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Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

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Capital One Venture X travel credit: How to use it and our recommendations

November 20, 2024: The Capital One Venture X card and Capital One Venture X Business card offer an annual $300… Read More »Capital One Venture X travel credit: How to use it and our recommendations
airplanes, southwest airlines, airport

Guide to the Southwest Airlines credit cards. All 5 cards compared.

November 20, 2024: We’ve refreshed our guide to the Southwest Airlines credit cards. Southwest Airlines offers five credit cards in… Read More »Guide to the Southwest Airlines credit cards. All 5 cards compared.
Airport departures timetable

Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.

November 19, 2024: Amex Trip Delay Insurance is a benefit on some American Express cards that can cover expenses like… Read More »Amex Trip Delay Insurance: Up to $500 of expenses reimbursed for travel delays.
Young woman holding money.

Chase Sapphire Reserve® sign-up bonus: 60k points for new cardmembers

November 18, 2024: The is offering its standard welcome offer across all channels. Today, we re-confirmed the in-branch offer also… Read More »Chase Sapphire Reserve® sign-up bonus: 60k points for new cardmembers
money, dollars, success

Ink Business Preferred® Credit Card bonus: Earn 90k Ultimate Rewards® points.

November 18, 2024: We’ve verified the current in-branch offer on the matches the online bonus: bonus_miles_full Here are the details… Read More »Ink Business Preferred® Credit Card bonus: Earn 90k Ultimate Rewards® points.

Chase Ink Business Unlimited® Credit Card sign-up bonus: Earn $750 cash back.

November 18, 2024: We visited a Chase branch bank to verify that the current in-branch offer matches the online offer… Read More »Chase Ink Business Unlimited® Credit Card sign-up bonus: Earn $750 cash back.
Girl holding American Dollar Bills

Ink Business Premier® Credit Card bonus: $1,000 cash back after spending $10k

November 18, 2024: We were able to verify that the in-branch bonus on the matches the online bonus and have… Read More »Ink Business Premier® Credit Card bonus: $1,000 cash back after spending $10k

Chase Freedom Unlimited® bonus offers: Every sign-up bonus we’ve found

November 18, 2024: Chase is now offering a $250 after $500 bonus on the in-branch. We’ve updated our article to… Read More »Chase Freedom Unlimited® bonus offers: Every sign-up bonus we’ve found

Chase Freedom Flex℠ welcome bonus: $200 cash back after spending $500

November 18, 2024: Unfortunately, the 5% gas and grocery in-branch exclusive offer has ended. We’ve updated our coverage to reflect… Read More »Chase Freedom Flex℠ welcome bonus: $200 cash back after spending $500

Best Chase Ink Business Cash® welcome offer: Up to $750 cash back

November 18, 2024: We learned that the in-branch offer on the matches the online offer, so we updated the article.… Read More »Best Chase Ink Business Cash® welcome offer: Up to $750 cash back
Young woman holding money.

Guide to the Citi® Double Cash Card: 2% cash back—1% when you buy and 1% when you pay

November 18, 2024: Yesterday, Citi quietly added an extended warranty benefit to the Citi® Double Cash Card, making the card much… Read More »Guide to the Citi® Double Cash Card: 2% cash back—1% when you buy and 1% when you pay
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Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Featured articles

The best cash back welcome bonuses – The biggest bonuses if you’re interested in earning cash back.

Easy cash back welcome bonuses – Welcome bonuses that earn $200 or more for $1,000 of spending or less.

Bank rewards program welcome bonuses
Chase Ultimate Rewards welcome bonuses
Citi ThankYou Points welcome bonuses

Other resources

Best cards to use at leading retailers

5% big box cards

Target Red Card – 5% discount at Target

Best cards for…

Find the best cards for spending at places like grocery stores, electronics stores, and more.

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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