December 8, 2024: The limited-time offer on the Prime Visa has ended.
Here’s the current bonus offer on the Prime Visa: bonus_miles_full
The Prime Visa is an essential card for Amazon Prime shoppers, thanks to its 5% cash back rewards on Amazon Prime purchases and the inclusion of extended warranty and purchase protection benefits.
Annual fee: annual_fees
Requires paid Prime membership.
Best sign-up bonus: bonus_miles_full
This bonus comes as an Amazon gift card, but the card earns points which can be redeemed for cash back.
My take: An essential card for Amazon Prime with the best bonus since we’ve started tracking
If you have Amazon Prime and don’t already have the Prime Visa, what are you doing with your life?!?
Okay, in reality, which card to use for Amazon is probably way down on your priority list, but getting this card is an easy call. This card is the best card to use at Amazon.com for most purchases. It earns 5% rewards on your purchases and the inclusion of both extended warranty protection and purchase protection means that you don’t have to worry about giving up rewards for essential benefits—you get both.
The current $150 gift card bonus is the standard offer on this card. You can probably get a better bonus by waiting until November 2025—in 2024, Amazon upped the offer for about a month in November and early December. But, honestly, you’d probably miss out on more than $50 in rewards during the year if you wait.
If you have Amazon Prime and don’t already have this card, get it now.
At a glance: About the Prime Visa
Annual fee: annual_fees
Requires paid Prime membership.
The Prime Visa offers 5% cash back rewards at most Amazon brands, plus Chase extended warranty and purchase protection, making it one of the best cards to use at Amazon.
Welcome offer
Best sign-up bonus: bonus_miles_full
This bonus comes as an Amazon gift card, but the card earns points which can be redeemed for cash back.
Rewards
- 5% on Amazon.com.
- 5% on Amazon Fresh online or in-store.
- 5% at Whole Foods Market.
- 5% on Chase Travel℠ purchases.
- 2% at gas stations.
- 2% at restaurants.
- 2% on local transit and commuting, including rideshare.
- 1% on other purchases.
Rewards are earned as cash back.
Benefits
Consumer insurance benefits
Travel insurance benefits
- Auto rental collision damage waiver.
- Baggage delay insurance.
- Lost luggage reimbursement.
- Travel accident insurance.
- Travel and emergency assistance.
Bottom line: Easy sign-up bonus and great rewards for Amazon shoppers
If you subscribe to Amazon Prime, you should have the Prime Visa and use it for all of your Amazon purchases. The card offers one of the easiest bonuses available and market-leading rewards on your Amazon purchases year-round.
Frequently asked questions
Do I have to have Amazon Prime to get the Prime Visa?
Yes. If you don’t have Prime, you’ll be able to apply for the Amazon Visa, which gets 3% cash back at Amazon.
When do I get the gift card for the Amazon Prime Visa?
The welcome offer on the Amazon Prime Visa promises the gift card upon approval. It should be available to use shortly after you are approved.
Does the Prime Visa have a referral bonus?
Yes, you can refer others to the Prime Visa. Visit our article on referring others to Chase cards for the details on how to refer your friends and family.
