The Capital One Venture X Business card currently offers a massive 150,000 point bonus after spending $30,000 within the first three months of travel. You can use the 150,000 points for either $1,500 worth of travel or transfer points to a hotel or airline transfer partner for even more value.
Capital One Venture X Business offer: 150k miles after $30k spend in 3 months. (Annual fee: $395)
Earn 150,000 bonus miles when you spend $30,000 in the first 3 months, which is equal to $1,500 in travel. Get this welcome bonus.
Giant bonus, but ridiculous spending requirement. Most will be better off with the bonus on the personal version of the card.
Priority Pass lounge access. $300 annual travel credit. Transferable points.
This is a direct bank link. All information about the Capital One Venture X Business has been collected independently by cardsandpoints.com.
About the Capital One Venture X Business Card
The Capital One Venture X Business card offers small business owners 2x miles on every purchase and access to Priority Pass airport lounges at an affordable price. The Venture X business card is a pay-in-full card, meaning you must pay off your balance in full every month. The card’s its $395 annual fee makes it is one of the most affordable small business cards offering lounge access.
Similar to the personal variant of the card, the Venture X Rewards Credit Card, the Venture X business card’s rewards structure is simple. Cardmembers get 10x miles on hotels and car rentals and 5x miles on flights when booking through Capital One Travel. All other purchases earn 2x miles, with no limits or categories to track. On each cardmember anniversary you’ll also get 10,000 bonus miles.
The Venture X Business card comes with plenty of perks useful to the frequent traveler: A $300 annual travel credit good toward bookings with Capital One Travel, a Global Entry or TSA PreCheck credit, and airport lounge access. Plus, the card offers essential travel protections like trip delay reimbursement, primary auto rental collision damage waiver insurance, and lost luggage reimbursement.
Capital One Venture X Business offer: 150k miles after $30k spend in 3 months. (Annual fee: $395)
Earn 150,000 bonus miles when you spend $30,000 in the first 3 months, which is equal to $1,500 in travel. Get this welcome bonus.
Giant bonus, but ridiculous spending requirement. Most will be better off with the bonus on the personal version of the card.
Priority Pass lounge access. $300 annual travel credit. Transferable points.
This is a direct bank link. All information about the Capital One Venture X Business has been collected independently by cardsandpoints.com.
My take on the welcome bonus
150,000 points is a massive welcome bonus and Capital One points are easily redeemable for cash back to offset travel purchases at 1 cent per point. The downside is that this welcome bonus also requires $30,000 of spending. If you consider the value you’d get when redeeming your points for travel purchases, you’re getting effectively a 5% return on your $30,000 of spending.
The spending requirement makes this card’s welcome bonus a bit less compelling when compared to some of the best welcome bonuses available, but pretty decent if you spend a lot as a small business owner.
A few notes on applying for Capital One credit cards
- Capital One is known to pull your credit report from all three credit bureaus, meaning that it might have a greater impact on your credit score when you apply for a card.
- You may be able to get a new customer welcome bonus on Capital One cards more than once, but you must wait four years from receiving the welcome bonus. Cards typically have language like, “Existing or previous cardmembers are not eligible for this product if they have received a new cardmember bonus for this product in the past 48 months” in the terms and conditions.
- Capital One limits the number of cards you can have to two personal cards. Non-Capital One branded cards do not count toward this limit.
- If you apply for a card and Capital One isn’t able to approve you for that specific card, they may consider you for an alternate version of the same card. These alternate versions of cards often offer lower (or no) welcome offers, carry higher interest rates or annual fees or offer no rewards. If Capital One offers you an alternate version of a card, be sure to check the details before proceeding with the application.
- You can check to see if you are pre-approved for Capital One cards online with no impact to your credit score.
- You can check your application status by calling Capital One at 1-800-903-9177. Capital One does not have a way to check your application status online.
