incremental perks for Rapid Rewards members

Southwest Tier-Qualifying Points: One path to Southwest status and the Companion Pass

In 2027, Southwest is changing how Tier Qualifying Points (TQP) work. Here’s what you need to know about this path… Read More »Southwest Tier-Qualifying Points: One path to Southwest status and the Companion Pass

U.S. Bank Altitude® Connect Visa Signature® Card sign-up bonus: 20,000 point offer

The U.S. Bank Altitude® Connect Visa Signature® Card is probably the most underrated travel card that never gets talked about.… Read More »U.S. Bank Altitude® Connect Visa Signature® Card sign-up bonus: 20,000 point offer

IHG credit card offers: Card refresh brings excellent limited-time offers

Alongside the October 2026 credit card refresh of the IHG cards, Chase and IHG have launched new bonuses on the… Read More »IHG credit card offers: Card refresh brings excellent limited-time offers

IHG credit card updates (October 2026)

In early October 2026, IHG and Chase refreshed the IHG credit card line, increasing the annual fees and chancing the… Read More »IHG credit card updates (October 2026)

IHG Credit Cards: All benefits and features compared

October 8, 2026

Recently, IHG and Chase refreshed the IHG credit card lineup, and added a new card to the mix, the IHG… Read More »IHG Credit Cards: All benefits and features compared

Guides and Best Offers: Airlines and Hotel Programs

Program	Best Offers	Guides
	Best Alaska Airlines Atmos Card Offers
	Best American Airlines Card Offers – Better American Platinum Select In-Flight Offer
	Best Delta Card Offers – Better Delta Gold Card (Delta.com) Offer	Delta Cards Compared – Delta Stays Credits – Delta Rideshare Credits
	Best Southwest Card Offers	Southwest Cards Compared
	Best United Card Offers	United Cards Compared – United Club lounges
	Best Hilton Card Offers	Hilton Cards Compared
	Best IHG Card Offers
	Best Marriott Card Offers	Marriott Cards Compared
	Best Hyatt Card Offers	Hyatt Cards Compared

We will continue to add to this table as we refresh our offer pages and guides.

Best cards to use for spending

Use our lists of best cards to find a card to get the most rewards and most useful benefits where you spend the most.

Current bonuses and promotions

Other resources

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.