April 21, 2025: The limited-time sign-up bonus on the Citi Strata Premier℠ Card has ended and is now down to the regular 60k point offer. Here’s everything you need to know about the Strata Premier new cardmember bonus.
Strata Premier welcome offer: Earn 60k ThankYou Points
Annual fee: annual_fees
Best sign-up bonus: bonus_miles_full
Learn how to apply.
This bonus is earned as Citi ThankYou® Points. With the Strata Premier, ThankYou Points can be redeemed for 1 cent of cash back each, or transferred to various travel transfer partners.
My take: 60k is the standard bonus, but no reason to believe there will be a larger bonus soon
The current bonus on the Citi Strata Premier℠ isn’t the biggest bonus ever, but it is a competitive bonus for a card in this segment. While Citi offered a larger bonus for a while after the card’s launch, the bank doesn’t launch limited-time bonuses as aggressively as some other banks.
The Citi Strata Premier℠ is an essential part of the Citi ThankYou® Points ecosystem, as it is the only card that allows point transfers to most travel partners. (The Strata Premier replaced the Citi Premier® Card and current cardmembers are being converted over to the new card.) That said, if you are interested in Citi ThankYou® Points, now is the time to get this card’s sign-up bonus.
Be aware if you had the Citi Premier® card within the last 48 months you can’t get this bonus. Most Citi cards only allow you to earn a bonus once every 48 months, but the Citi Strata Premier℠ offer’s terms and conditions specifically exclude you from eligibility if you’ve earned a bonus on the Citi Premier® Card within 48 months.
Eligibility: Can you earn the bonus?
In the past few years, Citi simplified the rules for earning sign-up bonuses across all of its ThankYou® Points cards. Generally, you can earn a bonus on a card again if you have not received a bonus on the same product in the previous 48 months.
The Strata Premier comes with the additional condition: You can’t have received a bonus on either the Citi Strata Premier or the Citi Premier (the previous version of the card) within the last 48 months.
Bonus ThankYou® Points are not available if you have received a new account bonus for a Citi Premier® or Citi Strata Premier℠ account in the past 48 months
Citi Strata Premier℠ bonus terms and conditions
One small detail to be aware of is that the requirements say that you can not have received a bonus within the past 48 months. If you, for example, applied for and were approved for a Citi Premier card 51 months ago, took the full three months to earn the bonus, and then received a bonus the month after that, Citi might consider you ineligible because you received the bonus 47 months ago. If you’ve been a Citi Strata Premier or Citi Premier cardmember in the past, it might be worthwhile to review your account history to verify if/when you received a bonus.
About the card: Citi Strata Premier℠ Card at a glance
Annual fee: annual_fees
Foreign transaction fee: foreign_transaction_fee
All information about the Citi Strata Premier℠ Card has been collected independently by cardsandpoints.com.
The Citi Strata Premier℠ Card is a staple of the ThankYou® Points wallet, earning bonus rewards in a variety of travel categories, plus restaurants, supermarkets, gas stations and EV charging.
Sign-up bonus
Best sign-up bonus: bonus_miles_full
Learn how to apply.
This bonus is earned as Citi ThankYou® Points. With the Strata Premier, ThankYou Points can be redeemed for 1 cent of cash back each, or transferred to various travel transfer partners.
Rewards
- 10x on hotels, car rentals, and attractions booked through CitiTravel.com
- 3x on air travel and other hotel purchases.
- 3x at restaurants.
- 3x at supermarkets.
- 3x at gas stations and EV charging stations
- 1x on all other purchases
Rewards are earned as Citi ThankYou® Points.
Benefits
Consumer insurance benefits
- Extended warranty.
- Damage & theft purchase protection.
Travel insurance benefits
- Trip Delay Protection.
- Common Carrier Trip Cancellation and Interruption Protection.
- Lost or Damaged Luggage coverage.
- MasterRental coverage.
Travel benefits
- $100 annual hotel benefit. Get $100 off a single hotel stay of $500 or more booked through CitiTravel.com.
Rewards benefits
- Point transfers to partners.
Bottom line: Decent bonus on a $95/year card
Citi ThankYou® Rewards is an interesting rewards program—the program offers great earnings, the ability to easily redeem rewards for cash back, and a set of transfer partners that can provide incredible value to advanced miles and points users.
Even setting aside the incredible value that miles and points experts can earn from the program, the current welcome bonus can get you $600 in cash back rewards. That’s good value for a sign-up bonus on a $95/year card.
