Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.
November 18, 2024: We were able to verify that the in-branch bonus on the Ink Business Premier® Credit Card matches the online bonus and have updated our article.
Here’s what you need to know about the Ink Business Premier® Credit Card new cardmember sign-up bonus:
Annual fee: annual_fees
Best bonus online: bonus_miles_full
This bonus is earned as cash back, not Ultimate Rewards® points like the other Chase Ink cards.
Best Ink Business Premier® Credit Card bonus available online: $1,000 after spending $10,000.
The current online offer on the Ink Business Premier® Credit Card is: bonus_miles_full Learn how to apply.
This bonus is available through affiliate networks and directly through Chase’s website. We know of no better offer than the online bonus.
In-branch Ink Business Premier® Credit Card offer: Same as online offer
On November 18, 2024, we verified that the bonus offered in-branch on the Ink Business Premier® Credit Card matches the online offer: Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
In-branch welcome offers change from time to time and this information is accurate as of our last check. The in-branch offer may be different or may no longer be available.
Ink Business Premier® Credit Card Referral offer: $1,000 bonus cash back after spending $10,000
Chase allows Ink cardmembers to refer others to Chase Ink cards and earn points when someone they refer gets approved for a card. When we last checked on November 18, 2024, the referral offer for the Ink Business Premier® Credit Card was the same bonus as Chase was offering online through other channels and in-branch.
But even though you won’t get any more points for the sign-up bonus, applying through a referral link can be a great way to help out a fellow small business owner. When you apply through someone’s referral link they can earn points if you are approved.
Are you eligible to earn the Ink Business Premier® Credit Card sign-up bonus?
Chase does not publish any restrictions in its terms and conditions for the Ink Business Premier® Credit Card welcome bonus, so if you can get approved for the card, you should be eligible to earn the bonus.
However, Chase is known to deny applications of people who open a lot of credit cards. Generally, it is believed that Chase will deny any card applications if your credit report shows that you’ve opened 5 or more cards in the previous 24 months. This rule of thumb is known in the miles and points community as the Chase 5/24 rule. If your credit report shows that you’ve opened a lot of accounts recently, Chase may not approve you for a new account.
About the Chase Ink Business Premier® Credit Card
Here’s a quick summary of the rewards and benefits of the Ink Business Premier® Credit Card. For a more in-depth view of the card’s rewards and benefits check out our guide to the Ink Business Premier.
Annual fee: annual_fees
Foreign transaction fee: foreign_transaction_fee
The Ink Business Premier® Credit Card is a great choice for small business owners who make large purchases and want simple-to-use cash back rewards.
Sign-up bonus
Best bonus online: bonus_miles_full
This bonus is earned as cash back, not Ultimate Rewards® points like the other Chase Ink cards.
Rewards
- 5% on Lyft rides through March 2025.
- 2.5% on large purchases of $5,000 or more.
- 2% on all other business purchases.
Rewards are earned cash back.
Benefits
Consumer insurance benefits
- Purchase protection.
- Extended warranty protection.
- Cell phone protection.
Travel insurance benefits
- Auto rental collision damage waiver.
- Travel and emergency assistance services.
Advertiser disclosure: Cards and Points has partnered with CardRatings for our coverage of credit card products. Cards and Points and CardRatings may receive a commission from card issuers. Some or all of the card offers that appear on this site are from advertisers. Compensation may affect how and where card products appear on the site. The site does not include all card companies or all available offers. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Terms apply to all credit card benefits.
