The SavorOne Rewards card from Capital One offers increased cash back rewards on dining, entertainment, popular streaming services and at grocery stores for no annual fee.
The card features unlimited 3% cash back on everyday categories including dining, entertainment, popular streaming services, and grocery stores. You’ll earn 8% back on Capital One Entertainment purchases and 1% on all other purchases.
The card also features a few useful benefits, including extended warranty and travel accident insurance. And, like all Capital One credit cards, it has no foreign transaction fees.
Here’s what you need to know about the Capital One SavorOne Cash Rewards Credit Card.
In this article…
Capital One SavorOne Cash Rewards Credit Card at a glance
Annual fee: annual_fees
The SavorOne Cash Rewards Credit Card from Capital One offers excellent rewards on dining, entertainment, streaming, and at grocery stores. It appears on our list of the best grocery rewards credit cards.
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All information about the Capital One SavorOne Cash Rewards Credit Card has been collected independently by cardsandpoints.com.
Rewards
- 5% on hotels and rental cars booked through Capital One Travel.
- 3% on dining, including restaurants, cafes, bars, lounges, fast-food chains and bakeries.
- 3% on entertainment, including theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls and bowling alleys.
- 3% on popular streaming services, including Netflix, Hulu, and Disney+.
- 3% at grocery stores. Excludes superstores like Walmart and Target.
- 1% on other purchases.
Rewards are earned as cash back, but can be transferred to other Capital One cards that earn Venture Rewards.
Benefits
Consumer insurance benefits
- Extended warranty
Travel insurance benefits
- Travel accident insurance
Partner benefits and statement credits
- 50% off handcrafted beverages at any Capital One Cafe nationwide.
Rewards: Great rewards on dining, entertainment, and groceries.
The SavorOne Rewards card awards 1% cash back point per dollar spent on general purchases. The card also offers unlimited 3% cash back rewards for spending across a bunch of popular categories. Here are the details:
| Bonus category | Earnings | What’s included |
|---|---|---|
| Dining | 3% | Purchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries. |
| Entertainment | 3% | Ticket purchases made at movie theaters, sports promoters (professional and semi-professional live events), theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys. This excludes golf courses, collegiate sporting events and non-industry entertainment merchant codes like cable, digital streaming and membership services. |
| Streaming | 3% | Streaming purchases made from eligible music and video streaming services, including Netflix ® , Hulu ® and Disney +. Some services, such as Prime Video, AT&T TV and Verizon FIOS On Demand, are excluded, as well as audiobook subscription services and fitness programming. |
| Supermarkets | 3% | A supermarket, meat locker, freezer, dairy product store and specialty market. Excludes superstores like Walmart® and Target®. |
| All other purchases | 1% |
You can redeem your SavorOne rewards for a statement credit or a check. Just go online to Capital One’s website to redeem your rewards. You can also redeem for statement credits against previous purchases gift cards and other redemptions, but these options don’t provide more value that simply redeeming for cash back.
If you hold only the Capital One SavorOne rewards card from Capital One, the cash back redemption options will provide the best redemption value. If you hold a miles-earning credit card from Capital One, it is possible to convert the rewards from the SavorOne into miles and transfer those points to travel partners. Learn more about CapitalOne miles.
Benefits of the SavorOne Rewards card
Here is a summary of the benefits offered with the SavorOne Rewards card.
| Benefit | Description | Important limitations |
|---|---|---|
| Extended warranty | You’ll get additional warranty protection at no charge on eligible items that are purchased with your credit card. | Doubles manufacturer’s warranty up to a maximum of 24 months. Maximum benefit of $10,000 per calendar year. |
Our take on the Capital One SavorOne Cash Rewards Credit Card
The Capital One SavorOne Cash Rewards Credit Card is an underrated card that pairs well with cards like the Venture X that earn Capital One Venture miles. That’s because the card’s cash back rewards can be transferred to Venture cards and used for redemptions like transfers to travel partners.
We also like that the SavorOne is one of the few cards offering an uncapped 3% cash back reward at grocery stores. On our list of the best credit cards for grocery store rewards, no other card offers such generous rewards at grocery stores with no limits on the amount you can earn.
If you hold the Venture X card and are collecting miles in Capital One’s ecosystem, pick up this card to earn more points in the card’s bonus categories.
Frequently asked questions
Does the Capital One SavorOne Cash Rewards Credit Card earn miles or cash back?
The rewards on the Capital One SavorOne Cash Rewards Credit Card are cash back rewards. But if you also hold a Capital One credit card that earns Capital One miles, you can transfer your cash back rewards to your miles-earning card. Once your rewards have been transferred, they become miles and are transferable to travel partners.
