Welcome to Cards and Points.

Browse our latest posts below, find the best credit card sign-up bonuses, or learn about the best cards to use in various spending categories.

Prefer watching over reading? You can also visit our recently-launched Cards and Points YouTube channel.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Monthly statement credits: These benefits expire at the end of this month. Use them now!

Increasingly, more and more cards are offering monthly statement credits. Here’s our overview of cards offering monthly statement credits and… Read More »Monthly statement credits: These benefits expire at the end of this month. Use them now!

My credit card strategy: What’s in my wallet?

I write about credit cards and travel rewards for a living and many ask me which credit cards I keep… Read More »My credit card strategy: What’s in my wallet?

Reminder: Activate rotating category cash back cards: Chase Freedom, Citi Dividend, Discover, U.S. Bank Cash+

It is now possible to activate rotating categories on all of the major rotating category cards. You can activate your… Read More »Reminder: Activate rotating category cash back cards: Chase Freedom, Citi Dividend, Discover, U.S. Bank Cash+

When does it make sense to pay an annual fee?

I am a fan of credit cards with no annual fees. In many cases, you can earn rewards of 2%… Read More »When does it make sense to pay an annual fee?

75k Hyatt Business Card no longer available through referral links

Update March 18, 2024: We noticed that this offer is no longer available through referral links. Although the 75,000 point… Read More »75k Hyatt Business Card no longer available through referral links

Wells Fargo Autograph Journey: Newly announced travel card from Wells. What we know so far.

Update 3/15/24: Wells Fargo reached out to us and provided additional details on this card. We’ve updated this guide based… Read More »Wells Fargo Autograph Journey: Newly announced travel card from Wells. What we know so far.

How to get the best Amex welcome bonuses

How do I get the best possible welcome bonus on an American Express Card? If you want the absolute best… Read More »How to get the best Amex welcome bonuses

Yes, you can get a small business credit card!

Maybe you’ve seen a great cash back new cardmember offer on a small business credit card. Or perhaps you found… Read More »Yes, you can get a small business credit card!

How airlines price award flights: Everything you need to know

When frequent flyer programs were first developed, award pricing was simple. You could get a U.S. domestic round trip flight… Read More »How airlines price award flights: Everything you need to know

Best new cardmember offers and sign-up bonuses

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Best cards for…

Trying to figure out what is the best credit card for a specific purchase? Looking for a new credit card to increase the rewards you earn at your favorite store? Our lists of best cards have you covered.

Current bonuses and promotions

Other resources

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.