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Welcome to Cards and Points. Browse our latest posts below, find the best credit card sign-up bonuses, or learn about the best cards to use in various spending categories. Prefer watching over reading? You can also visit our Cards and Points YouTube channel.

Our latest posts

A hand holding the Citi Dividend credit card.

Citi Dividend categories: Citi Travel and Grocery Stores in Q2 2026

The Q2 2026 5% categories on the Citi Dividend card are now available for sign-up: Activate your categories at this… Read More »Citi Dividend categories: Citi Travel and Grocery Stores in Q2 2026
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Aaron’s picks: Best card offers this week

One of the fastest ways to earn a bunch of miles, points, travel rewards, or cash back is to get… Read More »Aaron’s picks: Best card offers this week

Freedom Unlimited® bonus increased to $250 through referral links

Just a few weeks after ending one of the best-ever offers on the Freedom Unlimited, Chase is back with an… Read More »Freedom Unlimited® bonus increased to $250 through referral links
Low angle shot of hotel intercontinental

IHG credit card comparison

IHG offers three credit cards targeted at those who stay within IHG’s family of brands like InterContinental, Holiday Inn, Kimpton,… Read More »IHG credit card comparison
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Chase Sapphire Reserve® sign-up bonus

The larger bonus on the Chase Sapphire Reserve® card has ended and the card is now back to its business-as-usual… Read More »Chase Sapphire Reserve® sign-up bonus
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Citi ThankYou® Points welcome bonuses

Citi offers welcome bonuses on all of its credit cards that earn ThankYou® Points. Here are the current welcome bonuses… Read More »Citi ThankYou® Points welcome bonuses
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Guides and Best Offers: Airlines and Hotel Programs

ProgramBest OffersGuides
Alaska Airlines Atmos Rewards logoBest Alaska Airlines Atmos Card Offers
American Airlines AAdvantage LogoBest American Airlines Card Offers
Better American Platinum Select In-Flight Offer
Best Delta Card Offers
Better Delta Gold Card (Delta.com) Offer
Delta Cards Compared
Delta Stays Credits
Delta Rideshare Credits
Southwest Rapid Rewards LogoBest Southwest Card OffersSouthwest Cards Compared
United MileagePlus LogoBest United Card OffersUnited Cards Compared
United Club lounges

Hilton Honors - American Express transfer partnerBest Hilton Card OffersHilton Cards Compared
IHG One Rewards LogoBest IHG Card Offers
Marriott Bonvoy - American Express transfer partnerBest Marriott Card OffersMarriott Cards Compared
World of Hyatt LogoBest Hyatt Card OffersHyatt Cards Compared

We will continue to add to this table as we refresh our offer pages and guides.

Best cards to use for spending

Use our lists of best cards to find a card to get the most rewards and most useful benefits where you spend the most.

Best cards in specific categories

Buying specific benefits

Current bonuses and promotions

Transfer point bonuses

Get even more value from your points by transferring them to airline or hotel partners when your points program is offering a transfer bonus.

See all current transfer bonuses or read our take on the current transfer bonuses for Amex Membership Rewards, Capital One miles, Citi ThankYou Points, and Chase Ultimate Rewards.

Other resources

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.