November 8, 2024: Amazon and Chase have increased the bonus on the Prime Visa to include a $200 Amazon gift card upon approval.
The Prime Visa is an essential card for Amazon Prime shoppers, thanks to its 5% cash back rewards on Amazon Prime purchases and the inclusion of extended warranty and purchase protection benefits.
Annual fee: annual_fees
Requires paid Prime membership.
Best sign-up bonus: bonus_miles_full
This bonus comes as an Amazon gift card, but the card earns points which can be redeemed for cash back.
My take: An essential card for Amazon Prime with the best bonus since we’ve started tracking
If you have Amazon Prime and don’t already have this card, what are you doing with your life?!?
Okay, in reality, which card to use for Amazon is probably way down on your priority list, but getting this card is an easy call. This card is the best card to use at Amazon.com for most purchases. It earns 5% rewards on your purchases and the inclusion of both extended warranty protection and purchase protection means that you don’t have to worry about giving up rewards for essential benefits—you get both.
The current $200 Amazon gift card bonus is the best bonus we’ve seen on this card since we started tracking it. We don’t have any information about when this offer, which is marketed as a “limited-time offer” will end, but my speculation is that the end of this offer will be sometime near the end of the holiday shopping season.
If you have Amazon Prime and don’t already have this card, get it now.
At a glance: About the Prime Visa
Annual fee: annual_fees
Requires paid Prime membership.
The Prime Visa offers 5% cash back rewards at most Amazon brands, plus Chase extended warranty and purchase protection, making it one of the best cards to use at Amazon.
Welcome offer
Best sign-up bonus: bonus_miles_full
This bonus comes as an Amazon gift card, but the card earns points which can be redeemed for cash back.
Rewards
- 5% on Amazon.com.
- 5% on Amazon Fresh online or in-store.
- 5% at Whole Foods Market.
- 5% on Chase Travel℠ purchases.
- 2% at gas stations.
- 2% at restaurants.
- 2% on local transit and commuting, including rideshare.
- 1% on other purchases.
Rewards are earned as cash back.
Benefits
Consumer insurance benefits
Travel insurance benefits
- Auto rental collision damage waiver.
- Baggage delay insurance.
- Lost luggage reimbursement.
- Travel accident insurance.
- Travel and emergency assistance.
Frequently asked questions
Do I have to have Amazon Prime to get the Prime Visa?
Yes. If you don’t have Prime, you’ll be able to apply for the Amazon Visa, which gets 3% cash back at Amazon.
When do I get the gift card for the Amazon Prime Visa?
The welcome offer on the Amazon Prime Visa promises the gift card upon approval. It should be available to use shortly after you are approved.
Does the Prime Visa have a referral bonus?
Yes, you can refer others to the Prime Visa. Visit our article on referring others to Chase cards for the details on how to refer your friends and family.
