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January 13, 2025: We scoured the internet and checked in-branch for the best sign-up bonus available on the Chase Sapphire Reserve®. Currently, Chase is offering the same 60,000 point bonus offer across all channels, both online and in-branch.
Here’s what you need to know about the current Chase Sapphire Reserve® new cardmember bonus.
Best Sapphire Reserve® Card sign-up bonus in January 2025
Annual fee: annual_fees
Best sign-up bonus online: bonus_miles_full Learn how to apply.
This bonus is earned as Chase Ultimate Rewards® points.
Chase occasionally offers a better bonus on the Sapphire Reserve in-branch. If one is available, we’ll cover that on our page detailing the best Sapphire Reserve bonuses. We’ll always tell you about the best offer we know of.
My take: The standard offer, but probably not worth waiting
In the last few years, we’ve seen Chase up the offer on the Chase Sapphire Reserve® a few times, but unlike many airline and hotel cards, the increased offers are far from predictable.
The 60k Sapphire Reserve welcome bonus is nice perk if you’re looking to get a Sapphire Reserve card. But if you just want Ultimate Rewards, take a peek at our best Ultimate Rewards welcome bonuses article. There you’ll find some larger bonuses on cards with lower annual fees.
Ultimately, if you are looking to get the card because it’s right for you, now is as good a time as any. Waiting around for half a year might yield you some more points, but then you’ll miss out on the perks of having the card.
In-branch offer: Matches the online offer.
From time to time, Chase offers a better bonus on the Chase Sapphire Reserve® in-branch. But as of January 13, 2025, here’s the welcome bonus you’ll get in-branch: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
In-branch welcome offers change from time to time and this information is accurate as of our last check. The in-branch offer may be different or may no longer be available.
Are you eligible to earn the sign-up bonus?
Chase’s terms seem to restrict who can get a new Chase Sapphire Reserve® card, rather than who can earn a bonus. Conceivably, if you can get the card, you can earn a bonus. Here are the rules:
First, you cannot have any other Sapphire-branded credit card. If you currently have a Chase Sapphire Reserve®, you cannot get a second Sapphire Reserve card. And likewise, if you have either the Chase Sapphire Preferred® or the no-annual-fee Chase Sapphire® card (not available to new cardmembers) you won’t be able to open a new Sapphire Preferred card.
Second, you cannot have received a bonus for any Sapphire card within the previous 48 months. This includes both the Chase Sapphire Preferred® and Chase Sapphire Reserve®. Keep in mind that the terms and conditions of the bonus offer state that you cannot have received a bonus within the previous 48 months. Personally, I read that as 48 months from the statement date on which your bonus posted.
Here’s the exact text of the bonus terms and conditions:
The product is not available to either (i) current cardmembers of any Sapphire credit card, or (ii) previous cardmembers of any Sapphire credit card who received a new cardmember bonus within the last 48 months.
Chase Sapphire Reserve® offer terms
The best ways to use the Chase Sapphire Reserve® bonus points
The Chase Sapphire Reserve® gives you direct access to some of the best Ultimate Rewards® redemption options available. The card lets you use your points through Chase Travel℠ and get 50% better than cash back value or transfer them to Chase’s travel transfer partners. Here are the best ways to use your Ultimate Rewards.
- Cash back. You can always use Ultimate Rewards® points for cash back redemptions. You’ll get 1 cent per point for cash back redemptions on any Ultimate Rewards credit card.
- Options available with premium cards. If you hold a premium Ultimate Rewards card, you can a few additional options for using your points. Premium Ultimate Rewards cards include the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, and Ink Business Preferred® Credit Card. You can also use the points you earn on your no-annual-fee card for these premium redemption options if you first transfer your points to your premium card.
- Travel through Chase Travel℠. Premium Ultimate Rewards cards offer increased value when you use your points to book travel through Chase Travel℠. You get 25% more value for bookings through Chase Tavel with the Sapphire Preferred or Ink Preferred. And you’ll get 50% more value for bookings made through the Sapphire Reserve card.
- Transfers to airline and hotel partners. All of the Premium Ultimate Rewards cards offer point transfers to travel partners. Transfers to partners offer the opportunity to get outsized value for your points through luxury travel redemptions. Our favorite Ultimate Rewards® transfer partners include Air Canada Aeroplan, Air France/KLM Flying Blue, British Airways Avios, United Mileage Plus, Virgin Atlantic Flying Club, and World of Hyatt.
Other ways to get Ultimate Rewards® points
Getting a new Chase Sapphire Reserve® isn’t the only way to earn Ultimate Rewards® points. Several other personal and small business cards earn Ultimate Rewards, and the Chase Ink-branded cards in particular offer incredibly generous welcome bonuses on cards with no annual fee. And Ultimate Rewards you earn on another card can be transferred to your Sapphire Reserve.
We continuously updated our list of the best Ultimate Rewards welcome bonuses. Bookmark that list of you want to earn Ultimate Rewards points.
Bottom line: Not a market-leading bonus, but can still be a great card
The 60,000 point bonus you can get with a new Chase Sapphire Reserve® is a nice perk, but probably not a make-or-break on whether you should get the card. If you’re just looking for a bonus, there are much better Ultimate Rewards® bonuses available and better big cash back bonuses, but if you want a travel credit card with very usable points and market-leading travel insurance benefits, the Sapphire Reserve is a good choice.
Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.
