Card-linked offers can be a great way to get an extra cash back on things you buy anyway. Bank of America brands its card-linked offers as BankAmeriDeals. You can easily add these card-linked offers to your account online.
Here’s everything you need to know about BankAmeriDeals.
What are BankAmeriDeals?
BankAmeriDeals are card-linked merchant offers are available to Bank of America credit card holders.
Most BankAmeriDeals offer a 5%-15% rebate on purchases you make with the featured merchant. Other deals offer a fixed rate of cash rewards for large or subscription purchases. You must register prior to receiving a purchase to earn cash back with these deals.
Sometimes BankAmeriDeals will have a “Must Use Link” offer on an offer. These deals often offer a discount when you click through the link and make a purchase with that merchant.
In most cases, there is no downside to using BankAmeriDeals—you’ll often simply receive cash back or a discount on an item you would buy anyway.
How to find your BankAmeriDeals
To find and enroll in your targeted BankAmeriDeals, go to bankofamerica.com and sign in to your account. If you hold an eligible Bank of America credit card, you’ll see the Activity Center on the right hand side of your screen. Click on “Special Offers & Deals”
The panel will expand to show you offers on banking products from Bank of America. Below these, you’ll see featured BankAmeriDeals. Scroll down and click “View all of your deals” to bring up all available BankAmeriDeals.
If you are already logged in to the Bank of America website, you can go directly to the BankAmeriDeals page.
From that page, you can enroll in your BankAmeriDeals. Offers that are already enrolled will have a green checkmark by them and show up if you click on “Added” at the top of the page. You can also change which account any cash back you earn from BankAmeriDeals gets added to.
Recent BankAmeriDeals we’ve found
Since BankAmeriDeals are targeted offers and change all the time, exactly which deals you see will vary. It’s a good idea to check your account monthly to see what deals are available. Here are a few of the recent BankAmeriDeals we’ve found on our cards.
- Midas: 10% cash back on your Midas purchase, with a $45 cash back maximum.
- Hilton: 10% cash back on your Hilton stay, when you spend $100 or more, with a $65 cash back maximum
- Dell: Earn 5% cash back on all of your Dell purchases, until a $100.00 cash back maximum is reached.
- CVS: Earn 10% cash back on your CVS purchase, with a $5.00 cash back maximum.
- A&W: Earn 10% cash back on your A&W Restaurants purchase, with a $3.00 cash back maximum.
- Topgolf: Earn 10% cash back on all of your Topgolf purchases when you spend $40 or more per purchase, until a $40.00 cash back maximum is reached.
- Five Guys: Earn 10% cash back on your Five Guys Burgers and Fries purchase, with a $3.00 cash back maximum.
Other things to know about BankAmeriDeals
Here are a few more things to know about BankAmeriDeals.
BankAmeriDeals are active across all of your cards. Other card-link offers programs, like Amex Offers, Chase Offers, and Citi Merchant Offers, will target specific cards with deals. In contrast, BankAmeriDeals targets you as a customer. Once you’ve activated a specific deal, spending on any of your eligible cards will trigger the deal.
BankAmeriDeals stack with your normal rewards. When you use BankAmeriDeals, you’ll earn cash back rewards in addition to the rewards or points you normally earn with your card. The amount of cash back you earn from these targeted offers is not increased by having Bank of America Preferred Rewards status.
All BankAmeriDeals have spending limits. Every BankAmeriDeal offer carries some sort of spending limit. Most of the deals that offer a flat amount of cash back require you to make a single purchase and are limited to one-time use only. If a deal offers a percent cash back, the total amount of cash back you can earn is usually limited. If you are planning to take advantage of a deal on a large purchase, check the offer details on your offers.
Which credit cards earn BankAmeriDeals?
If you hold most Bank of America or Merrill Lynch credit cards, you can enroll in BankAmeriDeals.
Some types of accounts from the program. Here are the cards that are not eligible to participate in the program:
- ATM-only cards
- Credit Purchasing Cards (P-Cards)
- Travel/Corporate Cards
- Fleet Cards
- Prepaid Payroll & Incentive Cards
- Cards linked to HSA/FSA Health Reimbursement/Flexible Spending accounts
- HELOC – Home Equity Line of Credit accounts
- Merrill Lynch CMA deferred debit cards
- AAA credit cards.
Frequently asked questions
Do I need to do something extra to sign up for BankAmeriDeals?
No. Enrolling in online or mobile banking with Bank of America will automatically enroll you in the BankAmeriDeals program. You should see BankAmeriDeals in your account online within 30 days of enrollment. Note that you must enroll in each individual BankAmeriDeals offer.
Do BankAmeriDeals stack with my credit card rewards?
Yes. Cash back or discounts you receive from BankAmeriDeals are in addition to your credit card rewards.
