Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.
March 7, 2025: The current Hyatt credit card offers are back to the standard promotions. As we mentioned in our update yesterday, we expected the offer on the personal card to be pulled by today and when we checked this morning, the previous increased offers was gone.
Here are the best new cardmember welcome bonuses available on the Hyatt credit cards.
Best World of Hyatt credit card offers
 World of Hyatt Credit Card Annual fee: $95 | Sign-up bonus: Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent. Learn how to apply. The best value for most people, thanks to its annual category 1-4 free night certificate. All information about the World of Hyatt Credit Card has been collected independently by cardsandpoints.com. |
 World of Hyatt Business Credit Card Annual fee: annual_fees | Sign-up bonus: bonus_miles_full Learn more and apply. May be better for small business owners who stay at Hyatt, can use the 15% discount from the Hyatt Leverage membership, and want to earn more elite nights for lots of spending. |
Our take: Standard offer on the business card is better, but the personal card is better for most
I won’t mince words: I don’t like the way Chase and World of Hyatt structure the promotion on the personal credit card. Advertising the headline bonus as a large number of points, but then awarding half of the points as an extra two bonus points per dollar on the first $15,000 feels a bit deceptive.
If you’re looking solely at the bonus, the World of Hyatt Business Credit Card is the one to get. The bonus is simple. You earn the points after spending the amount required by the promotion.
But for most people, the World of Hyatt Credit Card is the better card to keep long-term. Between the card’s annual free night certificate, the ability to earn another free night after spending $15,000 in a calendar year, and the five elite night credits you get just for having the card, you’re getting a lot of value each year with not much spending put on the card.
If you’re going to spend A TON (think six figures) on the card and you value earning elite nights, eventually the business card gives you more elite night credits, but for most people, the personal card is the long-term keeper.
Chase does occasionally sweeten the bonus offer with slightly increased points, free night certificates, or the ability to earn an additional free night with spending. If you stay at Hyatt hotels consistently, it’s you’ll probably do better by getting the card now, rather than waiting for a better bonus. But Hyatt has historically increased the bonuses on these cards a few times a year and there’s a good chance there will be a better offer within six months if you wait for it.
Are you eligible to earn the sign-up bonus?
If you’ve had a Hyatt credit card before, you might be wondering whether you’ll be eligible to get the sign-up bonus.
Here’s what the Chase terms say about the World of Hyatt Credit Card:
The credit card is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months.
World of Hyatt Credit Card sign-up bonus terms
My interpretation of this is that you cannot get the card at all if you currently have the card or if you have received a bonus for this card within the last 24 months. In any case, if Chase approved you for the card and it has been less than 24 months since you received a bonus for the same card, I would expect to not be able to earn the bonus.
Interestingly, the component of the sign-up bonus that comes as additional bonus points on spending does not include language preventing you from earning it again. (It is mentioned in the terms, but without an eligibility restriction attached.)
On the other hand, the terms of the World of Hyatt Business Credit Card mention no such restrictions. Here’s all the bonus terms say about eligibility.
To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
World of Hyatt Credit Business Card sign-up bonus terms
To me, the lack of restrictions in the terms mean that you can get a bonus on this card if Chase approves you.
Best way to use Hyatt points
You’ll usually end up using your World of Hyatt points for stays at hotels within Hyatt’s family of brands. In our experience, you’ll usually get 1.6-1.9 cents of value out of your Hyatt points from room redemptions. But it is possible to get substantially more value, thanks to Hyatt’s award chart, which assigns hotels a category and set peak/off-peak rates.
Additionally, Hyatt points can be used for upgrades to club rooms, suites, and premium suites. If these upgrades are available, you can find some phenomenal value in paying a cash rate for a regular room, plus a small amount of points to upgrade to a suite.
Bottom line: Business has the better offer; personal is the better card
Most people who intend to keep a World of Hyatt credit card long term will want to have the World of Hyatt Credit Card. But if you are looking for an opportunity to pick up some points, the World of Hyatt Business Credit Card has the more compelling new cardmember promotion.
Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.