Welcome to Cards and Points. Browse our latest posts below, find the best credit card sign-up bonuses, or learn about the best cards to use in various spending categories. Prefer watching over reading? You can also visit our recently-launched Cards and Points YouTube channel.

Our latest posts

The best easy cash back welcome bonuses: Earn $200 or more by spending $1,000 or less.

March 21, 2025: Several credit cards offer easy new cardmember incentives that let you earn $200+ cash rewards, while spending… Read More »The best easy cash back welcome bonuses: Earn $200 or more by spending $1,000 or less.

Chase Ultimate Rewards®: Earn points with a welcome offer

March 21, 2025: Chase Ultimate Rewards® points offer easy-to-use travel rewards. If you want to increase your balance of Ultimate… Read More »Chase Ultimate Rewards®: Earn points with a welcome offer

New Freedom Unlimited® offer: Earn $250 bonus cash back

March 21, 2025: Chase has upped the welcome offer on the Chase Freedom Unlimited®. The online Freedom Unlimited offer now… Read More »New Freedom Unlimited® offer: Earn $250 bonus cash back

U.S. Bank Altitude® Connect Visa Signature® Card Review

March 21, 2025: The U.S. Bank Altitude® Connect Visa Signature® Card is the best travel credit card you’ve never heard… Read More »U.S. Bank Altitude® Connect Visa Signature® Card Review

The Best Credit Cards of 2025

March 20, 2025: One of the questions I am most frequently asked is, “What is the best credit card?” Of… Read More »The Best Credit Cards of 2025

Trip delay insurance: Your ticket to a hotel room when your flight cancels

March 20, 2025

Trip delay insurance, also known as trip delay reimbursement, or trip delay protection, is a credit card benefit that can… Read More »Trip delay insurance: Your ticket to a hotel room when your flight cancels

Best new cardmember offers and sign-up bonuses

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Best cards for…

Trying to figure out what is the best credit card for a specific purchase? Looking for a new credit card to increase the rewards you earn at your favorite store? Our lists of best cards have you covered.

Current bonuses and promotions

Other resources

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.