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Citi Double Cash® Card sign-up bonus: $200 after $1,500 spent in 6 months.

December 31, 2024: The Citi Double Cash® Card offers an easy-to earn bonus for new cardmembers. And you get six months to earn the current bonus.

If you’re thinking of adding the Citi Double Cash® Card to your wallet, now’s a good time to pick up the card. We don’t know of better offers on the card in the recent past.

Best Citi Double Cash® bonus: $200 after spending $1,500 in 6 months.

Citi Double Cash® Card card art
Citi Double Cash® Card

Annual fee: annual_fees

Best sign-up bonus: bonus_miles_full Learn how to apply.

This bonus is marketed as cash back, but earned as Citi ThankYou® Points.

My take: Decent bonus on a no-annual fee card, but high spending requirement

Personally, I wouldn’t get this card for its sign-up bonus. When the best easy cash back bonuses are offering $200 after spending much less, the Double Cash isn’t a card that you’re getting for the sign-up bonus.

But with Citi’s recent addition of extended warranty benefits to the Double Cash, this card has become much more compelling and is probably the best 2% cash back card available today.

In terms of how the bonus compares to other bonuses, we haven’t seen a better bonus on this card since we started tracking this card. If you’re looking at this card, now is as good a time as any.

Bonus eligibility: Are you eligible to earn the sign-up bonus?

Like the other cards offering ThankYou® Points for welcome bonuses, you can only receive a welcome bonus for opening a new Citi Double Cash® Card once every 48 months. There are no other restrictions on bonus eligibility.

Here’s the language directly from the bonus terms:

This offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. You will qualify for the bonus offer only if you have not received a bonus offer for opening a new Citi Double Cash® Card in the past 48 months.

Citi Double Cash® Card bonus terms

At a glance: About the Citi Double Cash® Card

Citi Double Cash® Card card art

Annual fee: annual_fees
Foreign transaction fee: foreign_transaction_fee

All information about the Citi Double Cash® Card has been collected independently by cardsandpoints.com.

The Citi Double Cash® Card is the card you want to use “everywhere else” if you’re collecting ThankYou® Points and it’s also great as a 2% cash back everywhere card. The recent addition of an extended warranty benefit substantially ups the card’s value for many.

Sign-up bonus

Best sign-up bonus: bonus_miles_full Learn how to apply.

This bonus is marketed as cash back, but earned as Citi ThankYou® Points.

Rewards

  • 5% total cash back on hotel, car rental, and attractions booked through the Citi Travel portal.
  • 2% cash back on every purchase
    Earn 1% cash back when you buy, plus an additional 1% as you pay.

Rewards are earned as Citi ThankYou® Points.

Benefits

  • Extended warranty

About the author

  • Photo of Aaron Hurd, credit card and travel rewards expert.

    Aaron Hurd is the Executive Editor of Cards and Points. He is a credit card and travel rewards expert whose contributions have been featured in WSJ, TIME, Forbes, NerdWallet, and many other outlets.

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