Welcome to Cards and Points.

Browse our latest posts below, find the best credit card sign-up bonuses, or learn about the best cards to use in various spending categories.

Prefer watching over reading? You can also visit our recently-launched Cards and Points YouTube channel.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Wells Fargo Reflect Card

The Wells Fargo Reflect card offers a 0% intro APR for 18 months on both purchases and balance transfers. Here’s everything you need to know about the Wells Fargo Reflect Card.

Should I cancel my Chase Sapphire Reserve?

Ultimately I decided to cancel my Chase Sapphire Reserve. Here’s how I thought through that decision.

Credit card rewards have value. So does time.

I made a decision today to not pursue a “free” 7.5% return on my credit card spending. It was a… Read More »Credit card rewards have value. So does time.

How you can get $800 out of the Chase Freedom welcome bonus

The Chase Freedom Unlimited and Chase Freedom Flex are currently offering limited-time increased welcome bonuses that we think most families… Read More »How you can get $800 out of the Chase Freedom welcome bonus

How we think about first year value of credit cards

When we publish a first year value, we are giving you a number that represents the cash value you will… Read More »How we think about first year value of credit cards

The problem with point valuations

Many websites and travel blogs publish miles and points “valuations” for a myriad of frequent flyer programs, hotel loyalty programs… Read More »The problem with point valuations

Best new cardmember offers and sign-up bonuses

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Best cards for…

Trying to figure out what is the best credit card for a specific purchase? Looking for a new credit card to increase the rewards you earn at your favorite store? Our lists of best cards have you covered.

Current bonuses and promotions

Other resources

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.