October 7, 2024: We checked up on the Citi Double Cash® Card welcome offers and noticed that Citi dropped the spending requirement by $500 to $1,500. The “limited time offer” language has also been removed from the marketing language, so this offer is likely here to stay.
If you’re thinking of adding the Citi Double Cash® Card to your wallet, now’s a good time to pick up the card. We don’t know of better offers on the card in the recent past.
Best Citi Double Cash® bonus: $200 after spending $1,500 in 6 months.
Annual fee: annual_fees
Best sign-up bonus: bonus_miles_full
This bonus is marketed as cash back, but earned as Citi ThankYou® Points.
Bonus eligibility: Are you eligible to earn the sign-up bonus?
Like the other cards offering ThankYou® Points for welcome bonuses, you can only receive a welcome bonus for opening a new Citi Double Cash® Card once every 48 months. There are no other restrictions on bonus eligibility.
Here’s the language directly from the bonus terms:
This offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. You will qualify for the bonus offer only if you have not received a bonus offer for opening a new Citi Double Cash® Card in the past 48 months.
Citi Double Cash® Card bonus terms
At a glance: About the Citi Double Cash® Card
Annual fee: annual_fees
Foreign transaction fee: foreign_transaction_fee
All information about the Citi Double Cash® Card has been collected independently by cardsandpoints.com.
The Citi Double Cash® Card is the card you want to use “everywhere else” if you’re collecting ThankYou® Points. Unfortunately, the card is light on benefits—it offers no extended warranty or purchase protection benefits like many competing cards.
Sign-up bonus
Best sign-up bonus: bonus_miles_full
This bonus is marketed as cash back, but earned as Citi ThankYou® Points.
Rewards
- 5% total cash back on hotel, car rental, and attractions booked through the Citi Travel portal.
- 2% cash back on every purchase
Earn 1% cash back when you buy, plus an additional 1% as you pay.
Rewards are earned as Citi ThankYou® Points.
Benefits
The Citi Double Cash® Card offers no benefits of note.
My take: Decent bonus on a no-annual fee card, but high spending requirement
Within the last several months, Citi dropped the spending requirements for the Double Cash bonus from $2,000 within 6 months to $1,500 within 6 months, making the bonus easier to earn. But when the best easy cash back bonuses are offering $200 after spending much less, the Double Cash isn’t a card that you’re getting for the sign-up bonus.
Citi hasn’t always offered a bonus on the Double Cash card and previous bonus offers on this card have been promoted as a “limited time offer.” The current bonus isn’t being promoted as a limited-time offer, so we think that the bonus is here to stay.
In terms of how the bonus compares to other bonuses, we haven’t seen a better bonus on this card since we started tracking this card. If you’re looking at this card, now is as good a time as any.
