Welcome to Cards and Points.

Browse our latest posts below, find the best credit card sign-up bonuses, or learn about the best cards to use in various spending categories.

Prefer watching over reading? You can also visit our recently-launched Cards and Points YouTube channel.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Extended warranty: An essential credit card benefit that can pay off

Many credit cards offer extended warranties which can give you anywhere from a few months to two years of additional… Read More »Extended warranty: An essential credit card benefit that can pay off

Delta/Amex Resy Credit: Statement credit for dining with Resy restaurants

As part of the February 2024 refresh of the Delta SkyMiles credit cards, Delta Air Lines and Amex introduced a… Read More »Delta/Amex Resy Credit: Statement credit for dining with Resy restaurants

Roadside assistance benefits

Many credit cards offers some form of roadside dispatch benefit. But in most cases, you’re likely to be disappointed once… Read More »Roadside assistance benefits

Citi ThankYou Points: A four-card wallet with redemption synergies.

If you are comfortable carrying more than one credit card and want to build out a wallet that can earn… Read More »Citi ThankYou Points: A four-card wallet with redemption synergies.

Should you care about Delta SkyMiles award travel?

If you stick a toe into the world of travel rewards, you’ll quickly learn that there is a lot to… Read More »Should you care about Delta SkyMiles award travel?

Federal tax payments: Ink cards not working (fixed)

Update 1/23/24: I recently paid my estimated taxes with an Ink card and found that this is working again. Some… Read More »Federal tax payments: Ink cards not working (fixed)

Thank you and Merry Christmas!

I’m taking a few days off for the Christmas holiday, but I just wanted to hop online to write a… Read More »Thank you and Merry Christmas!

Best cash back credit cards: 3% everywhere for a year and up to 10% in categories.

When you use a cash back credit card for purchases, you can get a rebate that often is 3%, 5%,… Read More »Best cash back credit cards: 3% everywhere for a year and up to 10% in categories.

Yes, you can get approved if you’re at 5/24

Yes, it is possible to get approved for a new Chase card if you are at 5/24. Recently, a few… Read More »Yes, you can get approved if you’re at 5/24

Best new cardmember offers and sign-up bonuses

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Best cards for…

Trying to figure out what is the best credit card for a specific purchase? Looking for a new credit card to increase the rewards you earn at your favorite store? Our lists of best cards have you covered.

Current bonuses and promotions

Other resources

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.