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Welcome to Cards and Points. Browse our latest posts below, find the best credit card sign-up bonuses, or learn about the best cards to use in various spending categories. Prefer watching over reading? You can also visit our Cards and Points YouTube channel.

Our latest posts

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Discover 5% Cashback Bonus calendar: Gas, EV charging, transit, and utilities in Q3 2025

Discover has announced its fourth quarter 2025 cash back categories on the Discover it® and Discover More® cards: Amazon and… Read More »Discover 5% Cashback Bonus calendar: Gas, EV charging, transit, and utilities in Q3 2025
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Prime Visa sign-up bonus: Get a $150 Amazon gift card instantly

The best-ever $250 Prime Visa gift card bonus has ended and the card is back to its regular offer. We… Read More »Prime Visa sign-up bonus: Get a $150 Amazon gift card instantly
money, dollars, success

Ink Business Preferred® Credit Card bonus: Earn 90k Ultimate Rewards® points.

The Chase Ink Business Preferred® Credit Card offers the largest welcome bonus available on any of the Chase Ink cards… Read More »Ink Business Preferred® Credit Card bonus: Earn 90k Ultimate Rewards® points.

Delta SkyMiles® Gold American Express Card better welcome offer on Delta.com

Although Delta and American Express are currently offering increased welcome offers on all of the Delta SkyMiles credit cards, we… Read More »Delta SkyMiles® Gold American Express Card better welcome offer on Delta.com

Delta credit card offers: Biggest-ever offers on the Reserve cards

Delta is back with increased bonuses on all of the Delta SkyMiles credit cards that carry annual fees. The Gold-… Read More »Delta credit card offers: Biggest-ever offers on the Reserve cards
Southwest Airlines 737-700 N772SW at Phoenix Sky Harbor International Airport in 2016

Southwest credit card offers: More points through 9/17/25

Southwest and Chase are offering increased sign-up bonuses on the personal Southwest credit cards. Sites with affiliate links are promoting… Read More »Southwest credit card offers: More points through 9/17/25
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Best new cardmember offers and sign-up bonuses

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Airline credit card offers

Earn miles by getting a new card with your favorite airline program.

Hotel credit card offers

Get hotel points or free nights with a new hotel credit card.

Transferable point offers

Earn flexible points that can be transferred to airline and hotel programs.

Cash Back offers

Earn cash back with a new credit card.

Best cards to use for spending

Use our lists of best cards to find a card to get the most rewards and most useful benefits where you spend the most.

Best cards in specific categories

Buying specific benefits

Current bonuses and promotions

Transfer point bonuses

Get even more value from your points by transferring them to airline or hotel partners when your points program is offering a transfer bonus.

See all current transfer bonuses or read our take on the current transfer bonuses for Amex Membership Rewards, Capital One miles, Citi ThankYou Points, and Chase Ultimate Rewards.

Other resources

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.