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Welcome to Cards and Points. Browse our latest posts below, find the best credit card sign-up bonuses, or learn about the best cards to use in various spending categories. Prefer watching over reading? You can also visit our recently-launched Cards and Points YouTube channel.

Our latest posts

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Wells Fargo Autograph® Card review: 3x on a bunch of useful categories, but limited benefits

March 31, 2025: The Wells Fargo Autograph® Card offers generous transferable point rewards on a wide variety of dining, travel,… Read More »Wells Fargo Autograph® Card review: 3x on a bunch of useful categories, but limited benefits
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Chase Freedom calendar: Amazon and Streaming in Q2 2025

March 16, 2025: Chase has announced the second quarter bonus categories of the Chase Freedom and Chase Freedom Flex® card.… Read More »Chase Freedom calendar: Amazon and Streaming in Q2 2025
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Chase Freedom Flex® Review: The best 5% rotating category card

March 31, 2025: The Chase Freedom Flex® no longer offers 5% rewards on Lyft rides, so we’ve updated our review… Read More »Chase Freedom Flex® Review: The best 5% rotating category card
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Chase Freedom Unlimited® Review and Guide

March 31, 2025: Chase’s Lyft benefit was scheduled to end today, so we’ve updated our guide to reflect that. The… Read More »Chase Freedom Unlimited® Review and Guide
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My thoughts on the United credit card changes

March 28, 2025: I just got done updating our guide to the United credit cards in response to United and… Read More »My thoughts on the United credit card changes
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United Airlines credit card complete guide: Updated with May 2025 changes

March 28, 2025: Earlier this week, Chase and United completely the United credit cards, increasing annual fees and changing the… Read More »United Airlines credit card complete guide: Updated with May 2025 changes
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Best new cardmember offers and sign-up bonuses

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Best cards for…

Trying to figure out what is the best credit card for a specific purchase? Looking for a new credit card to increase the rewards you earn at your favorite store? Our lists of best cards have you covered.

Spending in specific categories

Buying specific benefits

Current bonuses and promotions

Other resources

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About Cards and Points and its founder

Photo of Aaron Hurd, editor of The Wallet Hacker
Aaron Hurd, Executive Editor of CardsAndPoints.com.

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.