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January 7, 2025: If you want to get maximum rewards on your purchases at gas stations, get a card that offers extra rewards on gas purchases. Getting a card with great rewards on gas can have a meaningful impact on your personal bottom line.
Fortunately, many of the best credit cards for gas purchases also offer great rewards elsewhere, meaning you might be able to boost the total rewards you earn across a larger swath of spending. And if you’re looking to earn points in a specific bank program, we have those cards on our list, too.
Here are the best credit cards to use for gas.
Overview: The cards with the best rewards on gas
| Gas rewards | |
|---|---|
 Citi Custom Cash® Card Annual fee: annual_fees | 5% cash back on the first $500 you spend each month in your highest-spending eligible category. Eligible categories include gas. Rewards are marketed as cash back, but the card earns Citi ThankYou® Points. |
 Bank of America® Customized Cash Rewards credit card Annual fee: annual_fees | Earn up to 5.25% cash back on a category you choose, including gas, on up to $2,500 in spending each quarter. Based on 3% base rewards, times a 1.75x multiplier for Bank of America Preferred Rewards with Platinum Honors. To earn maximum rewards, you need to have $100,000 in qualifying balances with Bank of America. |
 U.S. Bank Smartly™ Visa Signature® Card Annual fee: $0 | Earn up to unlimited 4% cash back on every purchase, including gas. To earn maximum rewards, you must have qualifying balances with U.S. Bank: 2% base rewards with no qualifying balance. 2.5% with a total qualifying balance of $5k+. 3% with a total qualifying balance of $50k+. 4% with a total qualifying bonus of $100k+. To get maximum cash back value for your rewards, you must redeem for a deposit into a U.S. Bank account. |
 Costco Anywhere Visa® Card Annual fee: annual_fees | 4% back on gas and EV charging for the first $7,000 per year, then 1%. Rewards are earned as a reward certificate which is issued once a year in February and must be cashed in-person at a Costco warehouse. Requires a paid Costco membership. Gold Star membership is currently $65 per year. |
 Costco Anywhere Visa® Business Card Annual fee: $0 | 4% back on gas and EV charging for the first $7,000 per year, then 1%. Rewards are earned as a reward certificate which is issued once a year in February and must be cashed in-person at a Costco warehouse. Requires a paid Costco Business membership. A Costco Business Membership currently costs $65 per year. |
 U.S. Bank Altitude® Reserve Visa Infinite® Card Annual fee: $400 | 3x points when you use the card with mobile wallet to pay, 3x points are worth 3% cash back or 4.5% travel rewards when you use mobile wallet. U.S. Bank is no longer accepting new applications for the Altitude Reserve. |
 U.S. Bank Altitude® Connect Visa Signature® Card Annual fee: $0 | 4x on gas stations and EV charging on your first $1,000 each quarter. To get maximum cash back value for your rewards, you must redeem for a deposit into a U.S. Bank account. |
 Blue Cash Preferred® Card from American Express Annual fee: annual_fees (See Rates and Fees) | Unlimited 3% cash back on U.S. gas stations. |
 Wells Fargo Autograph® Card Annual fee: $0 | Uncapped 3x points at gas stations: Wells Fargo Autograph℠ Card Points can be redeemed for 1 cent each toward cash back rewards. |
 Blue Cash Everyday® Card from American Express Annual fee: annual_fees (See Rates and Fees) | 3% cash back on gas at U.S. gas stations, on up to $6k in purchases each year, then 1%. |
Editor’s pick: Citi Custom Cash℠ Card
We almost have to pick the Citi Custom Cash as the best card for rewards on gas. The card offers 5% cash back rewards on the first $500 you spend in your top eligible spending category each statement cycle. The card’s eligible categories include gas. And the card has no annual fee.
Since the average American spends about $200 per month on gas, you likely won’t hit the Custom Cash card’s $500 monthly cap on bonus rewards.
Just remember that you’ll get 5% rewards on your top eligible spending category. If that’s not gas, you won’t get 5% rewards on gas. Our recommendation is to pick a Custom Cash category and stick with it—use other cards for other purchases.
The downside to using the Custom Cash for gas
Really, the only downside to using the Custom Cash for gas is that you won’t be able to use the card for its other categories.
The card offers a bunch of useful categories including restaurants, gas stations, grocery stores, drugstores, home improvement stores, live entertainment, and more. Unfortunately, you’ll only get 5% rewards in one category each calendar month, so by using the card as your gas credit card, you’ll give up the opportunity to earn great rewards elsewhere with the card.
How we picked: Considering the best rewards on gas plus the bigger picture
One might think that picking the best gas credit card may simply be a matter of finding the greatest cash back on gas purchases. Done. But we went deeper than that with our analysis.
You might spend a ton on gas—maybe you’re fueling a work truck and driving 300+ miles a day. Getting a credit card for gas might mean several hundred dollars of rewards, or more, each year. And you definitely don’t want rewards caps. Or you might drive a hybrid and work from home. Maybe gas isn’t a huge line item in your budget, but you’d like some additional rewards and want a card that earns rewards on gas in addition to being a useful card elsewhere.
When we selected the best cards for gas purchases, we took a variety of use cases into account. Here were our largest considerations:
- Gas rewards earning rate. In any list of the best cards to use for gas purchases, the rate of rewards you earn is going to be the top-line number.
- Ability to use rewards for cash back. Not all points are created equal. We prioritize cash back rewards, but we also include picks for points collectors who want to earn points in a specific program.
- Earning caps on gas. Many cards cap the amount of increased rewards you can earn on gas. We only included cards with earning caps we considered reasonable for most people. We also included cards with no earning caps for those who spend a lot on gas.
- Annual fees. Paying an annual fee can eat up a lot of the value of the rewards you earn. We only included cards with annual fees where we could see that the rewards you earn and benefits you receive could outweigh the annual fee.
- How useful the card is elsewhere. You may not want to carry a credit card for just gas purchases—several cards on our list earned their places when we considered the total picture of how you might use a card.
Citi Custom Cash℠ Card: 5% gas rewards as cash back or ThankYou Points
The Citi Custom Cash® Card isn’t marketed as a gas card, but if you use it for gas, you can get up to 5% cash back on up to $500 in gas purchases monthly.
Rewards on gas: 5% cash back on up to $500 in purchases each month in your top eligible spending category, then 1%. Eligible categories include gas. Rewards are marketed as cash back, but earned as ThankYou® Points.
Best for you if: You want a simple, no-annual-fee card for cash back on gas and plan to use the card only in a single category.
Annual fee: annual_fees
Sign-up bonus: bonus_miles_full Learn how to apply.
Other interesting card features: The card doesn’t have too many interesting features beyond its cash back, but it does now have an extended warranty. Probably the most interesting feature of the card is its flexibility in earning 5% rewards. You can earn 5% rewards in your top eligible spending category, including restaurants, gas stations, grocery stores, select travel, select transit, select streaming services, drugstores, home improvement stores, fitness clubs, and live entertainment.
Learn more about ThankYou® Rewards, the Citi Custom Cash℠ Card, and how to pick up multiple Citi Custom Cash cards.
Annual fee: annual_fees
All information about the Citi Custom Cash℠ Card has been collected independently by cardsandpoints.com.
The Citi Custom Cash℠ Card can be a great choice for gas because it offers 5% rewards on up to $500 spent in your highest eligible category each statement cycle.
Welcome offer
Best sign-up bonus: bonus_miles_full Learn how to apply.
This bonus is marketed as cash back, but earned as ThankYou® Points.
Rewards
- 5% cash back on your top eligible spend category each billing cycle on up to $500 spent.
- 5% on hotels, car rentals, and attractions booked on the Citi Travel℠ portal through 6/30/2025.
- 1% cash back on all other purchases.
Rewards are marketed as cash back, but earned as Citi ThankYou® points.
5% eligible categories
5% eligible categories include:
- Restaurants
- Gas stations
- Grocery stores
- Select travel
- Select transit
- Select streaming services
- Drugstores
- Home improvement stores
- Fitness clubs
- Live entertainment
Benefits
- Extended warranty
Bank of America® Customized Cash Rewards: Up to 5.25% on gas with a banking relationship
If you have significant assets with Bank of America and qualify for a status level in the Bank of America Preferred Rewards program, your best credit card to use for gas might be the Bank of America® Customized Cash Rewards credit card.
Rewards on gas: Choose gas as your choice category to get 3% cash back base rewards, and up to 5.25% total cash back rewards if you have Bank of America Preferred Rewards with Platinum Honors or higher status.
Best for you if: You have $100,000 of deposits with Bank of America or investments held with Merrill.
Annual fee: annual_fees
Sign-up bonus: bonus_miles_full
Other interesting card features: The Customized Cash is useful as a flexible cash back card—you might find the card’s other choice categories to be more profitable for your spending patterns. The card also offers an extended warranty benefit.
Learn more about the Bank of America® Customized Cash Rewards credit card and the BofA Preferred Rewards program.
Annual fee: annual_fees
Foreign transaction fee: foreign_transaction_fee
All information about the Bank of America® Customized Cash Rewards Credit Card has been collected independently by cardsandpoints.com.
The Bank of America® Customized Cash Rewards Credit Card can get you up to 5.25% cash back on gas if you’re a Preferred Rewards member with Platinum or higher status.
Sign-up bonus
bonus_miles_full Learn how to apply.
Rewards
- 3% in the category of your choice.
- 2% at grocery stores and wholesale clubs.
- 1% on all other purchases.
You’ll earn 3% and 2% rewards on the first $2,500 in combined purchases each calendar quarter in the 3% and 2% bonus categories. Earn 1% cash back on these purchases thereafter.
Rewards are earned as cash back. If you have Bank of America Preferred Rewards, you’ll receive additional rewards based on your rewards multiplier of up to 1.75. Your rewards multiplier is based on your relationship with Bank of America and Merrill.
3% choice categories
Choose one of the following categories to earn 3% cash back:
- Gas and EV charging stations.
- Online shopping, including cable, internet, phone plans, and streaming.
- Dining.
- Travel.
- Drug stores and pharmacies.
- Home improvement and furnishings.
You can change your choice category once each calendar month. You’ll earn 3% and 2% rewards on the first $2,500 in combined purchases each calendar quarter in the 3% and 2% bonus categories. Earn 1% cash back on these purchases thereafter.
Benefits
Consumer insurance benefits
- Extended warranty protection.
Travel insurance benefits
- Travel and emergency assistance services.
U.S. Bank Smartly™ Visa Signature® Card: 4% cash back rewards everywhere
If you have $100,000 that you can move to U.S. Bank, there’s a good argument for the simplicity of using the U.S. Bank Smartly™ Visa Signature® Card everywhere.
Rewards on gas: Up to 4% cash back rewards everywhere, including at gas stations, if you have a qualifying balance with U.S. Bank. (See the callout below for specifics on the rewards scheme of this card.)
Best for you if: You have $100,000 of assets you can move to U.S. Bank and you want simplicity and generous cash back rewards.
Annual fee: $0
Sign-up bonus: The card does not currently have a new cardmember welcome offer.
Other interesting card features: The Smartly Visa offers very little beyond its cash back. While this doesn’t matter much for purchases of gas, you’ll probably want to carry another card with extended warranty protection for purchases of durable goods or travel protections if you travel often.
Learn more about the card in our review of the U.S. Bank Smartly™ Visa Signature® Card.
Annual fee: $0
All information about the U.S. Bank Smartly™ Visa Signature® Card has been collected independently by cardsandpoints.com.
The U.S. Bank Smartly™ Visa Signature® Card is a new offering that promises up to 4% cash back for customers who hold over $100,000 of assets with U.S. Bank.
Sign-up bonus
U.S. Bank is not offering a sign-up bonus on the Smartly™ Visa Signature® Card at this time.
Rewards
Unlimited 2% cash back on every purchase.
Up to an additional 2% cash back if you have a U.S. Bank Smartly® Savings account and hold a significant amount of deposits with U.S. Bank. Qualifying deposits include balances in U.S. Bank deposit, trust, and investment accounts.
- Earn a total of 2.5% with a qualifying balance between $5,000 and $49,999.
- Earn a total of 3% with a qualifying balance between $50,000 and $99,999.
- Earn a total of 4% with a qualifying balance of $100,000 or more.
Rewards are earned as points which must be redeemed as a credit into an eligible U.S. Bank deposit account if you want to get the full amount of cash back.
Benefits
The U.S. Bank Smartly™ Visa Signature® Card does not advertise any significant benefits beyond its cash back.
Costco Anywhere Visa® Card by Citi: 4% cash back on gas and EV charging
If you regularly buy gas at Costco, you’ll probably want to use the Costco Anywhere Visa® Card, despite its quirky reward scheme.
Rewards on gas: 4% rewards on gas and EV charging, on up to $7,000 spent per year, then 1%. Rewards are issued annually in February as a certificate that can be redeemed for cash back or merchandise in-person at a Costco warehouse.
Best for you if: You have a Costco membership and buy gas at Costco.
Annual fee: annual_fees
Sign-up bonus: The Costco Anywhere Visa® Card does not currently offer a new cardmember welcome bonus.
Other interesting card features: The Costco Visa offers worldwide car rental insurance and purchase protection, plus it offers 3% rewards on travel and restaurants and 2% at Costco and Costco.com. (But it’s far from the best card to use at Costco!)
Learn more from our guide to the Costco Anywhere Visa Card.
Annual fee: annual_fees
Foreign transaction fee: foreign_transaction_fee
All information about the Costco Anywhere Visa® Card by Citi has been collected independently by cardsandpoints.com.
The Costco Anywhere Visa® Card by Citi 4% on eligible gas and EV charging, up to $7,000 per year, making it one of the best cards to use for gas at Costco or elsewhere.
Sign-up bonus
Best sign-up bonus: The Costco Anywhere Visa® Card does not currently offer a new cardmember welcome bonus. Learn how to apply.
When Costco offers a new cardmember bonus, it is usually earned as a statement credit. Be aware that the rewards on this card are granted as a certificate that is issued once a year and must be cashed at a Costco warehouse.
Costco and Citi have occasionally offered a (small) new cardmember bonus on this card. See our coverage of the Costco Visa sign-up bonuses for details.
Rewards
- 4% on eligible gas and EV charging for the first $7,000 per year. 1% thereafter.
- 3% at restaurants.
- 3% on eligible travel, including Costco travel.
- 2% on all other purchases at Costco and Costco.com.
- 1% on all other purchases.
Rewards are marketed as cash back, but you will only receive your rewards once a year as a paper rewards certificate.
In your February billing statement, you will receive a reward certificate for your accumulated rewards. This reward certificate is redeemable at U.S. Costco warehouses for cash or merchandise.
Benefits
Consumer insurance benefits
- Purchase protection.
Travel insurance benefits
- Worldwide car rental insurance.
- Travel accident insurance.
- Travel and emergency assistance services.
Costco Anywhere Visa® Business Card by Citi: 4% cash back on gas and EV charging for Costco business members
If you are a Costco business member, you can get the Costco Anywhere Visa® Business Card for your gas purchases. Aside from being a small business card, the Costco Business Visa is substantively the similarly named Costco Visa.
Rewards on gas: 4% rewards on gas and EV charging, on up to $7,000 spent per year, then 1%. Rewards are issued annually in February as a certificate that can be redeemed for cash back or merchandise in-person at a Costco warehouse.
Best for you if: You have a Costco business membership and buy gas at Costco.
Annual fee: $0
Sign-up bonus: The Costco Anywhere Visa® Business Card does not currently offer a new cardmember welcome bonus.
Other interesting card features: The Costco Business Visa offers worldwide car rental insurance and purchase protection, plus it offers 3% rewards on travel and restaurants and 2% at Costco and Costco.com. (But it’s far from the best card to use at Costco or the best business credit card!)
Learn more from our guide to the Costco Anywhere Visa Business Card.
Annual fee: $0
Foreign transaction fee: None.
All information about the Costco Anywhere Visa® Business Card by Citi has been collected independently by cardsandpoints.com.
The Costco Anywhere Visa® Business Card by Citi offers small business owners 4% on eligible gas and EV charging, up to $7,000 per year.
Sign-up bonus
Best sign-up bonus: The Costco Anywhere Visa® Business Card does not currently offer a new cardmember welcome bonus. Learn how to apply.
When Costco offers a new cardmember bonus on the Business Visa, it is usually earned as a statement credit. Be aware that the rewards on this card are granted as a certificate that is issued once a year and must be cashed at a Costco warehouse.
Costco and Citi have occasionally offered a (small) new cardmember bonus on this card. See our coverage of the Costco Business Visa sign-up bonuses for details.
Rewards
- 4% on eligible gas and EV charging for the first $7,000 per year. 1% thereafter.
- 3% at restaurants.
- 3% on eligible travel, including Costco travel.
- 2% on all other purchases at Costco and Costco.com.
- 1% on all other purchases.
Rewards are marketed as cash back, but you will only receive your rewards once a year as a paper rewards certificate.
In your February billing statement, you will receive a reward certificate for your accumulated rewards. This reward certificate is redeemable at U.S. Costco warehouses for cash or merchandise.
Benefits
Consumer insurance benefits
- Purchase protection.
Travel insurance benefits
- Worldwide car rental insurance.
- Travel accident insurance.
- Travel and emergency assistance services.
U.S. Bank Altitude® Reserve Visa Infinite® Card: Excellent rewards with mobile wallet
If you pay for gas using your phone’s tap-to pay feature and like redeeming credit card rewards for travel, the U.S. Bank Altitude® Reserve Visa Infinite® Card is a great choice. Unfortunately, you’ll need to already be a cardmember, as U.S. Bank is no longer accepting applications for the card.
Rewards on gas: 3x points whenever you use the card to pay with a mobile wallet, including at gas stations. 3x points can be redeemed for 3% cash back or 4.5% travel rewards.
Best for you if: You already have the card, you use Apple Pay, Google Pay, or Samsung Pay almost everywhere, and want a single card to use everywhere.
Annual fee: $400
Sign-up bonus: The Altitude Reserve is no longer open to new cardmembers.
Other interesting card features: While the card has a steep annual fee, you can get most of that back with up to $325 in annual credits for dining and travel purchases each year. The card also makes sense to use for most purchases and travel, thanks to its robust set of consumer and travel insurance benefits.
Learn more about the card in our review of the U.S. Bank Altitude® Reserve Visa Infinite® Card.
Annual fee: $400
Foreign transaction fee: None.
All information about the U.S. Bank Altitude® Reserve Visa Infinite® card has been collected independently by cardsandpoints.com.
The U.S. Bank Altitude® Reserve Visa Infinite® card offers some of the best rewards—equivalent to 3% cash back or 4.5% travel rewards—at gas stations and anywhere else you use the card with mobile wallet to pay.
Sign-up bonus
The U.S. Bank Altitude® Reserve Visa Infinite® card is no longer available to new cardmembers.
Rewards
- 5x points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.
- 3x points on mobile wallet spending with Apple Pay®, Google Wallet, and Samsung Pay.
- 3x points on eligible travel purchases.
- 1x points on all other eligible purchases.
Rewards are earned as Altitude Rewards points.
Altitude Rewards points can be redeemed for cash back at 1 cent per point or used to book travel through the Altitude Rewards center at 1.5 cents per point. You can also redeem your points against travel purchases through Real Time Rewards at 1.5 cents per point.
Benefits
Consumer insurance benefits
- Extended warranty protection.
- Purchase security.
- Return protection.
- Personal identity theft protection.
Travel insurance benefits
- Auto rental collision damage waiver.
- Lost luggage reimbursement.
- Travel accident insurance.
- Emergency evacuation and transportation.
- Trip cancellation/interruption coverage.
- Trip delay reimbursement.
- Travel and emergency assistance services.
Travel benefits
- Airport lounge access. Complimentary Priority Pass™ Select membership with 8 free visits annually.
- TSA PreCheck or Global Entry statement credit.
Partner benefits and statement credits
- $325 annual statement credit for eligible travel and dining purchases.
- Free Shipt membership until 12/31/24 with enrollment. After free membership expires, you are automatically enrolled in an annual Shipt membership at then-current prices until you cancel.
U.S. Bank Altitude Connect® Visa Signature® Card: Up to 4x on gas, paired with uncommonly good travel benefits
The U.S. Bank Altitude® Connect Visa Signature® Card may be the most interesting card on this list thanks to its unique benefit suite. And it’s particularly rewarding if you buy less than $1,000 of gas each quarter.
Rewards on gas: 4x points (worth 4% cash back) at gas stations and EV charging, on your first $1,000 each quarter. To get maximum cash back value, you must redeem your points for a direct deposit to a U.S. Bank account.
Best for you if: You want a card with no annual fee with great travel benefits and spend a relatively modest amount on gas.
Annual fee: $0
Sign-up bonus: Earn 20,000 bonus points. Just spend $1,000 in eligible net purchases in the first 90 days. Learn how to apply.
Other interesting card features: The card has an uncommonly generous suite of travel insurance benefits—maybe the best that you’ll find on a card with no annual fee. Plus the GigSky mobile data can get you 15-day 5GB international data passes on your phone… for free.
Recent changes to the card capped the rewards on gas to $1,000 in purchases every 3 months, but also lowered the ongoing annual fee from $95 to $0. Read more about the changes to the Altitude Connect.
Annual fee: $0
Foreign transaction fee: None
All information about the U.S. Bank Altitude® Connect Visa Signature® Card has been collected independently by cardsandpoints.com.
The U.S. Bank Altitude® Connect Visa Signature® Card offers 4x points on gas and EV charging on the first $1,000 you spend in these categories each quarter.
Sign-up bonus
Best sign-up bonus: Earn 20,000 bonus points. Just spend $1,000 in eligible net purchases in the first 90 days. Learn how to apply.
This bonus is earned as points which can be redeemed for maximum value (1 cent per point) only when redeeming for a deposit into an eligible U.S. Bank deposit account or redeeming for travel.
Rewards
- 5x on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.
- 4x on travel.
- 4x at gas stations/EV charging stations
on your first $1,000 each quarter. Excludes discount stores/supercenters and wholesale clubs. - 2x on dining.
- 2x on streaming services.
- 2x at grocery stores
excludes discount stores/supercenters and wholesale clubs. - 1x on all other eligible purchases.
Rewards are earned as Altitude Connect points, which can be redeemed for travel through the Altitude Rewards Center, a deposit to a qualifying U.S. Bank account, and charity at 1 cent per point. Other redemptions have less value. Note that cash back redemptions other than deposits to a U.S. Bank account will net you 0.8 cents per point.
Benefits
Consumer insurance benefits
The U.S. Bank Altitude® Connect Visa Signature® Card does not offer any consumer insurance benefits.
Travel and travel insurance benefits
- Priority Pass™ Select membership with 4 free visits per year.
- TSA PreCheck® or Global Entry® credit.
- Complimentary GigSky global mobile data plans.
- Trip cancellation and interruption.
- SmartDelay.
- Roadside dispatch.
- Travel accident benefit.
- Trip delay reimbursement.
- Travel and emergency assistance services.
Partner benefits and statement credits
- 3 months of free Shipt membership, then 9 months at 50% off.
Blue Cash Preferred® Card from American Express: Market leading U.S. gas and U.S. supermarket rewards
The total picture of the rewards offered by the Blue Cash Preferred® Card from American Express make this card compelling if you’re buying both gas and groceries.
Rewards on gas: 3% cash back on gas at U.S. gas stations, with no limit on the amount of 3% rewards you can earn.
Best for you if: You spend a lot on gas at U.S. gas stations and you want a card with excellent rewards on groceries at U.S. supermarkets and market-leading consumer insurance benefits.
Annual fee: annual_fees (See Rates and Fees)
Welcome offer: bonus_miles_full
Learn how to apply.
Other interesting card features: 6% cash back on up to $6,000 of groceries per year at U.S. supermarkets, then 1%. Market-leading consumer insurance benefits, Disney+ credit. (Terms apply and enrollment required for Disney+.)
The Blue Cash Preferred® Card from American Express features a welcome offer for new cardmembers. Go to our card overview of the Blue Cash Preferred® Card for more on this card.
Annual fee: annual_fees (See Rates and Fees )
The Blue Cash Preferred® Card from American Express offers plenty of value in addition to its 3% cash back rewards at U.S. gas stations.
Welcome offer
Best public welcome offer: bonus_miles_full
Learn how to apply.
This bonus is earned as a statement credit.
Amex has sometimes shown a larger, targeted offer to some people through some channels. If you’re interested in hunting down a better offer on this card, see our coverage of the best Blue Cash Preferred welcome offers.
Rewards
- 6% on groceries at U.S. supermarkets.
on up to $6,000 per year of purchases, then 1%. - 6% on select U.S. streaming subscriptions.
- 3% on gas at U.S. gas stations.
- 3% on transit, including taxis, rideshare, parking, tolls, trains, busses, and more.
- 1% on other purchases.
Rewards are earned as cash back reward dollars that can be redeemed as a statement credit.
Benefits
Consumer insurance benefits
- Purchase protection. Covers eligible purchases against theft or accidental damage up to $1,000 per covered purchase and up to $50,000 per account per calendar year. Exclusions and terms apply.
- Return protection. Covers eligible purchases up to $300 per item and $1,000 per account per calendar year if the seller of an item won’t take it back within 90 days from the date of purchase. Purchases must be made in the U.S. or its territories. Terms and restrictions apply.
- Extended warranty. Provides up to one year of coverage equivalent to the manufacturer’s original warranty on eligible items with warranties of 5 years or less. Coverage limited to $10,000 per item and $50,000 per account per calendar year. Terms and restrictions apply.
Travel insurance benefits
- Car rental loss and damage insurance.
- Global assist hotline.
Partner benefits and statement credits
- $84 Disney Bundle Credit. Receive $7 back monthly after spending $9.99+ each month on an eligible auto-renewing U.S. subscription to the Disney Bundle. Enrollment required.
- Amex Offers. Receive statement credits or extra rewards with targeted offers from select merchants. Enrollment required.
Wells Fargo Autograph℠ Card: Uncapped 3x points at gas stations
The Wells Fargo Autograph℠ Card might be the most compelling card for gas rewards if you’re looking for a card with no annual fee and uncapped rewards on gas, or if you’re collecting Wells Fargo Autograph points.
The card earns 3x points on an unlimited amount of spending at gas stations and EV charging stations, plus 3x points in a bunch of other useful categories. While it doesn’t include much in the way of benefits, its 3x categories typically align with places you won’t be needing an extended warranty anyway. Most people will want to paid the Autograph with another card for general spending.
Rewards on gas: 3% cash back on gas at U.S. gas stations, with no limit on the amount of 3% rewards you can earn.
Best for you if: You spend a lot on gas at U.S. gas stations and you want a card with excellent rewards on groceries at U.S. supermarkets and market-leading consumer insurance benefits.
Annual fee: annual_fees (See Rates and Fees)
Welcome offer: bonus_miles_full
Learn how to apply.
Other interesting card features: 6% cash back on up to $6,000 of groceries per year at U.S. supermarkets, then 1%. Market-leading consumer insurance benefits, Disney+ credit. (Terms apply and enrollment required for Disney+.)
Learn more in our guide to the Wells Fargo Autograph℠ Card.
Annual fee: annual_fees
Foreign transaction fee: foreign_transaction_fee
All information about the Wells Fargo Autograph℠ Card has been collected independently by cardsandpoints.com.
The Wells Fargo Autograph℠ Card offers 3x points in several useful categories, but a limited selection of consumer insurance benefits.
Sign-up bonus
Best sign-up bonus: bonus_miles_full
This bonus is earned as Wells Fargo Autograph points.
Rewards
- 3x at restaurants—dining in, taker-out, catering, delivery, and more.
- 3x on travel—airfare, hotels, car rentals, cruises, and more.
- 3x at gas stations and electric vehicle charging stations.
- 3x on transit—subways, ride shares, parking, tolls, and more.
- 3x on popular streaming services.
- 3x on phone plans—cell phone and landline providers.
- 1x on other purchases.
Rewards are earned as Wells Fargo Autograph points, which can be redeemed for travel or cash back.
Benefits
Consumer insurance benefits
- Cellular telephone protection
Travel insurance benefits
- Auto rental collision damage waiver.
- Travel and emergency assistance services.
- Roadside dispatch.
Blue Cash Everyday® Card from American Express: Up to 3% cash back at U.S. gas stations with no annual fee
The Blue Cash Everyday® Card from American Express is a good option for cash back rewards with no annual fee.
Rewards on gas: 3% on up to $6,000 spent each year on gas at U.S. gas stations, then 1%.
Best for you if: You want a card with no annual fee that earns bonus rewards at U.S. gas stations in addition to U.S. supermarkets and U.S. online retail purchases and don’t spend more than about $6,000 in each of these categories.
Annual fee: annual_fees (See Rates and Fees)
Welcome offer: Earn a $200 statement credit after you spend $2,000 on purchases on your new Card in your first 6 months of Card Membership, plus receive 10% back, up to $150, as a statement credit on purchases at restaurants worldwide within the first 6 months of Card Membership. Learn how to apply.
Other interesting card features: The card offers Amex purchase protection and statement credits for eligible Disney+ subscriptions. Terms apply to benefits and enrollment required for Disney+ credits.
The Blue Cash Everyday® Card from American Express features a welcome offer for new cardmembers. Go to our card overview of the Blue Cash Everyday® Card for more on this card.
Annual fee: annual_fees (See Rates and Fees )
The 3% cash back rewards at U.S. gas stations on up to $6,000 in purchases per year (then 1%) make the Blue Cash Everyday® Card from American Express an excellent option for cash back rewards on gas.
Welcome offer
Earn a $200 statement credit after you spend $2,000 on purchases on your new Card in your first 6 months of Card Membership. Plus receive 10% back, up to $150, as a statement credit on purchases at restaurants worldwide within the first 6 months of Card Membership. Learn how to apply for this Resy exclusive offer.
All information about the Blue Cash Everyday® Card from American Express has been collected independently by cardsandpoints.com.
Rewards
- 3% on groceries at U.S. supermarkets
on up to $6,000 per year of purchases, then 1%. - 3% on U.S. online retail purchases
on up to $6,000 per year of purchases, then 1%. - 3% on gas at U.S. gas stations
on up to $6,000 per year of purchases, then 1%. - 1% on other purchases.
Rewards are earned as cash back.
Benefits
Consumer insurance benefits
- Purchase protection. Covers eligible purchases against theft or accidental damage up to $1,000 per covered purchase and up to $50,000 per account per calendar year. Exclusions and terms apply.
Travel insurance benefits
- Car rental loss and damage insurance.
- Global assist hotline.
Partner benefits and statement credits
- $84 Disney Bundle Credit. Receive $7 back monthly after spending $9.99+ each month on an eligible auto-renewing U.S. subscription to the Disney Bundle. Enrollment required.
- $180 Home Chef Credit. Receive up to $15 per month in statement credits when you purchase an auto-renewing U.S. subscription for Home Chef meal kits.
- Amex Offers. Receive statement credits or extra rewards with targeted offers from select merchants. Enrollment required.
Frequently asked questions
The best credit card for gas depends on your spending patterns and how you plan to use your rewards. You can easily get 3% cash back on your gas purchases using a card with no annual fee. But you can earn more if you’re a member of a warehouse club, have a banking relationship, or pay an annual fee.
If you’re a Costco member, it probably comes as no surprise that the Costco Anywhere Visa® Card by Citi is a great choice for its 4% rewards on up to $7,000 of gas purchases, but any Visa card can earn you rewards on gas purchases at Costco. You might consider the U.S. Bank Altitude® Reserve Visa Infinite® Card as well. It’s a Visa card that will earn you up to 4.5% toward travel when you tap to pay at the pump.
Prepaid cards are rarely a good idea. Prepaid cards have much less protection against fraud if your card member gets stolen. And gas pumps can be easy targets for criminals who install devices in card readers that can steal your credit card number. If you use a card at one of these compromised gas pumps, you might find your prepaid card and your gas tank drained. It’s best to stick with credit cards for gas purchases.
All of the gas cards on the Cards and Points list of best gas cards are credit cards, which can be used anywhere credit cards are accepted. A limited number of gas stations may not accept certain types of cards. Costco, for example, only accepts Visa cards. With limited exceptions, the gas cards on our list can be used most places.
It is better to buy gas with a credit card. Most gas stations use pay-at-the-pump terminals that can be targets for fraudsters who install devices called “skimmers” to rip off your card number. While credit cards have robust consumer protections and limits on the amount of money you’ll owe if someone fraudulently uses your card, debit cards have fewer protections and deduct money directly from your bank account.
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American Express card disclosures
- For rates and fees of the card_name, please visit this link: See Rates and Fees
- For rates and fees of the card_name, please visit this link: See Rates and Fees
Amex Extended Warranty benefit disclosure: When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
Amex Basic Purchase Protection benefit disclosure: When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited to up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
Amex Return Protection benefit disclosure: With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details.
Amex Basic Car Rental Loss and Damage Insurance disclosure: Car Rental Loss and Damage Insurance can provide coverage up to $50,000 for theft of or damage to most rental vehicles when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver or similar option offered by the Commercial Car Rental Company. This product provides secondary coverage and does not include liability coverage. Not all vehicle types or rentals are covered. Geographic restrictions apply. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.
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