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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

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Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

A female pharmacist is selecting a drug from the pharmacy inventory.

The best credit cards to use at Walgreens in November 2024

Walgreens is one of the top pharmacies in the United States and consistently ranks in the top 10 retailers alongside… Read More »The best credit cards to use at Walgreens in November 2024

All about Delta TakeOff 15: 15% mileage discount on Delta award tickets

TakeOff 15 is a benefit of many Delta credit cards that gives you a 15% discount on the miles price… Read More »All about Delta TakeOff 15: 15% mileage discount on Delta award tickets
luggage, suitcases, baggage

Credit card baggage insurance: Get reimbursed when your baggage is lost, damaged, or stolen.

October 28, 2024: When you use a credit card with baggage insurance to pay for your travel by airline, train,… Read More »Credit card baggage insurance: Get reimbursed when your baggage is lost, damaged, or stolen.
Ramada plaza by wyndham hotel in istanbul

Best Wyndham credit card sign-up bonuses: Up to 80k points in November 2024

October 28, 2024: When reviewing this article we found that there’s now an offer on the Wyndham Rewards Earner® Business… Read More »Best Wyndham credit card sign-up bonuses: Up to 80k points in November 2024
Hotels by the sandy beaches of honolulu

Marriott credit card offers: The best Marriott bonuses available in November 2024

October 28, 2024: Marriott offers 6 credit cards in partnership with Chase and Amex. Within Marriott’s offering, you can earn… Read More »Marriott credit card offers: The best Marriott bonuses available in November 2024
hohenzollern bridge, hyatt hotel, cologne

How much are Hyatt Category 1-4 certificates worth?

October 24, 2024: With the current welcome bonus on the World of Hyatt credit card offering 5 category 1-4 free… Read More »How much are Hyatt Category 1-4 certificates worth?

Best Delta credit card offers: Earn bonus SkyMiles with new cardmember offers

October 24, 2024: The limited-time welcome offers on the Delta SkyMiles® credit cards have ended. The current best offers available… Read More »Best Delta credit card offers: Earn bonus SkyMiles with new cardmember offers
white Delta airplane on airport

Delta SkyMiles® Reserve American Express Card welcome offer: 70,000 point offer

October 24, 2024: The previous limited-time offers on the Delta credit cards have ended. But Delta has increased the standard… Read More »Delta SkyMiles® Reserve American Express Card welcome offer: 70,000 point offer
white Delta airplane on airport

Delta SkyMiles® Platinum American Express Card welcome offer: Easy 60,000 bonus SkyMiles

October 24, 2024: Delta has ended its limited time offers on the Delta credit cards, but there’s an interesting development.… Read More »Delta SkyMiles® Platinum American Express Card welcome offer: Easy 60,000 bonus SkyMiles
white Delta airplane on airport

Best current Delta SkyMiles® Gold American Express Card welcome offer: 50,000 bonus miles

October 24, 2024: The limited-time welcome offers on the have ended. Here’s the current welcome offer available on the Delta… Read More »Best current Delta SkyMiles® Gold American Express Card welcome offer: 50,000 bonus miles
Products on the shelves at Costco

The best credit cards for Costco shopping: You can do better than the Costco credit card!

The heavily-promoted Costco Anywhere Visa® Card is great for gas and is a decent card for rewards on travel purchases, you… Read More »The best credit cards for Costco shopping: You can do better than the Costco credit card!
Man running on a Peloton Tread

Exciting new partnership: Hyatt and Peloton. Earn points for working out!

October 21, 2024: A few weeks ago, Hyatt and Peloton announced a new partnership where you can earn World of… Read More »Exciting new partnership: Hyatt and Peloton. Earn points for working out!
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Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Airline credit card offers

Hotel credit card offers

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Transfer point bonuses

5% rotating categories

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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