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Hyatt credit card offers: Increased limited-time offers on both cards

January 10, 2025: Chase and Hyatt just upped the ante on both the business and personal World of Hyatt credit cards. The business card’s bonus now allows you to earn a category 1-4 free night certificate and the personal card gives you an extra 5,000 points with the spending bonus. All the details on these updated bonuses are below.

The World of Hyatt Credit Card card art World of Hyatt Business Credit Card card art

Hyatt and Chase offer new cardmember welcome bonuses on the personal and business variants of The World of Hyatt credit card. Here are the best new cardmember welcome bonuses available on these cards.

Best World of Hyatt credit card welcome bonuses in January 2025

Here are the current welcome offers on World of Hyatt credit cards offered in partnership with Chase.

The World of Hyatt Credit Card card art
The World of Hyatt Credit Card

Annual fee: $95
Sign-up bonus: Earn up to 65,000 Bonus Points: 35,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent. Offer ends 3/6/25.
Learn how to apply.

The best value for most people, thanks to its annual category 1-4 free night certificate.
World of Hyatt Business Credit Card card art
World of Hyatt Business Credit Card

Annual fee: annual_fees
Sign-up bonus: bonus_miles_full
Learn more and apply.

May be better for small business owners who stay at Hyatt, can use the 15% discount from the Hyatt Leverage membership, and want to earn more elite nights for lots of spending.

Our take: Excellent time to get the Hyatt credit cards

In the last few years, Chase has periodically offered the ability to earn a free night certificate with the bonus on the World of Hyatt Business Credit Card. While it required less spending in the past, it’s not worthwhile holding out hoping that they’ll launch a bonus with a lower spending requirement this year If you’re considering the business card, now is the time to apply.

When it comes to the personal credit card variant, the The World of Hyatt Credit Card, the story gets more complicated. In the past year, Chase and Hyatt have offered the ability to earn up to five category 1-4 free night certificates as part of the welcome bonus. If you look at the maximum value of those certificates, the numbers look petty compelling.

But those free night certificates come with two significant downsides: First, they expire—if you don’t use them within a year, they are gone. Poof. Obviously you don’t want that, so you need a plan to use the certificates if you go for a bonus that offers free night certificates.

Second, the free night certificates have the most value if you stay in category 3-4 hotels. If your travel patterns take you to places with lower-cost hotels, you might get more value from the points. For example, if you’re usually staying in a category 1 Hyatt, costing 3,500 points a night, you would get more value from 30,000 points (8 nights) than you would from five certificates (5 nights).

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is a credit card, travel rewards, and loyalty program expert. Over the past 15 years, he has authored over a thousand expert contributions published by leading outlets including WSJ, TIME, Newsweek, Forbes, NerdWallet, The Points Guy, Bankrate, CNET, and many others. He has also served in consulting roles for many of these same outlets, designing content strategy, hiring teams of teams of editors and contributors, developing thought-leadership pieces, and ghost-editing for senior editors. Aaron is well-known in the miles and points community and regularly presents about travel rewards at conferences like the Chicago Seminars and Minnebar. Aaron has enjoyed the game of optimizing credit card rewards since getting his first credit card shortly after he turned 18. He started learning about credit cards and travel rewards from the (now defunct) FatWallet Finance forums and FlyerTalk. He holds more than 40 open credit cards and has first-hand experience with almost every major credit card product.

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