March 4, 2025: The Verizon Visa Card can be safely ignored by most, but if you pay for Verizon Wireless service, the card suddenly becomes one of the best cards to use for grocery stores, gas, restaurants, and your Verizon bill.
Our review of the Verizon Visa Card
Cards and Points Rating: 2.5/5.0
Read more about our star ratings.
The value proposition of the Verizon Visa Card is simple: You earn a good amount of rewards in several useful categories, including on your Verizon bill, and you can maintain your auto-pay discounts while charging your Verizon service to your credit card.
For Verizon Wireless or Verizon FIOS customers, the Verizon Dollars you’ll earn with the card can be nearly as good as cash—since you’ll redeem them for credits toward your Verizon bill, you’re displacing money you would otherwise spend anyway on your wireless service. But anyone without Verizon service can ignore this card. You won’t be able to get a new account without being a Verizon customer and if you cancel your Verizon service, any rewards you have earned will disappear.
Will this be the only card you want to keep in your wallet? Likely not. Synchrony and Verizon don’t advertise any benefits of note, so you’ll probably want to have other cards for general purchases and purchases where you’ll want benefits like purchase protection and extended warranty.
Likes
- Earns 4% rewards on groceries, gas, dining, and Verizon purchases.
- Verizon allows you to auto-pay your bill with the card while keeping your Auto Pay discount.
Dislikes
- Earns Verizon Dollars can only be redeemed for Verizon purchases and services.
- Rewards are forfeited if you close your Verizon account.
- No substantive benefits on the card.
Welcome offer: Cash back statement credits
Annual fee: $0
Best sign-up bonus online: Get $50 as a statement credit when you open an account and make one purchase in the first 90 days. Get an additional $100 statement credit when you spend $1,500 using your card in the first 90 days. Limited time offer.
Learn how to apply.
This bonus is earned as statement credits.
This card is only available to Verizon Wireless or Verizon FIOS customers.
Verizon Visa® Card at a glance
Annual fee: $0
Foreign transaction fee: None
You can safely ignore the Verizon Visa® Card if you don’t have Verizon service. But if you are a Verizon Wireless or Verizon FIOS customer, the card offers compelling rewards in a few useful bonus categories.
Sign-up bonus
Best sign-up bonus online: Get $50 as a statement credit when you open an account and make one purchase in the first 90 days. Get an additional $100 statement credit when you spend $1,500 using your card in the first 90 days. Limited time offer.
Learn how to apply.
This bonus is earned as statement credits.
This card is only available to Verizon Wireless or Verizon FIOS customers.
Rewards
- 4% on grocery store and gas purchases.
- 4% on dining and takeout purchases.
- 4% on Verizon purchases
excluding bill payments. - 1% on all other purchases.
Rewards are earned Verizon Dollars, which can only be redeemed for Verizon purchases. If you cancel your Verizon service, you’ll lose your Verizon Dollars.
Benefits
This card offers no benefits of note.
Benefits: No substantive benefits
Many cards, even cards with no annual fees, offer some consumer insurance benefits like extended warranty or purchase protection. Not the Verizon Visa.
If you dig into Verizon’s website, you can find a guide to benefits for this card, but those benefits amount to some $25 credits at on hotels you book through a specific portal through Visa, or pay-per-use travel and emergency services. Most likely, you are never going to use any of these “benefits.”
For all intents and purposes, the card doesn’t offer any substantive benefits.
Is the Verizon Visa right for you?
If you are a Verizon Wireless customer, there’s a good chance that you can get plenty of value out of the Verizon Visa. The Verizon Dollars you earn with the Verizon Visa can only be used for Verizon purchases, meaning you’ll likely be applying them to your monthly Verizon bill or your purchases of cell phone or other equipment and accessories.
That may be fine—and it may practically be as good to you as cash—so go ahead and pick up the card and use if for your groceries, gas, dining, and Verizon purchases. But you’ll probably want another card when benefits matters (for travel or for purchases of expensive items) and you’ll want another card (like a 2% cash back card) to use for general spending.
But if you aren’t a Verizon Wireless customer or if you earn rewards in excess of what you pay for Verizon Wireless or FIOS service, there are plenty of other cards out there for you.
Bottom line: Good rewards for Verizon customers
If you’re a Verizon customer, there’s a good chance that you can increase the rewards you earn on groceries, gas, at restaurants, and on your Verizon purchases by picking up the Verizon Visa® Card. Just remember that the rewards you earn can only be used with Verizon and that you’ll earn a paltry 1% rewards on general purchases.
