April 22, 2025: The Amazon Prime Visa is an essential card if you shop on Amazon. And with the Prime Visa bonus offer, you can get an Amazon gift card instantly upon approval. Here are all of the details.
Best Prime Visa offer: An Amazon gift card instantly upon approval
Annual fee: annual_fees
Requires paid Prime membership.
Best sign-up bonus: bonus_miles_full
Learn how to apply.
This bonus comes as an Amazon gift card, but the card earns points which can be redeemed for cash back.
My take: An easy bonus on an essential card for Prime members
While the current bonus isn’t the absolute largest bonus I’ve seen on this card—that usually launches with the end-of-year Prime Day—you shouldn’t wait for a bigger bonus on this card if you have Amazon Prime.
If you subscribe to Amazon Prime, getting this card is an easy call. This card is the best card to use at Amazon.com for most purchases. It earns 5% rewards on your purchases and the inclusion of both extended warranty protection and purchase protection means that you don’t have to worry about giving up rewards for essential benefits—you get both.
Even if you’re a small business Prime member, I’d recommend getting this card for your Amazon.com purchases over the Business Prime Amex since the rewards are much easier to redeem and there’s no annual cap.
At a glance: About the Prime Visa
Annual fee: annual_fees
Requires paid Prime membership.
The Prime Visa offers 5% cash back rewards at most Amazon brands, plus Chase extended warranty and purchase protection, making it one of the best cards to use at Amazon.
Welcome offer
Best sign-up bonus: bonus_miles_full
Learn how to apply.
This bonus comes as an Amazon gift card, but the card earns points which can be redeemed for cash back.
Rewards
- 5% on Amazon.com.
- 5% on Amazon Fresh online or in-store.
- 5% at Whole Foods Market.
- 5% on Chase Travel℠ purchases.
- 2% at gas stations.
- 2% at restaurants.
- 2% on local transit and commuting, including rideshare.
- 1% on other purchases.
Rewards are earned as cash back.
Benefits
Consumer insurance benefits
Travel insurance benefits
- Auto rental collision damage waiver.
- Baggage delay insurance.
- Lost luggage reimbursement.
- Travel accident insurance.
- Travel and emergency assistance.
Bottom line: Easy sign-up bonus and great rewards for Amazon shoppers
If you subscribe to Amazon Prime, you should have the Prime Visa and use it for all of your Amazon purchases. The card offers one of the easiest bonuses available and market-leading rewards on your Amazon purchases year-round.
Frequently asked questions
Do I have to have Amazon Prime to get the Prime Visa?
Yes. If you don’t have Prime, you’ll be able to apply for the Amazon Visa, which gets 3% cash back at Amazon.
When do I get the gift card for the Amazon Prime Visa?
The welcome offer on the Amazon Prime Visa promises the gift card upon approval. It should be available to use shortly after you are approved.
Does the Prime Visa have a referral bonus?
Yes, you can refer others to the Prime Visa. Visit our article on referring others to Chase cards for the details on how to refer your friends and family.
