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December 19, 2024: If you subscribe to Disney+ or The Disney Bundle, having the right credit card can get you up to $240 in statement credits annually when you use your card to pay for your subscription. Here are the cards you should be using to pay for your Disney+ subscription
The best cards to use to pay for Disney+
- Get up to $84 in annual credits, plus 6% cash back on Disney+: Blue Cash Preferred® Card from American Express
Get a $7 monthly statement credit after using your enrolled Blue Cash Preferred Card to spend $9.99 or more each month on an auto-renewing U.S. subscription to the Disney Bundle.
Plus earn 6% cash back on streaming services, including Disney+
Annual fee: annual_fees (See Rates and Fees) - Get up to $84 in annual credits: Blue Cash Everyday® Card from American Express
Get a $7 monthly statement credit after using your enrolled Blue Cash Everyday Card to spend $9.99 or more each month on an auto-renewing U.S. subscription to the Disney Bundle.
Annual fee: annual_fees (See Rates and Fees) - Earn up to $240 in digital entertainment credits each year: The Platinum Card® from American Express
Get up to $20 in statement credits each month when you use your Platinum Card® for eligible purchases on Disney+ or other eligible digital entertainment providers. Enrollment required.
Annual fee: annual_fees (See Rates and Fees)
Editor’s pick: Blue Cash Preferred® Card from American Express
We’ll start our recommendation by acknowledging that, if we’re picking a card with an annual fee over a card with no annual fee, we need to make an affirmative case for it.
Both the Blue Cash Preferred® Card from American Express and Blue Cash Everyday® Card from American Express offer a similar $7 monthly statement credit for Disney+.
So why would we recommend the card with the annual fee? Certainly it’s not the 6% cash back on select streaming services driving our recommendation? No. We think that the overall value picture of the Blue Cash Preferred is greater.
If you’re subscribing to Disney+, it’s likely you’re spending a fair amount of money on groceries as well, and that’s where the Blue Cash Preferred really shines. If you spend $6,000 on groceries at U.S. supermarkets in a year, you’ll be up about $100 in cash back rewards, even after considering the card’s higher annual fee. (The break-even point is about $3,200 in supermarket spending annually.)
But it gets better. The Blue Cash Preferred gets Amex’s excellent extended warranty and return protection benefits in addition to the purchase purchase protection offered on the Everyday card. These benefits make this card an excellent choice to use for purchases of things like clothing and durable goods where an extended warranty might come in handy.
Finally, the Blue Cash Preferred is the card I’m currently using as both my primary grocery card and to pay for my Disney+ subscription. And that’s probably the best endorsement we could give.
Blue Cash Preferred® Card from American Express
About the card’s Disney Bundle credit: The Blue Cash Preferred® Card from American Express offers a $7 monthly credit for Disney+. If you use your card to pay $9.99 or more for an auto-renewing subscription to the Disney Bundle, you’ll receive up to $84 in credits annually. The credit is valid for subscriptions purchased at Disneyplus.com, Hulu.com, or plus.espn.com. Enrollment required. Terms apply.
Annual fee: annual_fees (See Rates and Fees)
Welcome offer: bonus_miles_full Learn how to apply.
Other useful card features:
- Cash back: Generous cash back at groceries at U.S. supermarkets, select U.S. streaming services and U.S. gas stations
- Consumer insurance benefits: Purchase protection, return protection, and extended warranty.
- Amex offers: Targeted offers from American Express and select merchant partners.
Learn more: Read our review of the Blue Cash Preferred.
Annual fee: annual_fees (See Rates and Fees)
The Blue Cash Preferred® Card from American Express offers market-leading rewards on groceries at U.S. supermarkets, plus great rewards in other categories.
Blue Cash Everyday® Card from American Express
About the card’s Disney Bundle credit: The Blue Cash Everyday® Card from American Express offers a $7 monthly credit for Disney+ similar to the Blue Cash Preferred® Card from American Express. If you use your card to pay $9.99 or more for an auto-renewing subscription to the Disney Bundle, you’ll receive up to $84 in credits annually. The credit is valid for subscriptions purchased at Disneyplus.com, Hulu.com, or plus.espn.com. Enrollment required. Terms apply.
Annual fee: annual_fees (See Rates and Fees)
Welcome offer: Earn a $200 statement credit after you spend $2,000 on purchases on your new Card in your first 6 months of Card Membership, plus receive 10% back, up to $150, as a statement credit on purchases at restaurants worldwide within the first 6 months of Card Membership. Learn how to apply.
Other useful card features:
- Cash back: Earn up to 3% cash back on groceries at U.S. supermarkets, U.S. online retail purchases, and gas at U.S. gas stations.
3% cash back in each of these categories is earned on up to $6,000 per year in purchases, then 1%. Cash back is received in the form of reward dollars that can be redeemed for a statement credit. - Consumer insurance benefits: Purchase protection.
- Amex offers: Targeted offers from American Express and select merchant partners.
Learn more: See our review of the Blue Cash Everyday for more.
Annual fee: annual_fees (See Rates and Fees)
The Blue Cash Everyday® Card from American Express offers bonus cash back in several categories, plus a credit for Disney+. Terms apply.
The Platinum Card® from American Express
About the card’s digital entertainment credit credit: The Platinum Card® from American Express offers a digital entertainment credit that can be used for a variety of entertainment services, including Disney+. After you enroll, charge your eligible purchase to your card (Disney+, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal+ are eligible partners) and you’ll receive a statement credit, up to $20/month automatically. Enrollment required and terms apply.
Annual fee: annual_fees (See Rates and Fees)
Welcome offer: Earn 100,000 Membership Rewards® points after you spend $8,000 on purchases on your new Card in your first 6 months of Card Membership. Plus earn 10X points at restaurants worldwide on up to $25,000 in eligible purchases on your new Card during your first 6 months of Card Membership. Learn how to apply.
Bottom line: A handful of credit cards offer a credit for the Disney Bundle credit
If you subscribe to Disney+ and pay for it directly, getting either the Blue Cash Preferred® Card from American Express or the Blue Cash Everyday® Card from American Express will almost certainly pay off, thanks to both cards’ credits for eligible Disney Bundle subscriptions.
Frequently asked questions
Will I get a confirmation that I’m getting a Disney credit?
When your Blue Cash Everyday® Card or Blue Cash Preferred® Card is charged for an eligible Disney+ or The Disney Bundle subscription, you will likely receive an email informing you that you’ve qualified for a statement credit.
How long will it take for my Disney Bundle statement credit to post?
The terms and conditions of the Amex credit for The Disney bundle state that the credit will be reflected on your account within 6-8 weeks. In practice, we’ve seen people receiving the credit within a few days of an eligible charge posting.
American Express disclosures
- For rates and fees of the Blue Cash Preferred® Card from American Express, please visit this link: See Rates and Fees
- For rates and fees of the Blue Cash Everyday® Card from American Express, please visit this link: See Rates and Fees
- For rates and fees of the The Platinum Card® from American Express, please visit this link: See Rates and Fees
Amex Basic Purchase Protection benefit disclosure: When an American Express® Card Member charges a Covered Purchase with their Eligible Card, Purchase Protection can help protect their Covered Purchases for up to 90 days from the Covered Purchase date if it is stolen or accidentally damaged. The coverage is limited to up to $1,000 per occurrence, up to $50,000 per Card Member account per calendar year. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
Amex Premium Purchase Protection benefit disclosure: Purchase Protection is an embedded benefit of your Card Membership and requires no enrollment. It can help protect Covered Purchases made on your Eligible Card when they’re accidentally damaged, stolen, or lost, for up to 90 days from the Covered Purchase date. The coverage is limited to up to $10,000 per occurrence, up to $50,000 per Card Member account per calendar year. Coverage Limits Apply. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
Amex Extended Warranty benefit disclosure: When an American Express® Card Member charges a Covered Purchase to an Eligible Card, Extended Warranty§ can provide up to one extra year added to the Original Manufacturer’s Warranty. Applies to warranties of five (5) years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company.
Amex Return Protection benefit disclosure: With Return Protection, you may return eligible purchases to American Express if the seller won’t take them back up to 90 days from the date of purchase. American Express may refund the full purchase price excluding shipping and handling, up to $300 per item, up to a maximum of $1,000 per calendar year per Card account, if you purchased it entirely with your eligible American Express® Card. Purchases must be made in the U.S. or its territories. Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details.
Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.