October 31, 2024: The World of Hyatt credit card 5 free night offer has now ended. The card is now down to its standard bonus offer:
Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
Here’s what you need to know about the new cardmember offer on the World of Hyatt credit card.
Best Hyatt credit card bonus: Up to 60k points
This is a direct bank link. All information about the World of Hyatt Credit Card has been collected independently by cardsandpoints.com.
The World of Hyatt Credit Card sign-up bonus
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Get this card for its free night award, not for the welcome bonus. This is the standard welcome bonus offer on this card.
More about this card
Benefit highlights:
Free category 1-4 free night award each year.
Earn a second category 1-4 free night award after spending $15,000 in a calendar year.
Receive 5 qualifying nights toward status every year.
Earn 2 tier-qualifying nights for every $5,000 spent on the card.
World of Hyatt Discoverist status.
Rewards:
4x at Hyatt Hotels and Resorts.
2x on dining.
2x on airline purchases directly from airlines.
2x gym memberships.
2x local transit and commuting.
1x on other eligible purchases.
Rewards are earned as World of Hyatt bonus points.
Learn more:
Learn more in our overview of Hyatt credit cards.
Find other cards that offer a free night award.
Bonus eligibility: Can you earn a World of Hyatt credit card bonus?
Like many Chase cards, you cannot get the card if you already have the card and you can’t earn a bonus if you’ve received a bonus for the same card within the past 24 months. If it’s been more than 24 months since you received a bonus on the World of Hyatt credit card and you do not currently have the card then you should qualify for this bonus.
Here are the exact Hyatt credit card bonus offer terms:
The credit card is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months.
World of Hyatt Credit Card bonus offer details
A few notes on applying for Chase cards
- 5/24 rule. Chase generally won’t approve you if your credit report is showing 5 or more new credit card accounts opened in the last 24 months. This rule is knows as the 5/24 rule. If you’re unsure if you are “under 5/24” you should check your 5/24 status before applying for a Chase card. Note that recently this rule seems to have softened, especially for Ink cards. See our coverage about Chase 5/24 for more.
- Only one Sapphire-branded card. You can only hold one Chase Sapphire-branded card at a time. This means you can have either a Chase Sapphire Preferred® Card or a Chase Sapphire Reserve®, but not both.
- You can get a welcome bonus on a Chase card, even if you’ve had the card previously. How often you can earn a welcome bonus on a Chase card varies by card family.
- Most cards allow you to earn a welcome bonus if it has been at least 24 months since your last received a welcome bonus on the same card.
- Chase Sapphire-branded cards, such as the Chase Sapphire Preferred® Card and Chase Sapphire Reserve®, you can only earn a welcome bonus once every 48 months. (We published a separate article to help you determine if you can get a Sapphire welcome bonus.)
- Marriott cards have their own special rules.
- Chase will match an increased bonus. If you apply for a Chase card and the bank offers a higher bonus within 90 days, you can send Chase a secure message or call them to have your welcome offer matched.
- In-branch offers are sometimes better. Chase sometimes has better credit card welcome offers in-branch than it will publish on its own website or through affiliate networks. Check all channels to make sure you’re getting the best bonus.
- Chase business cards do not report to personal credit reports and do not impact your 5/24 status as long as they are current.
My take: The card is worth it, but the signup bonus is kind of…meh.
I’ll be frank. I don’t like the way this signup bonus is marketed. When I see the 60k point headline, I think that I’ll earn 60k points after spending something like a few thousand dollars on the card. But that’s not the case.
The current signup bonus earns 30k points after spending $3,000 on purchases in 3 months, and then the second 30k points is awarded as an additional 2 bonus points per $1 spent on the card in the first six months.
To be sure, this card is worth having AND worth spending $15,000 on every year. Welcome bonus aside, that $15,000 gets you 15,000 Hyatt points AND a free night certificate—and that combination is well worth giving up the 2% cash back you could otherwise earn on that spending.
This card is worth getting at some point. You can probably eke out more value if you want for the 5 category 1-4 certificate offer to come around again, but if it works within your plans to get this card now, you can get plenty of value out of this card’s regular sign-up bonus.
Frequently asked questions
Hyatt does not offer a 4th night free benefit on its World of Hyatt credit card.
Most Chase credit cards, including the Hyatt credit card, offer a referral bonus to people who refer friends to the card. We have an article on how to refer your friends to Chase that covers all the details.
You’ll earn 4 bonus points per $1 you spend at Hyatt hotels and resorts from the card, plus 5 base points per dollar for being a World of Hyatt member. You’ll also earn a 10%-30% bonus on your eligible Hyatt purchases from the World of Hyatt program, depending on your status level with the program.
