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February 17, 2025: Getting a new World of Hyatt credit card can offer you the opportunity to earn World of Hyatt Bonus Points and, in some cases, a free night certificate. Currently, the personal Hyatt credit card offers an increased welcome bonus.
We keep this page updated with the best Hyatt credit card offers we know about. Here are the best new cardmember welcome bonuses available on these cards.
Best World of Hyatt credit card welcome bonuses in February 2025
 World of Hyatt Credit Card Annual fee: $95 | Sign-up bonus: Earn up to 65,000 Bonus Points: 35,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent. Offer ends 3/6/25. Learn how to apply. The best value for most people, thanks to its annual category 1-4 free night certificate. |
 World of Hyatt Business Credit Card Annual fee: annual_fees | Sign-up bonus: bonus_miles_full Learn more and apply. May be better for small business owners who stay at Hyatt, can use the 15% discount from the Hyatt Leverage membership, and want to earn more elite nights for lots of spending. |
Our take: Excellent time to get the Hyatt credit cards
In the last few years, Chase has periodically offered the ability to earn a free night certificate with the bonus on the World of Hyatt Business Credit Card. While it required less spending in the past, it’s not worthwhile holding out hoping that they’ll launch a bonus with a lower spending requirement this year If you’re considering the business card, now is the time to apply.
When it comes to the personal credit card variant, the World of Hyatt Credit Card, the story gets more complicated. In the past year, Chase and Hyatt have offered the ability to earn up to five category 1-4 free night certificates as part of the welcome bonus. If you look at the maximum value of those certificates, the numbers look petty compelling.
But those free night certificates come with two significant downsides: First, they expire—if you don’t use them within a year, they are gone. Poof. Obviously you don’t want that, so you need a plan to use the certificates if you go for a bonus that offers free night certificates.
Second, the free night certificates have the most value if you stay in category 3-4 hotels. If your travel patterns take you to places with lower-cost hotels, you might get more value from the points. For example, if you’re usually staying in a category 1 Hyatt, costing 3,500 points a night, you would get more value from 30,000 points (8 nights) than you would from five certificates (5 nights).
Are you eligible to earn the sign-up bonus?
If you’ve had a Hyatt credit card before, you might be wondering whether you’ll be eligible to get the sign-up bonus.
Here’s what the Chase terms say about the World of Hyatt Credit Card:
35,000 Bonus Points After You Spend $3,000 On Purchases In The First 3 Months From Account Opening: The credit card is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months.
World of Hyatt Credit Card sign-up bonus terms
My interpretation of this is that you cannot get the card at all if you currently have the card or if you have received a bonus for this card within the last 24 months. In any case, if Chase approved you for the card and it has been less than 24 months since you received a bonus for the same card, I would expect to not be able to earn the bonus.
Interestingly, the component of the sign-up bonus that comes as additional bonus points on spending does not include language preventing you from earning it again. (It is mentioned in the terms, but without an eligibility restriction attached.)
On the other hand, the terms of the World of Hyatt Business Credit Card mention no such restrictions. Here’s all the bonus terms say about eligibility.
To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
World of Hyatt Credit Business Card sign-up bonus terms
To me, the lack of restrictions in the terms mean that you can get a bonus on this card if Chase approves you.
Best way to use Hyatt points
You’ll usually end up using your World of Hyatt points for stays at hotels within Hyatt’s family of brands. In our experience, you’ll usually get 1.6-1.9 cents of value out of your Hyatt points from room redemptions. But it is possible to get substantially more value, thanks to Hyatt’s award chart, which assigns hotels a category and set peak/off-peak rates.
Additionally, Hyatt points can be used for upgrades to club rooms, suites, and premium suites. If these upgrades are available, you can find some phenomenal value in paying a cash rate for a regular room, plus a small amount of points to upgrade to a suite.
Bottom line: Great time to pick up the Hyatt cards
With the increased offers available on the World of Hyatt Credit Card and World of Hyatt Business Credit Card, now is an excellent time to pick up either card. Just be aware of the restrictions on getting the personal card if you’ve had the card recently.
Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.
