March 27, 2025: Chase and United recently refreshed the United credit card lineup, increasing annual fees and adding a bunch of coupon-like credits. Alongside the refresh, they also launched new United credit card offers. Here are the best United credit card offers.
Best United Credit Card offers
 The New United Gateway℠ Card Annual fee: $0 | Sign-up bonus: Debut Offer: Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more. Learn how to apply. This card is a good choice if you also hold the The New United℠ Business Card, thanks to the United card’s Better Together anniversary bonus. |
 The New United℠ Explorer Card Annual fee: $0 intro annual fee for the first year, then $150 | Sign-up bonus: Debut Offer: Earn 80,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Learn how to apply. Offers a free checked bag for you and a companion, plus two United Club one-time passes each year. |
 The New United Quest℠ Card Annual fee: $350 | Sign-up bonus: Debut Offer: Earn 90,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open. Learn how to apply. This is probably the best-value United credit card post-refresh, especially if you redeem miles for award travel at least once a year. |
 The New United Club℠ Card Annual fee: $695 | Sign-up bonus: Debut Offer: Earn 95,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. Learn how to apply. Offers a Untied Club℠ membership. After the recent refresh, the card now offers the lesser tier “Individual” of United Club membership. |
 The New United℠ Business Card Annual fee: $150 | Sign-up bonus: Debut Offer: Earn 125,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Learn how to apply. Pairs well with the The New United Gateway℠ Card thanks to the business card’s annual “better together” bonus. |
The New United Club℠ Business Card Annual fee: $695 | Sign-up bonus: Earn 125,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. Learn how to apply. No longer the lowest cost way to get a Untied Club℠ membership, since Chase increased the annual fee to match the United Club personal card. |
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Our take: Bigger bonuses, but devalued cards.
Many of these bonuses (but not all!) match or exceed the best bonuses we’ve seen on these cards in quite a while. But before you apply, you should know about the changes that United has made to these cards. All of the cards now carry higher annual fees and Chase has added a bunch of coupon-book credits to all of these cards.
While it is technically possible to get more value out of the cards than before, you’ll find yourself chasing after a bunch of small monthly statement and United Travel Bank credits. Unless you’re willing to chase the credits, all of the cards just became more expensive.
Since the cards are now more expensive, I’d expect to see bigger bonuses on these cards, but only time will tell. We don’t yet know what the “standard” bonus will be on these cards. Check out our guide to the United cards to see if the cards make sense for you after the changes. If they do, now is probably a decent time to get one, but I’d say that there’s better-than-even odds that we’ll see similar bonuses on these cards in the future.
Other ways to get United miles through welcome bonuses
Chase Ultimate Rewards® is a transfer partner of United Mileage Plus. If you’re collecting Mileage Plus miles, you might also be interested in Ultimate Rewards welcome bonuses. Ultimate Rewards become transferable to United Mileage Plus if you hold a premium Ultimate Rewards credit card like the Chase Sapphire Preferred or Chase Sapphire Reserve.
Bottom line: Refreshed cards, higher annual fees, bigger bonuses
The United credit card offers have been increased alongside a refresh of the entire United credit card lineup. If the cards make sense for you, now is probably a decent time to pick one up.
Frequently asked questions
Can I hold multiple United credit cards?
Yes. You can hold multiple United Airlines credit cards and earn a welcome bonus for each. In fact, United encourages small business owners to hold both a personal and a business credit card with its “better together” bonus.
Which United credit card gets me free bags?
Any of the United credit cards with an annual fee will get you a first checked bag free. The United Quest℠ Card, United Club℠ Infinite Card and United Club℠ Business Card offers a first and second checked bag for free.
Which is the best United credit card?
The best card for you depends on how often you fly with United. Occasional flyers are probably best matched to the United℠ Explorer Card. If you want lounge access, consider the United Club℠ Infinite Card. Frequent United travelers who don’t need lounge access should consider the United Quest℠ Card.
