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March 21, 2025: Chase has upped the welcome offer on the Chase Freedom Unlimited®. The online Freedom Unlimited offer now has a $250 bonus after you spend $500 in three months. Here’s what you need to know about all of the Chase Freedom Unlimited welcome offers.
Best Chase Freedom Unlimited® bonus: $250 cash back
Annual fee: annual_fees
Best offer: bonus_miles_full
Learn how to apply.
In-branch Chase Freedom Unlimited® bonus: $250 after $500
Chase occasionally runs better sign-up bonuses on the Freedom Unlimited in-branch, but as of January 13, 2025 the in-branch offer is the same as the referral and direct online offers: Earn a $250 bonus after you spend $500 on purchases in the first 3 months from account opening.
If it’s convenient, it can be worth it to check for an in-branch offer. In-branch welcome offers change from time to time and this information is accurate as of our last check. The in-branch offer may be different or may no longer be available.
All information about the in-branch offers on the Chase Freedom Unlimited® card has been collected independently by cardsandpoints.com.
Are you eligible to earn the sign-up bonus?
In most cases, you are eligible to receive a sign-up bonus on this card if you don’t currently have a Chase Freedom Unlimited® and it’s been more than 2 years since you’ve gotten a bonus on this card. Here are the two specific rules you should be aware of:
- Current cardmembers cannot get the card. If you already have a Chase Freedom Unlimited® card, you cannot get a second card through a new card application.
- You can not have received a new cardmember bonus for this card in the previous 24 months. The specific language in the bonus terms refers to the time you received the bonus, not the date you applied for the card.
Our take: $250 after $500 is a great low-effort bonus.
Without a doubt, earning $250 after you spend $500 in three months is a great bonus. This bonus makes our list of the best easy cash back welcome bonuses and (since the card is marketed as cash back, but earns Ultimate Rewards, the card also has one of the best Ultimate Rewards® bonuses.
How to use the points you earn from the Chase Freedom Unlimited® bonus
While the Chase Freedom Unlimited® is marketed as a cash-back credit card, it earns Ultimate Rewards® points behind the scenes. Here are the best ways to use the Ultimate Rewards points you’ll earn with the Freedom Unlimited.
- Cash back. You can always use Ultimate Rewards® points for cash back redemptions. You’ll get 1 cent per point for cash back redemptions on any Ultimate Rewards credit card.
- Options available with premium cards. If you hold a premium Ultimate Rewards card, you can a few additional options for using your points. Premium Ultimate Rewards cards include the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, and Ink Business Preferred® Credit Card. You can also use the points you earn on your no-annual-fee card for these premium redemption options if you first transfer your points to your premium card.
- Travel through Chase Travel℠. Premium Ultimate Rewards cards offer increased value when you use your points to book travel through Chase Travel℠. You get 25% more value for bookings through Chase Tavel with the Sapphire Preferred or Ink Preferred. And you’ll get 50% more value for bookings made through the Sapphire Reserve card.
- Transfers to airline and hotel partners. All of the Premium Ultimate Rewards cards offer point transfers to travel partners. Transfers to partners offer the opportunity to get outsized value for your points through luxury travel redemptions. Our favorite Ultimate Rewards® transfer partners include Air Canada Aeroplan, Air France/KLM Flying Blue, British Airways Avios, United Mileage Plus, Virgin Atlantic Flying Club, and World of Hyatt.
For more on maximizing the value you get from Ultimate Rewards, see our complete guide to Ultimate Rewards.
Chase Ultimate Rewards® card synergies
Chase Ultimate Rewards® points can always be redeemed for cash back rewards at one cent each. This makes 10,000 points worth $100. But your points can become even more valuable when you hold a premium Ultimate Rewards® credit card.
If you hold a Chase Sapphire Preferred® Card, Chase Sapphire Reserve, or Ink Business Preferred card, you have access to a handful of redemption options that can increase the value of your points:
- Point transfers to airline and hotel partners
- Increased value when you redeem for travel through Chase Travel℠
- Pay Yourself Back options
To use the points you earned from your non-premium Ultimate Rewards® credit card for one of these redemptions, simply transfer your Ultimate Rewards® points to your premium Ultimate Rewards® credit card.
At a glance: About the Chase Freedom Unlimited®
Here’s a quick overview of the rewards, benefits, and features of the Chase Freedom Unlimited®, but for more on the card, see our full review of the Chase Freedom Unlimited.
Annual fee: annual_fees
Foreign transaction fee: foreign_transaction_fee
The Chase Freedom Unlimited® is an excellent choice for a use-anywhere card, thanks to its 1.5% cash back rewards and extended warranty benefit.
Sign-up bonus
Best offer: bonus_miles_full
Learn how to apply.
Rewards
- 5% on travel purchased through Chase Travel℠.
- 5% on Lyft rides through March 31, 2025.
- 3% on dining at restaurants, including eligible takeout and delivery services.
- 3% drugstore purchases.
- 1.5% on other purchases.
Rewards are marketed as cash back, but earned as Chase Ultimate Rewards® points.
Ultimate Rewards® can be combined across cards you hold. If you hold a premium Ultimate Rewards card, you can transfer your points to Chase’s transfer partners or use your points for increased value when you book travel through Chase Travel℠. For more about using Ultimate Rewards, check out our guide on the Ultimate Rewards program.
Benefits
Consumer insurance benefits
Travel insurance benefits
- Trip Cancellation and Interruption Insurance.
- Auto Rental Coverage.
- Roadside Assistance.
- Travel and Emergency Assistance.
Partner benefits and statement credits
- 6 months of complimentary access to DashPass.
Subject to auto-renewal at the current monthly rate. Activate by December 31, 2027.
Read more about the Chase Freedom Unlimited
Learn more about the Chase Freedom Unlimited®:
- Read our review of the Chase Freedom Unlimited.
- Learn why we think the Freedom Unlimited is one of the best cards out there.
- Discover how to maximize your rewards in our guide to Ultimate Rewards.
Bottom line: $250 after $500 is a great bonus.
Spending $500 within three months and getting $250 cash back is a phenomenal welcome offer on a no annual fee card. Since the offer is available for a limited time, now is a great time to get the card.
Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.
