Welcome to Cards and Points. We are a team of credit card experts covering everything credit cards: cash back, travel rewards, benefits, and news.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

The best credit cards for gas: Earn more the most rewards on fuel with these cards

January 7, 2025: If you want to get maximum rewards on your purchases at gas stations, get a card that… Read More »The best credit cards for gas: Earn more the most rewards on fuel with these cards

Best Southwest credit card sign-up bonuses: Earn up to 80,000 Rapid Rewards® points

January 8 2025: The limited-time elevated offers on the personal Southwest Rapid Rewards cards have ended. All personal cards are… Read More »Best Southwest credit card sign-up bonuses: Earn up to 80,000 Rapid Rewards® points

The best Marriott credit card offers: Up to 95k points or three free nights

January 6, 2025: Today we refreshed this page with the current Marriott credit card offers. In January 2025, you can… Read More »The best Marriott credit card offers: Up to 95k points or three free nights

The best big cash back bonuses: $500 or more, plus seven $750+ offers!

January 6, 2025: Our amazing readers tipped us off to even more >$500 cash back bonuses, so we’ve updated the… Read More »The best big cash back bonuses: $500 or more, plus seven $750+ offers!

Guide to the Costco Anywhere Visa® Business Card by Citi

January 6, 2024: The Costco Visa card may be changing soon, getting better rewards on gas purchases. Doctor of Credit… Read More »Guide to the Costco Anywhere Visa® Business Card by Citi

Last week of limited-time Hilton credit card welcome offers: Earn up to 150k Hilton points through 1/8/25

January 1, 2025: All four of the Hilton credit cards currently have limited-time elevated welcome offers that are set to… Read More »Last week of limited-time Hilton credit card welcome offers: Earn up to 150k Hilton points through 1/8/25

Best World of Hyatt credit card sign-up bonus: Earn up to 60,000 points.

January 3, 2025: The The World of Hyatt credit card is a great card if you stay in Hyatt hotels… Read More »Best World of Hyatt credit card sign-up bonus: Earn up to 60,000 points.

Discover cash back calendar: Restaurants, Home Improvement, and Streaming in Q1 2025

January 1, 2025: The Discover first quarter 2025 categories are now live! Once you activate, you’ll earn 5% at restaurants,… Read More »Discover cash back calendar: Restaurants, Home Improvement, and Streaming in Q1 2025

Citi Double Cash® Card sign-up bonus: $200 after $1,500 spent in 6 months.

December 31, 2024: The Citi Double Cash® Card offers an easy-to earn bonus for new cardmembers. And you get six… Read More »Citi Double Cash® Card sign-up bonus: $200 after $1,500 spent in 6 months.

Citi ThankYou Points® transfer bonuses: No bonuses in January 2025

January 1, 2025: Citi’s previous transfer bonuses expired on November 16, 2024. Since it’s the start of the month, we… Read More »Citi ThankYou Points® transfer bonuses: No bonuses in January 2025

Target Circle Mastercard welcome bonus: $50 off a future $50+ shopping trip

January 2, 2024: Since rebranding its RedCard as the Target Circle card, Target has consistently run a promotion offering $50… Read More »Target Circle Mastercard welcome bonus: $50 off a future $50+ shopping trip

How to change your Bank of America Customized Cash 3% award category: Step by step guide

January 3, 2024: The Bank of America® Customized Cash Rewards credit card offers up to 3% cash back rewards in… Read More »How to change your Bank of America Customized Cash 3% award category: Step by step guide

Best new cardmember offers

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.

Current bonuses and promotions

Best cards for…

Trying to figure out what is the best credit card for a specific purchase? Looking for a new credit card to increase the rewards you earn at your favorite store? Our lists of best cards have you covered.

Other resources

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points