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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Close up photo of a black leather wallet

Citi Wallet: A core wallet with cash back rewards and the best extended warranty

The Citi Wallet is a group of four credit cards from Citi. These cards offer complimentary bonus categories and the… Read More »Citi Wallet: A core wallet with cash back rewards and the best extended warranty
White race car

Why I’m rethinking Capital One Travel for rental cars: Restrictive cancellation policies.

October 14, 2024: I am back in Minneapolis after an unusual trip to Florida which involved rebooking travel for a… Read More »Why I’m rethinking Capital One Travel for rental cars: Restrictive cancellation policies.
A United Airlines Boeing 787-9 with new livery at Beijing Capital International Airport.

United credit card offers: Earn up to 80k MileagePlus miles in October 2024

October 14, 2024: The United credit cards are currently sitting at their business-as-usual offers. In our view, the most compelling… Read More »United credit card offers: Earn up to 80k MileagePlus miles in October 2024

Best American Airlines credit card offers: Earn up to 75k miles in October 2024

October 14, 2024: Citi is offering an increased bonus on the Citi® / AAdvantage Business™ World Elite Mastercard® and it… Read More »Best American Airlines credit card offers: Earn up to 75k miles in October 2024
Southwest Airlines 737-700 N772SW at Phoenix Sky Harbor International Airport in 2016

Best Southwest credit card offers in October 2024

October 10 2024: The limited-time bonus available on Southwest Airlines personal credit cards has ended. The Southwest Airlines credit cards… Read More »Best Southwest credit card offers in October 2024
Southwest Airlines 737-700 N772SW at Phoenix Sky Harbor International Airport in 2016

Southwest Rapid Rewards® Priority Credit Card sign-up bonus: 50k Rapid Rewards points

October 10, 2024: The limited-time offers on all of the Southwest credit cards have ended and the personal credit cards… Read More »Southwest Rapid Rewards® Priority Credit Card sign-up bonus: 50k Rapid Rewards points
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Best credit cards for Amazon: Get 5% or more with the Amazon credit card or 6% with other cards

October 9, 2024: Prime Day means we’re republishing our list of the best credit cards to use for Amazon. In… Read More »Best credit cards for Amazon: Get 5% or more with the Amazon credit card or 6% with other cards
Cash coins money pattern

2% cash back credit cards with no annual fee: A good baseline for your credit card rewards

October 7, 2024: A 2% cash back card can be a good choice to use “everywhere else” when you’re not… Read More »2% cash back credit cards with no annual fee: A good baseline for your credit card rewards
lightning, storm, danger

Yes, you can change your flight for free because of Hurricane Milton: About airline waivers

October 8, 2024: Hurricane Milton is going to hit Florida in the coming days. If you’re traveling to Florida and… Read More »Yes, you can change your flight for free because of Hurricane Milton: About airline waivers
Huge cash credit card welcome bonus.

Citi Double Cash® Card sign-up bonus: $200 after $1,500 spent in 6 months.

October 7, 2024: We checked up on the Citi Double Cash® Card welcome offers and noticed that Citi dropped the… Read More »Citi Double Cash® Card sign-up bonus: $200 after $1,500 spent in 6 months.
Products on the shelves at Costco

Rare Costco Visa business bonus offer: $75 after spending $1,500

October 7, 2024: The Costco Anywhere Visa® Business Card offers a $75 statement credit after spending $1,500 within the first 3… Read More »Rare Costco Visa business bonus offer: $75 after spending $1,500
Products on the shelves at Costco

Rare Costco Visa bonus offer: $75 after spending $1,500

October 7, 2024: The Costco Anywhere Visa® Card offers a $75 statement credit after spending $1,500 within the first 3… Read More »Rare Costco Visa bonus offer: $75 after spending $1,500
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Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Airline credit card offers

Hotel credit card offers

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% rotating category cards: Current categories

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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