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The best Marriott credit card offers: Up to 95k points or three free nights

January 6, 2025: Today we refreshed this page with the current Marriott credit card offers. In January 2025, you can earn up to 95,000 points or three free nights with the current Marriott welcome offers.

Marriott Bonvoy Bold® Credit Card card art Marriott Bonvoy Boundless® Credit Card card art Marriott Bonvoy Bountiful™ Credit Card card art Marriott Bonvoy Bevy™ American Express® Card card art Marriott Bonvoy Brilliant® American Express® Card card art Marriott Bonvoy Business® American Express® Card card art

We continuously update this page with the best Marriott credit card offers. Here are the best new cardmember offers on each of the Marriott credit cards.

Best Marriott credit card welcome offers in January 2025

Here are the best available Marriott credit card welcome bonuses. For more on the benefits and features of each card, keep scrolling, or visit our complete guide to the Marriott credit cards.

All information about the Marriott Bonvoy Bold® Credit Card, Marriott Bonvoy Boundless® Credit Card, and Marriott Bonvoy Bountiful® credit card has been collected independently by cardsandpoints.com.

Editor’s picks: The best Marriott credit card offers

Marriott Bonvoy Boundless® Credit Card card art
Marriott Bonvoy Boundless® Credit Card

If we had to pick one offer to apply for today, it would be the Marriott Bonvoy Boundless® credit card. Hotels within Marriott’s family of brands are everywhere and the three 50,000-point certificates we’d get are very usable.

Sure, the 50k certificates won’t get us into an overwater villa in the Maldives, but they should be sufficient to get us into a mid-tier brand hotel in most major cities… and if they don’t get us quite there, they can be topped off with additional points.

However, if you don’t have an immediate need for a Marriott credit card, it might be worth waiting—historically Marriott has offered some pretty juicy welcome offers that included 5 free night certificates. Getting nearly a week of free hotel stays with one credit card bonus is much more appealing in my view.

Here are the questions you should ask when deciding which card bonus is right for you:

  • Do you have a plan to use free night certificates? If yes, then going for one of the welcome bonuses with free night certificates is probably the right call. The welcome bonus free night certificates expire within a year, but can be used for nights up to 50,000 points each. (They can even be augmented with 15,000 additional points if you want to use them for a slightly more expensive room.)
  • Which Marriott cards do you have or have you had in the past? Depending on which Marriott cards you have or have had in the past, you may or may nor be eligible for a welcome bonus on a new Marriott card. We have a guide to the Marriott welcome bonus rules available to help you decipher the complex rules around getting a new cardmember bonus on a Marriott card.
  • Chase 5/24 and Amex five card limit. If you have recently opened a lot of new credit cards, Chase’s 5/24 rule may prevent you from getting a new Chase card. Likewise, if you have 5 credit cards (business or personal) open with Amex, Amex isn’t likely to approve you for an additional credit card, since it usually limits the number of credit cards you can have open to 5.
  • What benefits are important to you? Some cards come with free nights. Others offer perks like airport lounge access. Use our guide to the Marriott credit cards as a reference to decide which card is right for you.

More about free night certificate welcome bonuses

In most cases, the free night certificates offered as the welcome bonuses on the Marriott Bonvoy Boundless® Credit Card and Marriott Bonvoy Business® American Express® Card offer by far the most potential for value if you have a plan to stay with Marriott hotels. With either card, you’ll get free night certificates usable for one-night stays at Marriott properties costing up to 50,000 points, after qualifying spending.

You can get incredible value from these certificates. As an example, here’s what I found searching for a five-night stay at a random hotel in May in Amsterdam.

If you earned 5 certificates from a welcome bonus (a common increased offer) you’d get a stay that would otherwise cost you €1,635, or about $1,750. This is far from the best possible use of these certificates, but you should be able to get similar value from these certificates without much effort.

Before applying for either card, be sure you have a plan to use the nights. A 50k free night certificates isn’t the same as 50,000 points… if you don’t use the certificate, it will expire within a year. The best thing to do is to head to Marriott.com and search for the hotels you want to stay at before applying and have a plan to use your certificates. If you don’t have a plan to use your certificates, one of the other welcome bonuses is likely better for you.

Which Marriott card is right for you?

Of course, a new cardmember bonus isn’t the only reason to get a card. Here’s our quick take on which Marriott card might be right for you. Keep in mind that you can often call Chase or Amex and request a product change once you’ve had the card for a year, so it might be worth it to apply for the card with the best bonus now and then change it to the product that’s best for you after a year of having the card.

If you have a large stash of Marriott points, but rarely stay at Marriott properties and just want to keep your points from expiring, pick the Marriott Bonvoy Bold® credit card. You’ll enjoy a card with no annual fee and using the card once or twice a year will be sufficient to keep your points alive.

Maybe you stay Marriott’s value brands a few times a year. In that case, you’ll probably get the most value from the free night certificates offered by the Marriott Bonvoy Boundless® credit card and the Marriott Bonvoy Business® American Express® Card. The Boundless card is likely better if you stay at Marriott often and want to bump up your elite status, since it awards one additional elite night for every $5,000 spent.

Finally, if your travel tastes tend toward luxury, you dine out frequently and you would prefer an annual 85k certificate that can be used at many of Marriott’s luxury properties, the Marriott Bonvoy Brilliant® American Express® Card is probably your card. The card offers myriad premium travel insurance benefits, up to $25 in monthly statement credits for dining at restaurants worldwide, and

Want to dive deeper? Learn more about all of Marriott’s credit cards and compare benefits in our guide to the Marriott credit cards.

Bottom Line: Valuable bonuses, but we’d wait for limited-time offers

The current welcome offers on Marriott credit cards are tempting, but if you don’t have an immediate need for a Marriott credit card, we’d probably prefer to wait for a limited-time offer to come around before jumping on a new cardmember offer.

Amex rates and fees disclosures

  • For rates and fees of the Marriott Bonvoy Bevy™ American Express® Card, see this link: See Rates and Fees
  • For rates and fees of the Marriott Bonvoy Brilliant® American Express® Card, see this link: See Rates and Fees
  • For rates and fees of the Marriott Bonvoy Business® American Express® Card, see this link: See Rates and Fees

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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