Welcome to Cards and Points.

Browse our latest posts below, find the best credit card sign-up bonuses, or learn about the best cards to use in various spending categories.

Prefer watching over reading? You can also visit our recently-launched Cards and Points YouTube channel.

Our latest posts

Here are our latest posts, but scroll down to find the best available credit card bonuses and more.

Cash back rewards strategy

June 16, 2023

If you are just getting started with credit card rewards, cash back is usually the best place to start. This… Read More »Cash back rewards strategy

Your priorities your strategy

Not everyone wants the same things from credit cards rewards. You might want to make travel affordable for your family.… Read More »Your priorities your strategy

Advertiser and editorial policy

Cards and Points makes money by selling credit cards. When you click on a link through our site, there’s a… Read More »Advertiser and editorial policy

The best credit card sign up bonuses

Many credit cards offer generous sign up bonuses to new cardmembers. These bonuses frequently can be worth several hundred dollars… Read More »The best credit card sign up bonuses

Chase Sapphire

The Chase Sapphire card is no-annual-fee credit card from Chase that earns 2x Ultimate Rewards points on restaurants worldwide. Although… Read More »Chase Sapphire

Sapphire Preferred, Reserve or Ink Preferred?

Having a card that allows for increased value when redeeming points for travel and point transfers to travel partners is… Read More »Sapphire Preferred, Reserve or Ink Preferred?

What is the best first credit card?

If you are looking at getting your first credit card, you might be overwhelmed by the choices you have. There… Read More »What is the best first credit card?

Getting started with credit card rewards

Getting started with credit card rewards can feel daunting. But we simplify this for you. Here’s what you need to know

Annual travel credits

Many premium credit cards offer a travel credit as part of their benefits packages. This travel credit provides a cash… Read More »Annual travel credits

Best new cardmember offers and sign-up bonuses

Here are our lists of best credit card sign-up bonuses and welcome offers. Our editorial policy means we publish links to the best publicly available new cardmember offers we find, regardless of our affiliate relationships.

Best cards for…

Trying to figure out what is the best credit card for a specific purchase? Looking for a new credit card to increase the rewards you earn at your favorite store? Our lists of best cards have you covered.

Current bonuses and promotions

Other resources

Targeted offers

Some cards have opt-in offers that can save you money or earn you more cash back.
Amex Offers
Bank AmeriDeals
Chase Offers
Citi Merchant Offers

All about rewards

Overviews of rewards programs, plus the best welcome bonuses in each program

Bank program guides
Amex Membership Rewards
Capital One Miles
Chase Ultimate Rewards
Citi ThankYou Points

About Cards and Points and its founder

About the founder. I’m Aaron Hurd, one of the foremost experts in credit cards, travel rewards, and loyalty programs. Over the past decade, I’ve written, edited, contributed to, or been quoted in almost every publication of note that talks about credit cards. (I don’t need to list the logos—just google my name.)

Why Cards and Points? Today, most of the content about credit cards on the internet is written by content mills, generalist SEO writers, or generative AI, with the singular goal of driving clicks to affiliate links. This means that most information you’ll find is low-quality, inaccurate, and often doesn’t feature the best products or offers. I launched Cards and Points because I saw a need for a single, trusted source of expert-written, user-first content about credit cards, benefits, and rewards.

What do we promise? Our promise is simple: We keep our readers first. This means that we publish only original, expert-written content. It also means that when we write about a product, we’ll give you our honest take on it and show you the best offers, regardless of our advertising relationships.